Credit Underwriter

Credit Underwriter

Slough Full-Time No home office possible
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InterQuest are supporting an International bank who are looking for a Credit Underwriter to join their team. You\’ll be responsible for reviewing retail loan and savings applications in line with internal policies and regulatory guidelines. You\’ll assess creditworthiness using a range of data sources, including credit bureau reports, income verification documents, and affordability assessments. Your insights will directly contribute to maintaining a strong risk framework while enhancing the overall customer experience.

Key Responsibilities:

  • Assess loan and savings applications within the company’s risk appetite and regulatory framework
  • Analyse supporting documents such as bank statements, ID, income verification, and credit reports
  • Make balanced, well-informed underwriting decisions using both internal systems and external tools (e.g., CIFAS, AML databases)
  • Identify potential fraud and ensure compliance with all relevant financial crime and FCA regulations
  • Communicate effectively with customers and retail partners throughout the onboarding process
  • Participate in continuous improvement initiatives, helping to refine underwriting processes and policies
  • Work cross-functionally with teams in Risk, Product, and Customer Service to deliver efficient outcomes
  • Provide evening and weekend cover as part of a flexible workweek

Essential Skills

  • Experience of Credit Underwriting within a retail lending environment.
  • Background in an FCA-regulated environment
  • Strong analytical skills and attention to detail
  • Excellent communication skills, both written and verbal

*This role is only available to candidates who can start immediately

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Contact Detail:

InterQuest Group Recruiting Team

Credit Underwriter
InterQuest Group
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