At a Glance
- Tasks: Lead credit risk analysis and develop policies for the German lending market.
- Company: Join a fast-growing fintech lender expanding across the UK, EU, and US.
- Benefits: Enjoy great benefits, bonuses, stock options, and a hybrid work model.
- Why this job: Make a real impact on credit strategy in a dynamic, international environment.
- Qualifications: Strong credit risk experience, advanced SQL skills, and knowledge of German regulations required.
- Other info: Work in a modern Central London office with a collaborative team.
The predicted salary is between 60000 - 80000 £ per year.
Senior Credit Risk Analyst – German Market Focus Location: London (Hybrid) Salary: £60,000 – £80,000 Bonus Stock Options We\’re hiring a Senior Credit Risk Analyst to join a high-growth fintech lender expanding rapidly across the UK, EU, and US. This role will be instrumental in shaping credit strategy and risk analytics across European portfolios, with a specific focus on the German SME or consumer lending market . What You’ll Be Doing: Leading credit risk analysis and policy development for the German lending market Building and maintaining credit scoring models and risk frameworks (PD, LGD, EAD) Working closely with data, product, and commercial teams to deliver data-driven strategies Monitoring portfolio performance and recommending optimisation strategies Designing analytical tools and dashboards to enhance credit decisioning ✅ What We\’re Looking For: Strong experience in credit risk within SME or consumer lending Deep understanding of German credit risk practices and regulation Advanced SQL skills; comfort working with large datasets Analytical mindset and strong communication skills Bonus: experience with Python , credit scoring systems, or statistical modelling Why Apply: Join a dynamic, fast-growing fintech with international scale Ownership of high-impact credit initiatives Great benefits, bonus, stock options, and a modern Central London office41bf1e1f-b16b-4260-a40a-17c77a06fd15
Senior Credit Risk Analyst employer: Intellect Group
Contact Detail:
Intellect Group Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the specific credit risk practices and regulations in Germany. This knowledge will not only help you stand out during discussions but also demonstrate your commitment to understanding the market you'll be working in.
✨Tip Number 2
Network with professionals in the fintech and credit risk sectors, especially those focused on the German market. Attend industry events or webinars to connect with potential colleagues and gain insights into current trends and challenges.
✨Tip Number 3
Brush up on your SQL skills and consider working on projects that involve large datasets. Being able to showcase your analytical capabilities through practical examples can significantly enhance your profile.
✨Tip Number 4
Prepare to discuss how you've previously contributed to credit strategy and risk analytics. Think of specific examples where your input led to successful outcomes, as this will illustrate your value to the team.
We think you need these skills to ace Senior Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in credit risk analysis, especially within the SME or consumer lending sectors. Emphasise any specific projects or achievements related to the German market.
Craft a Compelling Cover Letter: In your cover letter, explain why you are passionate about the role and how your skills align with the company's needs. Mention your understanding of German credit risk practices and any relevant regulatory knowledge.
Showcase Technical Skills: Highlight your advanced SQL skills and any experience with Python or statistical modelling. Provide examples of how you've used these skills in previous roles to drive data-driven strategies.
Prepare for Interviews: Be ready to discuss your analytical mindset and communication skills. Prepare examples of how you've led credit risk analysis and policy development, particularly in relation to the German lending market.
How to prepare for a job interview at Intellect Group
✨Showcase Your Credit Risk Expertise
Make sure to highlight your experience in credit risk analysis, especially within the SME or consumer lending sectors. Be prepared to discuss specific projects or models you've worked on that relate to the German market.
✨Demonstrate Your Analytical Skills
Since the role requires advanced SQL skills and comfort with large datasets, be ready to explain how you've used these tools in past roles. Consider bringing examples of analytical tools or dashboards you've designed to enhance decision-making.
✨Understand German Credit Practices
Familiarise yourself with the nuances of German credit risk practices and regulations. This knowledge will not only impress the interviewers but also show your commitment to understanding the market you'll be working in.
✨Communicate Effectively
Strong communication skills are essential for this role. Practice articulating complex ideas clearly and concisely, especially when discussing technical concepts related to credit scoring models and risk frameworks.