Senior Full Stack Engineer AI / FinTech £150k + Equity in London

Senior Full Stack Engineer AI / FinTech £150k + Equity in London

London Full-Time 150000 - 150000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Build an AI-powered financial co-pilot and shape the product from the ground up.
  • Company: Exciting early-stage AI FinTech with a focus on innovation.
  • Benefits: £150k salary, equity options, and remote work flexibility.
  • Other info: Opportunity to influence product direction and work closely with founders.
  • Why this job: Join as a key engineer and make a real impact in the FinTech space.
  • Qualifications: Strong full-stack engineering skills and experience in dynamic environments.

The predicted salary is between 150000 - 150000 £ per year.

Senior Full Stack Engineer | AI / Fin Tech | £150k + Equity

Most personal finance products are very good at telling you where your money went.

What if one could tell you what to do next?

I'm working with an early-stage AI Fin Tech that has recently closed its pre-seed round and is building an AI-powered financial co-pilot.

They're now looking for one of their first senior engineering hires.

This isn't a role where you'll inherit a mature platform, a backlog and six layers of approval.

You'll be Engineer #1/#2, working directly with the founders to turn an early product into something people genuinely trust with their financial decisions.

You'll be responsible for things like

  • Building across the full stack, including React Native on the frontend
  • Making early architectural and technology decisions
  • Working with financial data, account aggregation and open banking integrations
  • Building the AI layer that turns financial information into useful actions
  • Helping shape the product, rather than simply being handed tickets
  • Setting technical standards that future engineering hires will build on They're deliberately keeping the technical requirements broad.

What matters more is that you're a very strong full-stack engineer who has built products in demanding environments and is comfortable operating with ambiguity.

Experience within a recognised technology company, high-growth startup or Fin Tech would be particularly interesting.

Exposure to AI/LLMs, financial data or open banking would be a bonus.

You'll need the appetite for early-stage life too.

There's no legacy codebase holding you back, but equally, there's nowhere to hide when something needs figuring out. £150k + meaningful equity

  • Remote, but London-based
  • Pre-seed, recently funded

Engineer #1/#2 If you're a senior engineer who likes the idea of getting in early enough to genuinely influence what gets built and how it gets built, drop me a message.

Equally, if someone immediately came to mind while reading this, I'd appreciate an introduction.

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Senior Full Stack Engineer AI / FinTech £150k + Equity in London employer: IO Associates

Join a leading engineering organisation that values innovation and excellence, offering a dynamic work culture where your contributions directly impact high-performance solutions in safety-critical environments. With a strong focus on employee growth, you will have the opportunity to mentor fellow engineers and shape technical direction while working in an Agile/SAFe environment. Located in the UK, this role provides a unique chance to be part of cutting-edge projects in defence, aerospace, and industrial technology, ensuring a rewarding and meaningful career path.

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Contact Details:

IO Associates Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Senior Full Stack Engineer AI / FinTech £150k + Equity in London

Join Local Tech Meetups

Get out there and mingle with fellow developers by joining local tech meetups. It’s a fantastic way to meet people who might be working at IO Associates or know someone who does. Plus, you can pick up some trendy tech skills and trends while you're at it!

Contribute to Open Source Projects

Show off your coding chops by jumping into open-source projects. Not only does this give you practical experience, but it also gets you noticed in the dev community. You'll create a killer portfolio that speaks volumes about your skills to IO Associates.

Tap into Online Developer Communities

Don’t underestimate the power of online developer communities like GitHub, Stack Overflow, and even Reddit. Participate in discussions, share your projects, and build your visibility. We can often find opportunities through these channels that can lead to a full-time gig at companies like IO Associates.

Explore Job Boards Specifically for Tech Roles

Keep your eyes peeled on job boards that focus on tech roles. Sites like TechCareers or Stack Overflow Jobs can often have listings for companies like IO Associates that might not show up on broader job sites. Make it a habit to check these regularly, and don’t hesitate to apply directly through our website!

We think you need these skills to ace Senior Full Stack Engineer AI / FinTech £150k + Equity in London

Full Stack Development
React Native
Architectural Decision Making
Financial Data Handling
Account Aggregation
Open Banking Integrations
AI Integration

Some tips for your application 🫡

Show off your coding skills:When applying for a software engineering role, it's super important to showcase your coding skills. Make sure your CV includes your tech stack, any relevant programming languages you’re comfortable with, and examples of projects you've worked on. If you have a GitHub profile, link it up! We love to see code in action.

Tailor your portfolio:For a full-time role, we’d expect to see some solid examples of your work in your portfolio. Make sure to include at least two or three projects that highlight your problem-solving skills and your ability to work with different technologies. Focus on the projects that are most relevant to the position at IO Associates.

Craft a killer cover letter:Your cover letter is your chance to stand out—make it personal! Explain why you want to work at IO Associates and how your skills align with the role. Show us your passion for software development. We dig enthusiastic candidates who understand the value of collaboration and continuous learning!

Be clear and concise:When it comes to writing your CV and cover letter, clarity is key. Avoid jargon that could confuse us and stick to simple, direct language. Highlight your achievements with quantifiable results where possible, and keep everything easy to read. A well-organised application goes a long way!

How to prepare for a job interview at IO Associates

Brush Up on Your Coding Skills

For a full-time software engineering role, it's crucial that we stay sharp with our coding abilities. Expect technical questions that might involve solving problems on the spot or discussing algorithms. Practise on platforms like LeetCode or HackerRank to get comfortable with the types of questions that often come up.

Know Your Tools and Frameworks

Make sure we’re well-acquainted with the tools and technologies listed in the job description. Familiarise ourselves with any specific frameworks or programming languages mentioned. If IO Associates uses React or Node.js, for instance, be ready to discuss how we’ve used them in previous projects or coursework.

Showcase Your Projects

Bring along a portfolio that highlights our best work. This could be code samples, GitHub repositories, or any side projects we’ve built. Make sure we can talk through our thought process for each project, especially the challenges we faced and how we solved them—this shows our problem-solving skills in action.

Prepare for Behavioural Questions

While technical skills are key, full-time positions also require cultural fit. Be ready to discuss our previous experiences and how we handle teamwork, conflict, and deadlines. Brush up on the STAR method—Situation, Task, Action, Result—to clearly articulate our past experiences when discussing how we've contributed to a team.