Enterprise Risk Manager

Are you keen to work somewhere that\’s stimulating and friendly, with loads of opportunities for growth and plenty of freedom to make a real impact? This could be the place for you!

We are looking for an Enterprise Risk Manager to join us at INSHUR! We\’re based in sunny Brighton (sea , chips , and seagulls included), and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home . You\’ll have the opportunity to work remotely while also connecting with your colleagues at our Brighton office at least twice a month, fostering a dynamic and supportive environment.

Supported by (and reporting to) the General Counsel, you\’ll be joining a friendly team of 5 who believe that a strong culture of risk and compliance goes beyond adhering to rules and regulations and must be integrated with everything we do. How we conduct ourselves is as critical to Inshur\’s success as making the best products available to our customers.

We value high performance and care deeply about making INSHUR a place where everyone is building something special, that we can all be proud of, while enjoying the ride.
What You\’ll Do

As our Enterprise Risk Manager, you will be a champion of risk, driving a proactive risk culture and embedding a strong risk mindset across the business. You will oversee operational risk management and internal controls, ensuring clear and effective risk reporting. Collaborating closely with Risk Owners, you will monitor our evolving risk profile, identify emerging threats, and stay ahead of internal and external developments that could impact our operations. Your role will be pivotal in shaping a risk-aware organisation that balances compliance with strategic growth.
You\’ll Be Working On

• Driving Risk Strategy: Supporting the UK Chief Executive, UK Board and UK senior management team in delivering the Risk Management Plan.
• Overseeing Operational Risk: Reviewing and challenging risk profiles, key indicators, and incident responses to ensure robust risk management.
• Enhancing Risk Frameworks: Strengthening risk identification, assessment, and control processes while embedding strong governance.
• Leading Risk Assessments: Facilitating workshops, overseeing self-assessments, and engaging with key stakeholders to evaluate and mitigate risks.
• Collaborating Across Teams: Working with business units to embed a consistent and pragmatic risk management approach.
• Managing Risk Appetite: Ensuring risk exposure aligns with business objectives and taking action where risks exceed appetite.
• Handling Risk Events: Investigating incidents, conducting root-cause analysis, and implementing control improvements.
• Strengthening Assurance: Reinforcing the control environment by working closely with key stakeholders.
• Driving Efficiency: Identifying opportunities to digitise, automate, and streamline risk processes.
• Risk Monitoring, Reporting & Governance: Supporting risk reporting for committees and boards, contributing to emerging risk assessments, and facilitating well-informed decision-making through clear governance and committee management.
• Audit & Assurance: Support internal and external audits, ensuring risk controls are effective

While we prioritise aptitude and passion over a strict checklist of requirements, we\’ve outlined a core set of skills we believe will lead to success in this role. To make things clear, we\’ve categorised them into \”essentials to thrive in the role\” and \”additional skills that could set you apart\”

We\’d love to hear from you if you have

…these essentials to thrive in the role;

• Enterprise Risk Management Expertise: Ideally within general or commercial insurance, though other regulated industry experience will be considered, experiecally from a start-up scale-up.

• Balancing Risk & Growth: Strong awareness of how to effectively balance risk, control, and business growth.
• Innovative Thinking: A curious and proactive mindset, with a passion for generating new ideas and improving risk processes.
• Stakeholder Engagement: Strong ability to influence, collaborate, and engage with key stakeholders across the business.
• Risk Assurance Experience: Proven experience in conducting thematic risk assurance assessments and identifying key areas of improvement.
• Attention to Detail: A meticulous approach to risk management, ensuring accuracy and thoroughness in assessments and reporting.

… these additional skills that could set you apart

• Scale-Up Experience: Experience working in a start-up scale-up or other fast-paced environment, with the ability to navigate ambiguity and adapt to change.
• Commercial Motor Knowledge: Understanding of commercial motor insurance products and their associated risks, helping you hit the road at speed.
• FCA Regulation: Strong knowledge of FCA regulations, including the PROD sourcebook and Consumer Duty requirements.

