At a Glance
- Tasks: Manage credit risk and customer onboarding while driving process improvements.
- Company: Established fleet services organisation with a focus on growth.
- Benefits: Competitive salary, private medical insurance, pension, and casual dress.
- Other info: Hybrid working available with excellent career development opportunities.
- Why this job: Join a dynamic team and make a real impact in credit risk management.
- Qualifications: Experience in credit management and strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
Location: Huntingdon
Job Type: Permanent, Full-Time
The Opportunity
Our client is a well-established and growing organisation operating within the fleet services sector. As part of their continued expansion, they are looking to appoint an experienced Credit Risk Manager to join their finance team, reporting directly to the Chief Financial Officer. This will be available on a hybrid basis, but suitable candidates must live within a commutable area. This is an excellent opportunity for a commercially minded credit professional who enjoys balancing risk management with customer relationship management and driving process improvements.
Key Responsibilities
- Customer Onboarding & Credit Risk
- Review and approve new customer credit applications, ensuring all required documentation is complete.
- Assess customer risk and determine appropriate credit limits.
- Continuously improve onboarding processes and credit assessment methodologies.
- Regularly review existing credit facilities and customer payment performance.
- Identify potential credit risks early and recommend amendments to credit limits where appropriate.
- Produce weekly credit risk reports and management information for senior leadership.
- Credit Control & Debt Management
- Monitor aged debt and support collection activities where necessary.
- Provide recommendations on account escalation and recovery actions.
- Oversee the asset recovery/defleet process, ensuring accurate billing and timely collection.
- Support wider finance projects and continuous improvement initiatives.
About You
We're looking for someone who can combine strong analytical skills with excellent stakeholder management.
Essential Skills & Experience
- Previous experience in a Credit Management or Credit Risk role.
- Strong Microsoft Excel skills, including lookups, pivot tables and data analysis.
- Excellent communication skills with the confidence to engage with customers and senior stakeholders.
- A proactive, hands-on approach and willingness to support the wider finance function.
Desirable
- ACCA (qualified or studying), or another relevant finance qualification.
- Experience using Power BI or similar reporting tools.
- Knowledge of IFRS 9 provisioning and credit risk frameworks.
What's on Offer
Our client offers a competitive salary and a comprehensive benefits package, including:
- Private medical insurance
- Company pension
- Life assurance
- Health and wellbeing programme
- Additional annual leave
- Company events
- Free parking
- Casual dress
- Flu vaccinations
If you're an experienced Credit Risk professional looking for your next challenge within a growing organisation, we'd love to hear from you. Please apply today or contact us for a confidential discussion.
