Credit Risk Analyst - Contract - London - Inside IR35

Credit Risk Analyst - Contract - London - Inside IR35

London Temporary 63000 - 77000 £ / year (est.) Hybrid
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At a Glance

  • Tasks: Assess creditworthiness and produce detailed reviews for trading counterparties.
  • Company: Leading energy and commodities trading business in London.
  • Benefits: Hybrid working, collaboration with industry experts, and contract flexibility.
  • Other info: Opportunity to grow in a commercial trading environment.
  • Why this job: Join a dynamic team and make impactful decisions in the trading sector.
  • Qualifications: Experience in Credit Risk or Credit Analysis with strong analytical skills.

The predicted salary is between 63000 - 77000 £ per year.

A leading energy and commodities trading business is seeking a Credit Risk Analyst to join its London-based Credit Risk team on an initial contract basis. Working closely with Credit Portfolio Managers and Front Office stakeholders, you'll be responsible for assessing counterparty creditworthiness, producing detailed credit reviews and supporting credit limit recommendations across a broad portfolio of trading counterparties.

Responsibilities

  • Produce and present credit reviews on trading counterparties across the energy and commodities sector
  • Analyse financial statements, annual reports and market intelligence to assess credit quality
  • Make recommendations around credit appetite, limits and risk mitigation measures
  • Partner with Credit Portfolio Managers and Front Office teams on new and existing business opportunities
  • Monitor counterparties for material credit events and changes in financial performance
  • Support the ongoing management of counterparty exposures across a diverse global portfolio

Requirements

  • Previous experience within Credit Risk, Counterparty Risk or Credit Analysis
  • Strong financial statement analysis and credit assessment skills
  • Experience writing and presenting credit reviews
  • Ability to engage with both risk and commercial stakeholders
  • Exposure to commodity trading, energy markets, utilities or trade finance would be advantageous
  • Knowledge of ISDA, CSA, EFET or related trading documentation is beneficial
  • Familiarity with Moody's, S&P or Capital IQ would be useful but is not essential

Additional Information

  • Hybrid working, typically three days per week in the London office
  • Opportunity to work directly with experienced credit and portfolio management professionals in a commercial trading environment
  • Suitable for candidates from commodity trading houses, utilities, energy companies, trade finance or broader counterparty credit backgrounds

Credit Risk Analyst - Contract - London - Inside IR35 employer: Investigo

Join a leading organisation in the UK energy sector as a PMO Analyst, where you will thrive in a dynamic and supportive work culture that prioritises employee growth and development. With a hybrid working model based in Solihull, you'll benefit from flexible working arrangements, comprehensive training opportunities, and a collaborative environment that encourages innovation and continuous improvement. This role not only offers a chance to contribute to impactful change initiatives but also provides a pathway for career advancement within a well-respected company committed to excellence.

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Contact Details:

Investigo Recruitment Team

StudySmarter Expert Advice🤫

We think this is how you could land Credit Risk Analyst - Contract - London - Inside IR35

✨Join Financial Networking Events

Jump into local finance meetups and conferences — they’re a goldmine for temporary roles in banking and financial services. You can chat with industry professionals and even get leads on upcoming opportunities that might not be posted online yet.

✨Utilise Temp Agencies Specialised in Finance

Reach out to temp agencies that focus on the banking sector. They often have strong ties with various firms and can help you secure short-term gigs that can help beef up your CV and get your foot in the door at firms like Investigo.

✨Connect with Alumni from Your Uni

Don't underestimate the power of your university’s alumni network. Many former students are working in banking and can help you find temporary roles or even offer mentorship. Reach out directly or attend alumni events to broaden your circle.

✨Stay Active on Job Boards and Company Websites

Keep your eyes peeled on job boards specifically for finance roles. Companies like Investigo might post temporary positions directly on their sites, so make sure to apply there too. Set alerts to catch those roles the moment they go live!

We think you need these skills to ace Credit Risk Analyst - Contract - London - Inside IR35

Credit Risk Analysis
Counterparty Risk Assessment
Financial Statement Analysis
Credit Review Writing
Presentation Skills
Stakeholder Engagement
Commodity Trading Knowledge

Some tips for your application 🫡

Show Off Your Academic Achievements:In banking and financial services, your academic record can really make you stand out. List relevant grades, certifications, or coursework on your CV, especially if you've taken finance-related modules. This is particularly important for a temporary role where qualifications can help you shine even brighter!

Highlight Relevant Experience:If you’ve done any internships, part-time roles, or even coursework that aligns with banking or finance, make sure you include those! Showcase specific tasks where you used quantitative skills or analytical thinking, as this is what the hiring managers at Investigo will be keen to see in your application.

Tailor Your Cover Letter Purposefully:When writing your cover letter, focus on why you’re interested in a temporary position at Investigo. Let them know how you can quickly adapt to the team's needs and how eager you are to learn the ropes of the banking sector during this short stint. Your motivation and enthusiasm could really set you apart!

Be Prepared with References:For temporary roles, references can play a crucial role in your application. Make sure you’ve got a couple of references lined up who can vouch for your skills and work ethic. This helps to give Investigo confidence in your short-term commitment to the role.

How to prepare for a job interview at Investigo

✨Brush Up on Financial Regulations

Since this is a role in banking and financial services, be ready to discuss key regulations like MiFID, Basel III, or GDPR. These are hot topics, and your awareness of how they impact daily operations can give you a significant edge during your interview with Investigo.

✨Showcase Your Analytical Skills

Prepare for interview questions that assess your analytical abilities. You might need to tackle hypothetical scenarios involving risk assessment or financial forecasting. Bringing examples of relevant projects or coursework can emphasise your practical understanding of these concepts.

✨Highlight Flexibility and Adaptability

For a temporary role, showing that you can quickly pick up new processes and tools is crucial. Be ready to discuss previous experiences where you had to adapt to changing requirements or tight deadlines, as this will reassure Investigo that you’re a reliable team player.

✨Demonstrate a Willingness to Learn

In a temporary position, leaning into your eagerness to learn can really set you apart. Be prepared to share how you’re staying updated on industry trends or any additional training you've pursued. Employers appreciate candidates who are proactive about their development—even for short-term roles.