At a Glance
- Tasks: Lead the development of a Cash ISA and manage product strategy.
- Company: Join InvestEngine, a modern investment platform with a passionate team.
- Benefits: Impactful work, growth opportunities, remote flexibility, and a supportive culture.
- Other info: Collaborative environment with a focus on autonomy and transparency.
- Why this job: Shape innovative financial products and drive real change in investing.
- Qualifications: Experience in cash savings and treasury products is essential.
The predicted salary is between 66150 - 80850 £ per year.
About InvestEngine
InvestEngine is everything the modern investor should need. Unbeatable value, market-leading automation, and built for easy, long-term investing. We’ve built a strong foundation, have over £3.5 billion invested, award-winning service, and a passionate team, now we’re ready to scale.
About the Role
We are looking for a Product Lead with deep experience in cash savings and treasury products to lead the development of InvestEngine’s Cash ISA proposition. Initially, the role will focus on launching and managing a Cash ISA delivered through a partner. Over time, the successful candidate will help define and build the capabilities needed to bring more of the treasury solution in-house. This is a hands‑on product leadership role spanning proposition design, commercial strategy, pricing, partner management, go‑to‑market and ongoing product performance.
What You’ll Do
- Lead the product strategy, design and launch of a partner-delivered Cash ISA.
- Own the commercial and customer proposition, including interest‑rate strategy, pricing governance and margin management.
- Develop acquisition and retention strategies, with particular focus on introductory and bonus rates.
- Model and monitor customer behaviour before and after bonus‑rate expiry, including balance attrition, switching and retention.
- Define the go‑to‑market strategy across positioning, target segments, channels, launch mechanics and lifecycle communications.
- Manage the product relationship with banking and infrastructure partners, ensuring clear ownership of service, controls and customer outcomes.
- Establish the MI needed to manage balances, inflows, outflows, rate sensitivity, cost of funds, margin and customer cohorts.
- Work closely with Finance, Compliance, Operations, Marketing, Engineering and senior leadership.
- Shape the longer‑term roadmap towards an in‑house treasury capability, including operating model, technology, controls, liquidity and regulatory requirements.
What We’re Looking For
- Significant product leadership experience in cash savings, Cash ISAs, deposits or treasury‑led consumer products.
- A strong track record of building and launching cash products, ideally through both partner‑led and in‑house models.
- Practical experience setting customer interest rates and balancing growth, retention, funding requirements, margin and fair value.
- Deep understanding of bonus‑rate propositions, including acquisition economics, expiry communications and post‑bonus customer drop‑off.
- Experience managing savings‑product go‑to‑market strategies and customer lifecycle performance.
- Strong commercial and analytical judgement, with the ability to turn customer and balance behaviour into clear product decisions.
- Understanding of the UK savings market, ISA rules, Consumer Duty and the regulatory considerations relevant to cash products.
- Comfortable operating across strategy and delivery in a fast‑moving, regulated environment.
What success looks like
- A compelling, compliant and commercially sustainable Cash ISA is launched through the selected partner.
- Interest‑rate and bonus‑rate decisions are supported by clear economics, governance and customer‑outcome analysis.
- Acquisition, retention and post‑bonus balance behaviour are understood and actively managed.
- InvestEngine has a credible roadmap for developing an in‑house treasury solution.
How We Work
We’re a lean, fast‑moving team that values clarity, ownership, and transparency. You won’t just be executing tickets — you’ll shape systems, improve processes, and influence product direction. We expect autonomy, but we also support each other. No bureaucracy, no drama — just respectful collaboration and meaningful work.
What We Offer
- Impact from day one: You’ll take on meaningful work from the start, tackling real challenges that drive the stability, efficiency, and growth of our business.
- Room to grow: As we scale, you’ll have opportunities to expand your responsibilities, influence how we work, and help shape our long‑term direction.
- Transparent and open culture: We share decisions openly, keep communication channels clear, and encourage collaboration across every part of the business.
- Supportive, high‑calibre team: Work alongside talented professionals who are experts in their fields — smart, driven, and generous with their knowledge.
- Remote first and flexible: Work in the way that best suits you. We focus on results, not rigid hours, and trust you to manage your time effectively.
Our Hiring Process
- Introductory call with our Talent team
- Gamified cognitive assessment to understand how you think and problem‑solve
- Competency interview focused on your experience in operational risk and controls (may include a short task or case study)
- Senior leadership interview to explore alignment with our culture, values, and strategic direction
Product Lead – Cash and TreasuryJob Title Here employer: InvestEngine Limited
InvestEngine is an exceptional employer that champions a culture of transparency, collaboration, and innovation. As a Senior Investment Analyst, you'll be part of a dynamic team in London, where your contributions will directly impact investor outcomes and the company's growth. With a focus on employee development, flexible working arrangements, and the opportunity to work alongside industry experts, InvestEngine offers a rewarding environment for those looking to make a meaningful difference in the investment landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Product Lead – Cash and TreasuryJob Title Here
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like InvestEngine Limited. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from InvestEngine Limited.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like InvestEngine Limited. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace Product Lead – Cash and TreasuryJob Title Here
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in InvestEngine Limited and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show InvestEngine Limited how you can be a team player!
How to prepare for a job interview at InvestEngine Limited
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with InvestEngine Limited.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with InvestEngine Limited's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
