At a Glance
- Tasks: Manage customer credit applications and assess risk while improving processes.
- Company: Established fleet services organisation with a focus on growth.
- Benefits: Competitive salary, private medical insurance, pension, and casual dress.
- Other info: Hybrid working available with opportunities for professional development.
- Why this job: Join a dynamic team and make a real impact in credit risk management.
- Qualifications: Experience in Credit Management and strong Excel skills required.
The predicted salary is between 50000 - 60000 £ per year.
Job Description Credit Risk Manager Location: Huntingdon
Job
Type: Permanent, Full-Time The Opportunity Our client is a well-established and growing organisation operating within the fleet services sector.
As part of their continued expansion, they are looking to appoint an experienced Credit Risk Manager to join their finance team, reporting directly to the Chief Financial Officer.
This will be available on a hybrid basis, but suitable candidates must live within a commutable area.
This is an excellent opportunity for a commercially minded credit professional who enjoys balancing risk management with customer relationship management and driving process improvements.
Key Responsibilities Customer Onboarding & Credit Risk Review and approve new customer credit applications, ensuring all required documentation is complete.
Assess customer risk and determine appropriate credit limits.
Continuously improve onboarding processes and credit assessment methodologies.
Regularly review existing credit facilities and customer payment performance.
Identify potential credit risks early and recommend amendments to credit limits where appropriate.
Produce weekly credit risk reports and management information for senior leadership.
Credit Control & Debt Management Monitor aged debt and support collection activities where necessary.
Provide recommendations on account escalation and recovery actions.
Oversee the asset recovery/defleet process, ensuring accurate billing and timely collection.
Support wider finance projects and continuous improvement initiatives.
Essential Skills & Experience Previous experience in a Credit Management or Credit Risk role.
Strong Microsoft Excel skills, including lookups, pivot tables and data analysis.
A proactive, hands-on approach and willingness to support the wider finance function.
Desirable ACCA (qualified or studying), or another relevant finance qualification.
Experience using Power BI or similar reporting tools.
Knowledge of IFRS 9 provisioning and credit risk frameworks.
What's on Offer Our client offers a competitive salary and a comprehensive benefits package, including: Private medical insurance Company pension Life assurance Health and wellbeing programme Additional annual leave Company events Free parking Casual dress Flu vaccinations Apply Now If you're an experienced Credit Risk professional looking for your next challenge within a growing organisation, we'd love to hear from you.
Credit Risk Manager (Hybrid) employer: Interaction - Huntingdon
Join our dynamic team in Huntingdon as a Payroll Administrator, where we prioritise employee well-being and professional growth. Enjoy a supportive work culture with benefits like a company pension and free parking, all while working a convenient Monday to Friday schedule. We are committed to fostering your development and providing a rewarding career path in payroll management.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Manager (Hybrid)
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Interaction - Huntingdon. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Manager (Hybrid)
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Interaction - Huntingdon.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Interaction - Huntingdon's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Interaction - Huntingdon
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Interaction - Huntingdon.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Interaction - Huntingdon will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Interaction - Huntingdon employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
