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- Tasks: Lead credit risk assessments and oversee portfolio quality in a dynamic banking environment.
- Company: Join a fast-growing bank focused on innovation and agile practices.
- Benefits: Enjoy hybrid work options and a clear path to leadership roles.
- Why this job: Make a significant impact on risk strategy while advancing your career in financial risk oversight.
- Qualifications: 5 years in credit risk management with strong technical skills in Python, R, and SQL required.
- Other info: Ideal for ambitious individuals ready to shape the future of risk in banking.
The predicted salary is between 66000 - 88000 £ per year.
Senior Credit Risk Lead up to £110,000 DoE London 2 days | Hybrid/Flexible Our client a fast growing bank is looking for an experienced Senior Credit Risk Lead to own and review credit risk assessment frameworks, monitor portfolio quality, and strengthen risk oversight across consumer lending products and ensuring robust model governance. This is a high-impact role with a clear path to grow into a Head of Financial Risk Oversight—covering prudential and enterprise stress testing. If you\’re ready to take the next step in your risk career with a growing, agile bank—this is it. Key Responsibilities: ✔️ Develop and calibrate credit risk appetite ✔️ Oversee credit risk models, policies, and procedures (unsecured lending) ✔️ Lead credit portfolio monitoring and early warning analysis ✔️ Own second-line model governance and validation ✔️ Deliver risk insights to senior leadership and the Board ✔️ Help shape risk oversight as the bank scale into new products and growth areas ✅ About You: 5 years in credit risk management (retail banking/unsecured lending experience preferred) Strong technical skills: Python, R, SQL Knowledge of FCA, PRA, IFRS 9, Basel III Experience with model validation, and governance Excellent communicator—comfortable engaging senior stakeholders Ambitious, analytical, and ready to grow into a broader financial risk leadership role ⭐ Desirable: Experience in high-growth or mid-sized banks Knowledge of mortgage lending, credit card portfolios, or inorganic loan acquisitions This role offers significant exposure, responsibility, and growth potential within a forward-thinking risk function. If you’re ready to shape risk strategy in a growing bank, I’d love to hear from you. Apply now or message us directly to learn more. CreditRisk RiskManagement Hiring FinTechCareers RiskJobs Python UnsecuredLending ModelRisk PrudentialRisk FinancialRiskLeadership41bf1e1f-b16b-4260-a40a-17c77a06fd15
Senior Credit Risk Lead up to £110K DoE employer: InterQuest Group
Contact Detail:
InterQuest Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Lead up to £110K DoE
✨Tip Number 1
Network with professionals in the credit risk field, especially those who work in retail banking or fintech. Attend industry events or webinars to connect with potential colleagues and learn about the latest trends in credit risk management.
✨Tip Number 2
Familiarise yourself with the specific regulatory frameworks mentioned in the job description, such as FCA, PRA, IFRS 9, and Basel III. Being able to discuss these regulations confidently during interviews will demonstrate your expertise and readiness for the role.
✨Tip Number 3
Showcase your technical skills in Python, R, and SQL by working on relevant projects or case studies. Having concrete examples of how you've used these tools to solve credit risk problems can set you apart from other candidates.
✨Tip Number 4
Prepare to discuss your experience with model validation and governance in detail. Be ready to explain how you've contributed to improving credit risk models and what insights you've provided to senior leadership in previous roles.
We think you need these skills to ace Senior Credit Risk Lead up to £110K DoE
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit risk management, particularly in retail banking and unsecured lending. Use specific examples to demonstrate your technical skills in Python, R, and SQL.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your background aligns with the key responsibilities, such as developing credit risk appetite and overseeing model governance.
Highlight Relevant Experience: When detailing your work history, focus on your achievements in credit portfolio monitoring and early warning analysis. Mention any experience you have with FCA, PRA, IFRS 9, and Basel III regulations.
Showcase Communication Skills: Since the role requires engaging with senior stakeholders, provide examples of how you've effectively communicated complex risk insights in previous positions. This will demonstrate your ability to deliver risk insights to leadership.
How to prepare for a job interview at InterQuest Group
✨Showcase Your Technical Skills
Make sure to highlight your proficiency in Python, R, and SQL during the interview. Prepare examples of how you've used these skills in previous roles, especially in credit risk management, to demonstrate your technical expertise.
✨Understand Regulatory Frameworks
Familiarise yourself with FCA, PRA, IFRS 9, and Basel III regulations. Be ready to discuss how these frameworks impact credit risk assessment and governance, as this knowledge will be crucial for the role.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your analytical thinking and decision-making skills. Think about past experiences where you had to monitor portfolio quality or lead risk assessments, and be prepared to explain your thought process.
✨Engage with Senior Stakeholders
Since excellent communication is key, practice articulating complex risk concepts in a clear and concise manner. Be prepared to discuss how you would deliver risk insights to senior leadership and engage effectively with the Board.
