At a Glance
- Tasks: Evaluate transactions and manage risk portfolios for key customers in a dynamic environment.
- Company: Atradius, a global leader in trade credit insurance with a focus on teamwork and personal development.
- Benefits: Hybrid working, competitive salary, generous pension scheme, and 27.5 days annual leave.
- Other info: Opportunities for travel, industry talks, and funded further study to enhance your career.
- Why this job: Join a diverse team and make an impact in the world of finance and risk management.
- Qualifications: Degree in Finance, Economics, or Accounting preferred; strong analytical and communication skills required.
The predicted salary is between 21600 - 38400 £ per year.
Atradius provides trade credit insurance, surety, and collections services worldwide with a presence in 52 countries. The products offered protect companies against default risks associated with selling goods and services on credit. At Atradius, we believe in personal development and the Growth Mindset. Our culture is based on teamwork, reliable accountability, constant improvement, and unrivalled service.
We are considering entry-level and experienced candidates for this role. You will be joining the Credit Specialties department as an Underwriter within Risk Services. Credit Specialties offers non-cancellable and comprehensive credit insurance to corporates and banks across various sectors and regions. You will evaluate different transactions on a case-by-case basis to determine whether they pose an acceptable risk profile and align with departmental risk appetite. Additionally, you will manage a portfolio of risks for some of our key customers, developing relationships with our commercial unit and clients/brokers while managing expectations on both sides.
Given the nature of our business, we seek someone with an interest in geopolitical developments and preferably a reasonable grasp of macroeconomics. You will have the opportunity to attend industry talks and broker conferences, as well as receive financial analysis training. While a financial background is not essential, a basic understanding of financial statement analysis would be considered favourably. Candidates should be aware that the position involves travel, including potentially overseas, and therefore a flexible approach to working hours is essential.
Qualifications:
- A bachelor's or master's degree with a significant analytical component. Preference for Finance, Economics, or Accounting, although other disciplines will be considered.
- Strong written and communication skills with the ability to articulately convey an argument.
- Strong attention to detail and the ability to work with confidential information.
- An ability to interpret financial statements will be considered favourably, although this is not a requirement.
What do we offer:
- Hybrid working
- Competitive salary and annual bonus scheme
- Market-leading pension scheme of up to 18% contribution (15% employer contribution with a 3% employee contribution)
- Life assurance cover at 10 x annual salary
- Income protection insurance for long-term absence due to illness
- 27.5 days annual leave starting (plus bank holidays)
- Flexible working hours
- Training and support to reach your full potential, including the opportunity for funded further study
- Employee assistance programme
- Sports and social club
- Salary sacrifice scheme for discounted rates on private dental cover, private health insurance, retail vouchers, cycle to work scheme, etc.
We promote a positive and diverse working culture for all our people and value experience and expertise from a wide variety of backgrounds. We encourage and welcome everyone to apply to our positions.
Risk Underwriter in Cardiff employer: Intranet
Atradius is an exceptional employer that fosters a dynamic and inclusive work environment, prioritising personal development and a Growth Mindset. With a strong commitment to employee training and continuous professional development, Atradius offers competitive salaries, flexible benefits, and the opportunity to work on challenging tasks within a diverse international team. Located in a strategic hub for global trade credit insurance, employees benefit from a culture of teamwork and accountability, making it a rewarding place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land Risk Underwriter in Cardiff
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with professionals on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching Atradius and understanding their products. Show your interest in geopolitical developments and macroeconomics, as these are key to the Risk Underwriter role. Tailor your responses to highlight how your skills align with their needs.
✨Tip Number 3
Practice your communication skills! Being able to articulate your thoughts clearly is crucial, especially when discussing complex financial concepts. Consider mock interviews with friends or mentors to boost your confidence.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining the Atradius team. Good luck!
We think you need these skills to ace Risk Underwriter in Cardiff
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Risk Underwriter role. Highlight any relevant experience or skills that align with what Atradius is looking for, especially in analytical thinking and communication.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're interested in the role and how your background fits with Atradius' values, like teamwork and personal development.
Showcase Your Analytical Skills:Since this role involves evaluating risks, be sure to mention any experience you have with financial analysis or macroeconomics. Even if it's not extensive, showing an interest in these areas can set you apart!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows your enthusiasm for joining the Atradius team!
How to prepare for a job interview at Intranet
✨Know Your Numbers
Brush up on your financial statement analysis skills. Even if it's not a strict requirement, having a basic understanding will help you stand out. Be prepared to discuss how you would evaluate transactions and assess risk profiles.
✨Stay Informed on Geopolitical Trends
Since the role involves evaluating risks based on geopolitical developments, make sure you're up-to-date with current events. Bring examples of how these trends could impact credit insurance and be ready to share your insights during the interview.
✨Showcase Your Communication Skills
Strong written and verbal communication is key in this role. Practice articulating your thoughts clearly and confidently. You might even want to prepare a brief case study or example where you successfully conveyed complex information to a client or team.
✨Demonstrate Your Team Spirit
Atradius values teamwork and collaboration. Think of examples from your past experiences where you worked effectively within a team. Highlight how you can contribute to a positive working culture and support your colleagues in achieving common goals.
