Location: This position can be based out of; Horsham, Manchester, Birmingham, Leeds, Bristol, Glasgow
Role Purpose
As CUO Underwriting Manager, your role will be to lead the underwriting performance, technical excellence and capability of the Property, Packages, Construction, Engineering, Renewable Energy and Terrorism portfolios. You will play a key role in delivering profitable growth by ensuring underwriting decisions align with business strategy, risk appetite and portfolio objectives, while driving consistent standards, strong governance and exceptional underwriting outcomes across the Regions business.
In this role, you'll make an impact by:
- Leading the underwriting performance and technical direction of the Property, Packages, Construction, Engineering, Renewable Energy and Terrorism portfolios.
- Driving profitable growth through effective portfolio management, risk selection and underwriting discipline.
- Embedding underwriting appetite, authority frameworks and governance standards across the portfolios.
- Coaching, developing and leading a team of underwriters, building technical capability and high-performance behaviours.
- Using underwriting data, insights and market intelligence to identify opportunities, risks and portfolio trends.
- Collaborating with senior stakeholders to shape and deliver underwriting strategy aligned to business objectives.
- Ensuring compliance with regulatory requirements, internal controls and underwriting standards.
- Championing continuous improvement initiatives that enhance underwriting effectiveness, operational efficiency and customer outcomes.
Your skills and experience:
- Significant commercial underwriting experience across one or more of Property, Packages, Construction, Engineering, Renewable Energy or Terrorism lines.
- Strong portfolio management expertise with a proven track record of delivering profitable underwriting results.
- Demonstrable experience leading, developing and motivating high-performing underwriting teams.
- Deep understanding of underwriting governance, risk appetite frameworks and delegated authority controls.
- Excellent analytical and decision-making skills, with the ability to assess complex risks and translate insights into actions.
- Strong stakeholder management and influencing capabilities, with experience working across multiple business functions.
- Excellent communication skills, with the ability to present technical information clearly to a variety of audiences.
- Professional insurance qualifications and/or relevant degree-level education, with a commitment to ongoing professional development.
Shape the future
We're leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you're not just taking a job – you're stepping into a career where you can make a real difference.
Grow with us
We're customer-driven, community-focused, and committed to helping our people grow. Whether you're early in your journey or bringing years of experience, we'll support you with the tools, flexibility, and opportunities to thrive while going the extra mile for customers, brokers and colleagues.
Why you'll love it here
Being part of our team means you'll have the support and freedom to bring your best self to work each day. Here's a flavour of what you can look forward to:
- Annual discretionary incentive plan
- Hybrid working (with 60% of your time office-based)
- 25 days annual leave plus bank holidays and buy/sell options
- Flexible benefit options including financial and health wellbeing
- Share investment options
- Career development and mentoring
- Inclusive culture and employee networks
More benefit information here.
Our DEI commitment
We celebrate individuality and believe our differences make us stronger. We're proud to foster a culture where everyone feels respected, valued, and empowered to thrive.
As an equal opportunity employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.
We understand that everyone's circumstances are different and are happy to explore flexible working options—such as reduced hours or job shares to support work–life balance.
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CUO Underwriting Manager - Property, Packages, CE&RE and Terrorism in Horsham employer: Intact Insurance Careers
Intact Insurance Careers is an attractive employer due to its commitment to professional development and a collaborative work culture. Employees have the opportunity to work closely with senior leaders and contribute to strategic initiatives that drive innovation and value. The focus on continuous improvement and strong supplier relationships further enhances the work environment.
