At a Glance
- Tasks: Underwrite SME loan applications and enhance credit processes in a fast-paced environment.
- Company: Join a dynamic fintech helping small businesses thrive with innovative funding solutions.
- Benefits: Competitive salary, equity options, hybrid work model, and growth opportunities.
- Other info: Be part of a rapidly growing team with a focus on innovation and collaboration.
- Why this job: Make a real difference in the lending industry while developing your skills in a scaling company.
- Qualifications: Experience in lending, particularly in SME or commercial environments, is preferred.
The predicted salary is between 55000 - 55000 € per year.
London / Hybrid
Up to £55,000 base + equity options
We’re working with a fast-growing SME lending fintech that helps small businesses access funding, manage cash flow and support growth. The business is Series A backed and is now entering a key scaling phase.
They are looking for a Credit Analyst / Underwriter with experience in the lending industry, ideally across SME lending, working capital, commercial lending or a similar credit environment. This is a hands-on underwriting role, but not just a standard “process applications” position.
You’ll be reviewing SME lending applications day to day, while also helping improve workflows, decisioning, scorecards and credit processes as the business scales.
The role will involve:
- Underwriting SME loan applications in a high-volume environment
- Owning end-to-end credit evaluation for SME applicants
Credit Analyst / Underwriter employer: Intellect Group
Join a dynamic and innovative fintech company that is dedicated to empowering small businesses through accessible funding solutions. With a strong focus on employee development, a collaborative work culture, and the opportunity to influence key processes in a scaling environment, this role offers not just a job, but a chance to make a meaningful impact. Enjoy competitive compensation, equity options, and the flexibility of a hybrid working model in the vibrant city of London.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst / Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the fintech and lending space on LinkedIn. A friendly message can go a long way, and you never know who might have a lead on that perfect Credit Analyst/Underwriter role.
✨Tip Number 2
Prepare for those interviews! Brush up on your knowledge of SME lending and be ready to discuss how you've improved workflows or decisioning processes in past roles. Show them you're not just about processing applications but also about making a real impact.
✨Tip Number 3
Don’t forget to showcase your analytical skills! Bring examples of how you've evaluated credit applications and made decisions based on data. This will help you stand out as a candidate who can thrive in a high-volume environment.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities that might just be the perfect fit for you. Plus, it’s a great way to show your interest in the company and get noticed by hiring managers.
We think you need these skills to ace Credit Analyst / Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Analyst / Underwriter role. Highlight your experience in SME lending and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about working in fintech and how your background makes you a perfect fit for this hands-on underwriting role. Let us know what excites you about joining StudySmarter!
Showcase Your Analytical Skills:As a Credit Analyst, your analytical skills are key. In your application, provide examples of how you've successfully evaluated credit applications or improved workflows in previous roles. We love seeing real-life examples of your expertise!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, we can't wait to hear from you!
How to prepare for a job interview at Intellect Group
✨Know Your Numbers
As a Credit Analyst / Underwriter, you'll need to be comfortable with financial data. Brush up on key metrics related to SME lending, such as debt-to-income ratios and credit scores. Being able to discuss these confidently will show your expertise and readiness for the role.
✨Understand the Business Model
Familiarise yourself with how fintech companies operate, especially in the SME lending space. Research the specific company’s approach to funding and cash flow management. This knowledge will help you articulate how you can contribute to their growth and improve their credit processes.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills. Think of examples from your past experience where you had to evaluate loan applications or improve workflows. Be ready to explain your thought process and the outcomes of your decisions.
✨Show Your Problem-Solving Skills
This role isn’t just about processing applications; it’s about enhancing workflows and credit evaluation processes. Prepare to discuss any past experiences where you identified inefficiencies and implemented solutions. Highlighting your proactive approach will set you apart from other candidates.