You\’ll love it here if you:

Thrive navigating ambiguity and finding clarity in uncertain situations.

Take pride in being accountable and owning your responsibilities.

Enjoy in a fast-paced environment where change happens quickly.

Are solutions-focused and driven to overcome challenges.

Embrace resilience and adapt to setbacks with a positive attitude.

Are intellectually curious, constantly seeking to learn, explore new ideas, and not afraid to question and improve your understanding.

You may not enjoy working here if:

Prefer a more structured, slow-moving environment.

Feel most comfortable when tasks and processes are clearly defined from the start.

Struggle with handling multiple challenges at once or adapting to frequent changes.

What to expect from the process:

Screen & Intro: 30-minute video call with the Talent Team to discuss the role and your experience.

First Interview: 45-minute video call with the General Counsel and Compliance Officer, including technical questions and an opportunity for you to ask questions.

Case Study: A brief take-home task followed.

Final Interview: 45 minute interview with a our pending Director of Compliance, COO, Europe and and Director of People to assess company fit and answer any final questions you may have.

We encourage you to ask questions about the role and the company throughout the hiring process. We believe that this is as much an opportunity for you to interview us as it is for us to interview you.

What we offer

We offer all our employees competive salary based on experience, stock options and we will pay into your pension monthly. We\’ve also built a benefits package that invests in our people\’s long-term personal and professional growth and wellbeing. Here\’s a sample of what this includes:

30 days of holiday annually, plus bank holidays

Private healthcare for you and your family, including pre-existing conditions

Life insurance at 3x your salary

13 weeks parental leave at full pay for new parents

Workplace nursery scheme with Gogeta, allowing you to pay fees pre-tax

Ride to work scheme

Workplace pension scheme to help you save for retirement

Flexible working hours to suit your lifestyle

£500 annual personal training allowance plus regular learning opportunities on a variety of topics

£40 monthly wellbeing allowance to keep you healthy

24/7 Employee Assistance Program, covering you and immediate family members-offering crisis support, counselling, legal advice, menopause CBT, and more

It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need.

About Us

INSHUR is on a mission to be the leader in insurance solutions for the on-demand economy, making coverage fair and accessible for drivers.

Cutting edge technology & deep insurance know-how underpins our revolutionary offering for on-demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber and Amazon, we\’ve been helping drivers stay on the road since 2016 through our data, technology and in-house insurance expertise.

Backed by some of the most forward thinking VC\’s including Viola Growth, JVP, Munich Re, Viola Fintech, MTech Capital, Antler, and MS&AD, we have secured over $70 million in funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future.

As a global team of around 250 people based across the US, UK, and the Netherlands, we value:

Generosity, inclusivity, open-mindedness, and diversity

Delivering great results and learning in the open

Freedom to make long-term, high-impact decisions

The wellbeing of our teammates and the people around us

And… Enjoying the ride!

Equal opportunities

At INSHUR, we believe that having a diverse team where everyone can bring their authentic selves to work is key to our success. We\’re passionate about creating equal opportunities and making the tech industry a better place for all and we don\’t discriminate based on race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability, or age.

As of July 2024, our team consists of 43% women, 26% from BAME or BIPOC backgrounds, and 13% LGBTQ+ . We proudly represent 30+ nationalities and span multiple generations, including Baby Boomers, Gen X, Millennials, and Gen Z. We\’re proud to have been recognised for Diversity and Inclusion by the British Insurance Awards .

We recognise that early-stage companies often hire people similar to the existing team-something we\’ve worked hard to overcome. We follow a structured hiring process and ensure our interview teams are trained to foster inclusivity and equity.

Our Brighton office is child-friendly, dog-friendly, and fully wheelchair-accessible.

While this position is advertised as full-time, we\’re flexible on specific arrangements and happy to discuss options like part-time, job-sharing, or other flexible work setups for the right candidate.

If you need any adjustments during the interview process, please let us know, and we\’ll do our best to accommodate your needs. #J-18808-Ljbffr