Senior Credit Risk Analyst in London

Senior Credit Risk Analyst in London

London Full-Time 55000 - 65000 Β£ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead credit assessments and manage counterparty credit risk in the energy sector.
  • Company: Dynamic energy company with a focus on innovation and collaboration.
  • Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
  • Why this job: Join a vital role in shaping credit risk strategies in a thriving industry.
  • Qualifications: 2+ years in credit risk, strong analytical skills, and knowledge of energy markets.
  • Other info: Exciting chance to enhance credit processes and make impactful decisions.

The predicted salary is between 55000 - 65000 Β£ per year.

Location: London

Working type: Hybrid

Salary range: Β£55k-Β£65k

We are partnered with an energy company who are seeking a Senior Credit Risk Analyst to join their Credit Risk function within the Commercial team. The role focuses on assessing and managing counterparty credit risk associated with physical gas and power supply. The successful candidate will work closely with internal commercial and trading stakeholders, as well as external counterparties, intermediaries and credit insurance providers. The position involves evaluating financial and contractual risk, managing credit exposures and collateral arrangements, and supporting credit decision-making across the business.

Key responsibilities

  • Lead credit assessments for complex and high-value counterparties, including group structures and SPVs.
  • Assess and manage counterparty credit risk arising from physical gas and power supply.
  • Complete credit assessments using quantitative and qualitative data, including credit insurance submissions and periodic credit limit reviews.
  • Monitor and maintain accurate credit exposure and collateral records across insured and uninsured positions.
  • Manage aggregate credit insurance utilisation in line with internal policy limits.
  • Communicate credit decisions and recommendations to internal stakeholders.
  • Identify and implement appropriate credit risk mitigation measures, including alternative forms of security.
  • Act as a senior escalation point for complex or non-standard credit matters.
  • Support credit input into contract renewals, site additions and payment term changes.
  • Review and support credit aspects of trading and supply documentation.
  • Produce credit risk reporting and analysis to support commercial decision-making.
  • Contribute to improvements in credit processes, reporting and automation.

Skills and experience required

  • Minimum 2 years' experience in a credit risk role within energy, utilities or commodities.
  • Working knowledge of electricity and/or gas markets.
  • Strong financial analysis, numerical and data assessment skills.
  • Experience managing credit exposures and counterparty risk.
  • Ability to interpret contractual and trading documentation.
  • Intermediate Excel skills, including pivot tables and lookups.
  • Experience using CRM systems and web-based platforms.
  • Experience with SQL, Python or Power BI is advantageous.

Inventum Group is acting as an Employment Agency in relation to this vacancy.

Senior Credit Risk Analyst in London employer: Inventum Group

Join a forward-thinking energy company in London as a Senior Credit Risk Analyst, where you will be part of a dynamic team dedicated to managing counterparty credit risk in the fast-paced energy sector. With a hybrid working model, competitive salary, and a culture that fosters collaboration and innovation, this role offers excellent opportunities for professional growth and development. The company prioritises employee well-being and provides unique advantages such as access to cutting-edge tools and resources, ensuring you can thrive in your career while making a meaningful impact in the industry.
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Contact Detail:

Inventum Group Recruiting Team

StudySmarter Expert Advice 🀫

We think this is how you could land Senior Credit Risk Analyst in London

✨Tip Number 1

Network like a pro! Reach out to your connections in the energy sector and let them know you're on the hunt for a Senior Credit Risk Analyst role. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by brushing up on your knowledge of credit risk management, especially in the context of gas and power supply. We recommend practising common interview questions and scenarios related to financial analysis and credit assessments to show off your expertise.

✨Tip Number 3

Don’t forget to showcase your skills with Excel and any experience you have with SQL or Python during interviews. We all know that data assessment is key in this role, so be ready to discuss how you've used these tools to manage credit exposures effectively.

✨Tip Number 4

Apply through our website for the best chance at landing that dream job! We make it easy for you to submit your application and keep track of your progress. Plus, it shows you're serious about joining the team!

We think you need these skills to ace Senior Credit Risk Analyst in London

Credit Risk Assessment
Counterparty Risk Management
Financial Analysis
Data Assessment
Contractual Interpretation
Excel (Intermediate)
CRM Systems
SQL
Python
Power BI
Communication Skills
Risk Mitigation Strategies
Reporting and Analysis
Process Improvement

Some tips for your application 🫑

Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience in credit risk, especially within energy or commodities, and showcase any relevant skills like financial analysis and data assessment.

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for the role. Mention specific experiences that relate to assessing counterparty credit risk and managing credit exposures.

Showcase Your Skills: Don’t forget to highlight your technical skills! If you’ve got experience with Excel, SQL, or Python, make sure these are front and centre. We love seeing candidates who can bring these skills to the table.

Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status directly!

How to prepare for a job interview at Inventum Group

✨Know Your Numbers

As a Senior Credit Risk Analyst, you'll need to demonstrate strong financial analysis skills. Brush up on your numerical and data assessment abilities before the interview. Be prepared to discuss specific examples of how you've managed credit exposures and assessed counterparty risk in previous roles.

✨Understand the Market

Familiarise yourself with the electricity and gas markets, as well as any recent trends or changes. This knowledge will not only help you answer questions confidently but also show that you're genuinely interested in the role and the industry.

✨Prepare for Technical Questions

Expect to be asked about your experience with credit assessments and risk mitigation measures. Think of scenarios where you've led credit assessments for complex counterparties and be ready to explain your thought process and the outcomes.

✨Showcase Your Communication Skills

Since you'll be communicating credit decisions to internal stakeholders, it's crucial to demonstrate your ability to convey complex information clearly. Practice explaining your past credit decisions and recommendations in a straightforward manner, highlighting how you collaborated with different teams.

Senior Credit Risk Analyst in London
Inventum Group
Location: London

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