Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Analyze financial data to assess risk for SME borrowers and enhance loan decisions.
- Company: Join a fast-growing, progressive FinTech in London with a collaborative team culture.
- Benefits: Enjoy long-term progression opportunities and a supportive work environment.
- Why this job: Make an impact while expanding your knowledge of UK SMEs and improving systems.
- Qualifications: Experience in underwriting, strong analytical skills, and understanding of UK accounting standards required.
- Other info: Contact sarah.mitchell@interquestgroup.com for more details.
The predicted salary is between 36000 - 60000 £ per year.
InterQuest are proudly supporting a fast- growing, progressive FinTech who are looking for enthusiastic Commercial underwriting professionals to join their team in London as a result of the growth of the business. This is your chance to join a collaborative team and make an impact with a company offering long term progression opportunities. Responsibilities: Analyse financial data to assess risk for SME borrowers on an individual loan basis, enhancing loan decisions with market, industry, and portfolio insights. Expand your knowledge of UK SMEs, including accounting practices, industry standards, financing norms, payment behaviour, and relevant legal aspects, to accurately evaluate credit risk. Deliver an exceptional borrower experience by reviewing all loan applications efficiently and ensuring compliance with internal quality standards. Improve systems, processes, and business practices by offering recommendations for increased efficiency and capacity, and advising colleagues to maximize commercial opportunities while maintaining strong risk management Essential Skills: Experience in a similar underwriting position ideally in SME lending Strong analytical skills Understanding of UK Accounting standards Get in touch with me at sarah.mitchell@interquestgroup.com to find out more
Credit Underwriter employer: InterQuest Group
Contact Detail:
InterQuest Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarize yourself with the latest trends in SME lending and the specific challenges faced by UK SMEs. This knowledge will not only help you during interviews but also demonstrate your genuine interest in the role.
✨Tip Number 2
Network with professionals in the FinTech and underwriting sectors. Attend industry events or join online forums to connect with others who can provide insights or even refer you to opportunities within their companies.
✨Tip Number 3
Brush up on your analytical skills, especially in relation to financial data assessment. Consider taking a short course or certification that focuses on credit risk analysis to enhance your expertise.
✨Tip Number 4
Prepare to discuss how you can improve systems and processes in your previous roles. Think of specific examples where you made a positive impact, as this aligns well with the responsibilities of the position.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Credit Underwriter position. Understand the key responsibilities and essential skills required, such as experience in SME lending and strong analytical skills.
Tailor Your CV: Customize your CV to highlight relevant experience in underwriting and any specific achievements related to SME lending. Use keywords from the job description to ensure your application stands out.
Craft a Compelling Cover Letter: Write a cover letter that showcases your enthusiasm for the role and the company. Mention how your background aligns with the responsibilities of analyzing financial data and improving systems and processes.
Highlight Your Analytical Skills: In your application, emphasize your analytical skills and understanding of UK accounting standards. Provide examples of how you've successfully assessed risk or improved processes in previous roles.
How to prepare for a job interview at InterQuest Group
✨Showcase Your Analytical Skills
As a Credit Underwriter, strong analytical skills are crucial. Be prepared to discuss specific examples of how you've analyzed financial data in previous roles, particularly in SME lending. Highlight your ability to assess risk and make informed decisions.
✨Demonstrate Knowledge of UK SMEs
Familiarize yourself with the nuances of UK SMEs, including accounting practices and industry standards. During the interview, reference your understanding of financing norms and payment behavior to show that you can accurately evaluate credit risk.
✨Emphasize Compliance and Quality Standards
Discuss your experience in ensuring compliance with internal quality standards when reviewing loan applications. Provide examples of how you've maintained high-quality assessments while delivering an exceptional borrower experience.
✨Be Ready to Suggest Improvements
The company values efficiency and capacity improvements. Prepare to share ideas on how you have previously improved systems or processes in your past roles. This will demonstrate your proactive approach and ability to contribute to the team's success.
