Underwriter in Bristol

Underwriter in Bristol

Bristol Full-Time 40000 - 50000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Review referrals, make decisions, and maintain relationships with delegated partners.
  • Company: Intact Insurance, a forward-thinking company transforming the insurance industry.
  • Benefits: Annual bonus, hybrid working, 25 days leave, health perks, and career development.
  • Other info: Inclusive culture with flexible working options and support for personal growth.
  • Why this job: Join us to shape the future of insurance and make a real impact.
  • Qualifications: Experience in underwriting Liability and Property risks with strong decision-making skills.

The predicted salary is between 40000 - 50000 £ per year.

Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

We’re leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you’re not just taking a job, you’re stepping into a career where you can make a real difference.

We’re customer-driven, community-focused, and committed to helping our people grow. Whether you’re early in your journey or bringing years of experience, we’ll support you with the tools, flexibility, and opportunities to thrive.

This role is central to keeping the delegated portfolio operating effectively. As an Underwriter in Delegated (Liability and Property), you’ll review referrals from our partners, make clear decisions within your authority, and ensure activity stays aligned with Intact’s underwriting approach. The work supports the service levels we commit to and helps maintain good working relationships with our delegated partners. It’s a great role for someone who wants to work closely with delegated schemes, use their technical judgement day to day, and play an active part in shaping how delegated business operates across Intact. The locations for this role are Manchester and Bristol.

You’ll make an impact by:

  • Delivering a consistent underwriting service to our delegated partners by reviewing referrals, supporting governance, and maintaining good working relationships.
  • Reviewing and assessing referrals from delegated partners, making decisions within your underwriting authority and escalating where required.
  • Working closely with Technical Underwriting Leads and Portfolio Managers to ensure risks align with strategy and appetite.
  • Maintaining accurate governance records, including referral logs, breach reporting, and clear underwriting rationales.
  • Building and managing good relationships with delegated partners, meeting agreed service levels and supporting audits when needed.

Your skills and experience:

  • You’re an experienced underwriter with good Liability experience, solid Property capability, and the assurance to make clear, well‑reasoned decisions.
  • You work with pace and accuracy in a customer‑driven environment, and you’re known for the quality of service you provide to brokers and partners.
  • Ability to underwrite Liability and Property risks confidently within personal authority.
  • Good relationship management skills with both internal stakeholders and external partners.
  • Ability to manage workload effectively while meeting agreed service levels.
  • Experience working with delegated authority partners and understanding the operational nuances involved.

Being part of our team means you’ll have the support and freedom to bring your best self to work each day. As a permanent member, here’s what you can look forward to:

  • Annual discretionary bonus
  • Up to 11% pension contributions
  • Hybrid working + flexible hours
  • 25 days annual leave + bank holidays + buy/sell options
  • Health & wellbeing + virtual GP
  • Career development and mentoring
  • Inclusive culture + employee networks
  • Share investment options

We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive. As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria. We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work‑life balance. If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.

Underwriter in Bristol employer: Intact Insurance (previously RSA)

At Intact Insurance, we pride ourselves on being an excellent employer, offering a dynamic work culture that prioritises employee growth and well-being. With competitive benefits such as hybrid working, generous annual leave, and a commitment to diversity and inclusion, we empower our team members to thrive in their careers while making a meaningful impact in the insurance industry. Join us in Manchester or Bristol, where you can develop your skills in a supportive environment and contribute to shaping the future of insurance.
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Contact Detail:

Intact Insurance (previously RSA) Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter in Bristol

✨Tip Number 1

Network like a pro! Reach out to current or former employees at Intact Insurance on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.

✨Tip Number 2

Prepare for the interview by understanding Intact's values and how they align with your own. Think about examples from your experience that showcase your skills in underwriting Liability and Property risks, and be ready to discuss them.

✨Tip Number 3

Practice makes perfect! Conduct mock interviews with friends or family. This will help you articulate your thoughts clearly and confidently, especially when discussing your decision-making process in underwriting.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Intact team.

We think you need these skills to ace Underwriter in Bristol

Underwriting Liability Risks
Underwriting Property Risks
Decision-Making Skills
Relationship Management
Governance Record Maintenance
Referral Assessment
Customer Service Orientation
Workload Management
Experience with Delegated Authority Partners
Technical Judgement
Collaboration with Technical Underwriting Leads
Understanding of Operational Nuances

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your underwriting experience, especially in Liability and Property, to show us you’re the right fit for the role.

Craft a Compelling Cover Letter: Use your cover letter to tell us why you want to join Intact Insurance and how you can contribute to our mission. Share specific examples of your past experiences that align with the responsibilities of the Underwriter role.

Showcase Your Decision-Making Skills: In your application, emphasise your ability to make clear, well-reasoned decisions. We want to see how you’ve successfully navigated challenges in previous roles, particularly in underwriting.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the recruitment process.

How to prepare for a job interview at Intact Insurance (previously RSA)

✨Know Your Underwriting Stuff

Make sure you brush up on your knowledge of Liability and Property underwriting. Be ready to discuss specific cases where you've made decisions within your authority, as this will show your confidence and expertise in the field.

✨Build Rapport with Delegated Partners

Since relationship management is key for this role, think about how you can demonstrate your ability to build and maintain good working relationships. Prepare examples of how you've successfully collaborated with partners or stakeholders in the past.

✨Showcase Your Decision-Making Skills

Be prepared to talk about your decision-making process. Think of scenarios where you had to assess referrals and make clear, well-reasoned decisions. Highlight how you balance speed and accuracy while maintaining service levels.

✨Understand Intact's Culture

Familiarise yourself with Intact Insurance's values and commitment to customer service. Be ready to discuss how you align with their mission to make insurance simpler and more responsive, and how you can contribute to their transformation in the industry.

Underwriter in Bristol
Intact Insurance (previously RSA)
Location: Bristol

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