At a Glance
- Tasks: Conduct detailed loan-level diligence and lead testing for public securitisations.
- Company: Fast-growing advisory firm with a global presence and diverse teams.
- Benefits: Competitive salary, comprehensive benefits, and commitment to professional development.
- Why this job: Join a dynamic team and make an impact in structured finance transactions.
- Qualifications: 2-4 years in loan portfolio analysis or credit risk; Excel proficiency required.
- Other info: Opportunity for career growth in a supportive and collaborative environment.
The predicted salary is between 36000 - 60000 £ per year.
Overview
Interpath is an international and fast-growing advisory business with deep expertise in a broad range of specialisms spanning deals, advisory and restructuring capabilities.
Interpath is agile, independent, and conflict-free, and our passion for doing what\’s right, every time, sets us apart. Our diverse teams provide specialist technical knowledge combined with deep sector experience across our service line specialisms. Since our foundation in 2021, Interpath has grown rapidly, and we now have a presence across the UK, Ireland, France, Germany, Austria, Spain, BVI, Cayman Islands, Bermuda, Barbados, and Hong Kong. By 2030 we aim to be one of the world\’s leading advisory firms with a truly global footprint.
Interpath is seeking a self-motivated and detail-oriented Assistant Manager for our growing Loan Portfolio Diligence team, with a focus on securitisation and structured finance transactions. This is a hands-on role with a dual focus: performing loan-level diligence, re-underwriting and data verification for private transactions, whilst having the ability to lead agreed-upon procedures (AUP) testing for public securitisations, including oversight of junior team members.
The role offers significant variety and exposure across a broad range of structured finance transactions. We perform diligence for private financing deals including asset-based lending and forward flow transactions, as well as portfolio sales, significant risk transfers, and full public securitisations. Our clients include banks, investment funds, asset managers, loan origination platforms, and fintech lenders and we work across all asset classes, such as residential and commercial mortgages, auto loans, consumer credit, SME lending, asset finance, and more.
Key Responsibilities
- Perform detailed loan-level due diligence, re-underwriting, and data verification for portfolios involved in private securitisation transactions
- Review and interpret credit files, servicing data and loan documentation to assess credit quality and adherence to underwriting standards
- Assess and critique lending policies to evaluate alignment with portfolio characteristics and credit risk appetite
- Lead AUP testing for public securitisations, overseeing junior resources and ensuring accuracy and consistency with offering documents and required data templates
- Review investor reporting to assess accuracy and produce recommendations for improvements
- Co-ordinate with internal teams and external stakeholders, including our clients, to ensure timely and high-quality delivery of work
Requirements
- Typically 2-4 years of experience in loan portfolio analysis, credit risk, structured finance, or securitisation
- Alternatively, a background in underwriting or credit assessment, either in professional services or within a lending institution, is highly relevant
- An understanding of securitisation structures, and familiarity with AUP engagements and public securitisation reporting requirements is beneficial
- Proficiency in Excel is required; experience with data analytics tools or cash flow modelling experience is a plus
- Self-motivated, with excellent communication skills
- Detail-oriented with a proactive problem-solving approach
- Ability to work both independently and collaboratively in a team setting
- Commitment to professional development and continuous learning
Benefits
At Interpath, our people lie at the heart of our business. That\’s why we provide employees with a competitive and comprehensive reward package including compelling salaries and a range of core and optional benefits. Read more about our benefits; Company Benefits – Interpath
Unsolicited Resumes from Third-Party Recruiters
Please note that Interpath do not accept unsolicited resumes from third-party recruiters. Any employment agency, person or entity that submits an unsolicited resume does so with the understanding that Interpath will have the right to hire that applicant at its discretion without any fee owed to the submitting employment agency, person or entity.
Seniority level
- Associate
Employment type
- Full-time
Job function
- Other
Industries
- IT Services and IT Consulting
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Assistant Manager, Loan Portfolio Diligence (Leeds, Manchester or London) employer: Interpath
Contact Detail:
Interpath Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Assistant Manager, Loan Portfolio Diligence (Leeds, Manchester or London)
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with yours. This will help you stand out and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your relevant experience.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Assistant Manager, Loan Portfolio Diligence (Leeds, Manchester or London)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Assistant Manager role. Highlight your experience in loan portfolio analysis and structured finance, and don’t forget to mention any relevant skills like Excel proficiency or data analytics.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about joining Interpath and how your background aligns with our mission. Keep it concise but impactful!
Showcase Your Attention to Detail: Since this role requires a keen eye for detail, make sure your application is free from typos and errors. A polished application reflects your commitment to quality, which is key in our line of work.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team!
How to prepare for a job interview at Interpath
✨Know Your Stuff
Make sure you brush up on your knowledge of loan portfolio analysis and securitisation structures. Familiarise yourself with the key responsibilities listed in the job description, especially around loan-level due diligence and AUP testing. This will show that you're not just interested in the role but also understand what it entails.
✨Showcase Your Experience
Prepare to discuss your previous experience in credit risk or structured finance. Have specific examples ready that demonstrate your skills in data verification and problem-solving. Highlight any relevant projects where you led a team or improved processes, as this aligns well with the role's requirements.
✨Ask Smart Questions
Interpath values curiosity and engagement, so come prepared with insightful questions about their approach to loan portfolio diligence. Inquire about the types of transactions they handle or how they support professional development within the team. This shows you're genuinely interested in the company and the role.
✨Be Yourself
While it's important to be professional, don't forget to let your personality shine through. Interpath is looking for self-motivated individuals who can work both independently and collaboratively. Be honest about your experiences and how you can contribute to the team dynamic.