At a Glance
- Tasks: Review referrals, make decisions, and maintain relationships with delegated partners.
- Company: Intact Insurance, a forward-thinking company transforming the insurance industry.
- Benefits: Annual bonus, hybrid working, 25 days leave, health perks, and career development.
- Other info: Inclusive culture with flexible working options and support for personal growth.
- Why this job: Join a team making a real impact in insurance while growing your career.
- Qualifications: Experience in underwriting Liability and Property risks with strong decision-making skills.
The predicted salary is between 63000 - 77000 £ per year.
Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe.
It’s a new name and a new way to do business.
Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.
Shape the future
We’re leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times.
When you join us, you’re not just taking a job, you’re stepping into a career where you can make a real difference.
Grow with us
We’re customer-driven, community-focused, and committed to helping our people grow.
Whether you’re early in your journey or bringing years of experience, we’ll support you with the tools, flexibility, and opportunities to thrive.
Win as a team
This role is central to keeping the delegated portfolio operating effectively.
As an Underwriter in Delegated (Liability and Property), you’ll review referrals from our partners, make clear decisions within your authority, and ensure activity stays aligned with Intact’s underwriting approach.
The work supports the service levels we commit to and helps maintain good working relationships with our delegated partners.
It’s a great role for someone who wants to work closely with delegated schemes, use their technical judgement day to day, and play an active part in shaping how delegated business operates across Intact.
The locations for this role are Manchester and Bristol.
You’ll make an impact by
In this role, you’ll be responsible for delivering a consistent underwriting service to our delegated partners by reviewing referrals, supporting governance, and maintaining good working relationships.
- Review and assess referrals from delegated partners, making decisions within your underwriting authority and escalating where required.
- Work closely with Technical Underwriting Leads and Portfolio Managers to ensure risks align with strategy and appetite.
- Maintain accurate governance records, including referral logs, breach reporting, and clear underwriting rationales.
- Build and manage good relationships with delegated partners, meeting agreed service levels and supporting audits when needed.
Your skills and experience
You’re an experienced underwriter with good Liability experience, solid Property capability, and the assurance to make clear, well-reasoned decisions.
You work with pace and accuracy in a customer-driven environment, and you’re known for the quality of service you provide to brokers and partners.
- Ability to underwrite Liability and Property risks confidently within personal authority.
- Good relationship management skills with both internal stakeholders and external partners.
- Ability to manage workload effectively while meeting agreed service levels.
- Experience working with delegated authority partners and understanding the operational nuances involved.
- Why You’ll Love It Here
Being part of our team means you’ll have the support and freedom to bring your best self to work each day. As a permanent member, here’s what you can look forward to
- Annual discretionary bonus
- Up to 11% pension contributions
- Hybrid working + flexible hours
- 25 days annual leave + bank holidays + buy/sell options
- Health & wellbeing + virtual GP
- Career development and mentoring
- Inclusive culture + employee networks
- Share investment options
- Our DEI Commitment
We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive.
As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.
We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work–life balance.
If you meet the core criteria but not every requirement, we’d still love to hear from you.
Let’s explore how this role could support your next career step.
If you need adjustments during the recruitment process, just let us know we’re here to support you.
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Underwriter employer: Intact Insurance (previously RSA)
Intact Insurance is an exceptional employer that prioritises employee growth and well-being, offering a supportive environment where you can thrive in your career as an Underwriter. With a commitment to flexibility, hybrid working options, and a strong focus on inclusivity, you'll find yourself part of a team that values your contributions and encourages professional development. Located in vibrant cities like Manchester and Bristol, Intact provides a unique opportunity to make a meaningful impact while enjoying a balanced work-life experience.
Contact Details:
Intact Insurance (previously RSA) Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Underwriter
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Intact Insurance (previously RSA)). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Intact Insurance (previously RSA). Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Underwriter
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Intact Insurance (previously RSA).
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Intact Insurance (previously RSA). Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Intact Insurance (previously RSA)
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Intact Insurance (previously RSA) to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Intact Insurance (previously RSA), they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Intact Insurance (previously RSA)'s values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
