Senior Exposure Management Analyst

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Full details of the job.

Vacancy Name

Vacancy Name Senior Exposure Management Analyst

Employment Type

Employment Type Permanent

Location

Location London

Role Details Who are we?
Check you match the skill requirements for this role, as well as associated experience, then apply with your CV below.
Look at the latest headlines and you will see something Ki insures. Think space shuttles, world tours, wind farms, and even footballers’ legs.
Ki’s mission is simple. Digitally disrupt and revolutionise a 335-year-old market. Working with Google and UCL, Ki has created a platform that uses algorithms, machine learning and large language models to give insurance brokers quotes in seconds, rather than days.
Ki is proudly the biggest global algorithmic insurance carrier. It is the fastest growing syndicate in the Lloyd\’s of London market, and the first ever to make $100m in profit in 3 years.
Ki’s teams have varied backgrounds and work together in an agile, cross-functional way to build the very best experience for its customers. Ki has big ambitions but needs more excellent minds to challenge the status-quo and help it reach new horizons.
Where you come in?
From an exposure management perspective, Ki represents a unique opportunity to work within a data and technology rich environment to directly influence the algorithmic underwriting of risks at point of quote in addition to the more traditional post-bind monitoring and reporting of risk aggregations.
The team is responsible for ensuring that Ki identify, measure, manage and report catastrophe risks and material exposures across all classes considering both natural and non-natural catastrophe risks with a particular focus on the reporting and communication of these exposures to internal and external stakeholders.
In addition, the team plays a critical role in the delivery of Ki’s algorithmic underwriting capabilities through the development and maintenance of data and tools applied in the quotation process to support the optimal selection of risks and allocation of capacity reflecting existing exposures and overall risk-taking capacity.
At the heart of this technology and data focused business, the exposure management team works hand in hand with a range of functions spanning actuarial, data science and engineering skills applying a rich universe of external data and emerging risk modelling practices to the understanding, modelling and optimisation of risk exposures.
What you will be doing:
– Lead the preparation, validation, and submission of regulatory reports related to exposure management, ensuring accuracy, completeness, and compliance with regulatory requirements (e.g., RDL/LCM).
– Analyse large datasets to extract insights related to exposure, risk, and regulatory compliance. Identify trends, anomalies, and areas of concern in regulatory/internal reporting.
– Monitor changes in regulatory requirements and ensure reporting processes are updated to reflect new rules and standards. Collaborate with compliance and legal teams to interpret regulatory guidelines.
– Develop and implement process improvements to enhance the efficiency, accuracy, and timeliness of internal and regulatory reporting. Automate reporting workflows where possible using advanced tools and technologies.
– Assist in assessing exposure risks and their impact on regulatory capital requirements. Provide insights to senior management on regulatory reporting trends and potential risks.
– Work with the Catastrophe Modeling, Algorithmic Underwriting, Capital Modelling, Actuarial, Risk and other relevant functions to continuously develop the business’ understanding of its risk profile.
– Provide analytics, management information and reporting to relevant stakeholders (e.g. Underwriting, Outwards Reinsurance, Management and Investors) with a high degree of accuracy and timeliness.
– Contribute to the development of the company’s view of risk and its implementation in the tools, systems and analytics delivered by the team including the evaluation and adoption of emerging external models.
– Provide relevant subject matter expert input into wider Risk & Actuarial projects and deliverables.
– Interact with and maintain good relationships with all internal (e.g., Technology & Data) and external stakeholders (e.g. Model Vendors, Regulators, Brokers and Partner Syndicate Capacity Providers).
– Work cross-functionally with other team members to support product development and advance Ki’s view of risk across various classes of business and product offerings.

What you will bring to the role:
– Educated to degree level with relevant background in quantitative risk, actuarial or data science fields.
– Experience in the Lloyd’s/London Market gained at a (re)insurer, broker, software vendor, regulator, or consultancy exposed to specialty insurance risks.
– Previous experience developing and operating aggregation and reporting methodologies for physical risks.
– Strong awareness and understanding of catastrophe modelling approaches and processes gained through direct exposure and / or formal training e.g. CEEM.
– Previous experience implementing views of risk into aggregation, pricing, and portfolio optimisation and supporting underwriting.
– Advanced IT skills including data manipulation and modelling tools and interest / experience in emerging data science techniques.
– A good understanding of the (re)insurance industry and risk / catastrophe modelling concepts.
– A high level of numeracy skills with a good understanding of actuarial concepts is desirable.
– Able to work effectively as part of a team and on own initiative with high levels of self-motivation.
– Good communication skills with the ability to communicate with different levels.
– The ability to independently prioritise tasks and meet tight deadlines.
– A positive and flexible approach to work and colleagues.
What to expect during the recruitment process:
1) Initial recruiter screening call
2) Interview with hiring manager
3) Technical Interview (this may vary depending on the role)
4) Values Interview
Ki Values:
– Know Your Customer: Put yourself in their shoes. Understand and balance the different needs of our customers, acting with integrity and empathy to create something excellent
– Grow Together: Empower each other to succeed. Recognise the work of our teams, while celebrating individual success. Embrace diverse perspectives so we can develop and grow together.
– Be Courageous: Think big, push boundaries. Don’t be afraid to fail because that’s how we learn. Test, adapt, improve – always strive to be better.
Our culture:
At Ki, we are committed to creating an inclusive environment where every colleague is valued and respected for who they are and can do the best work of their careers.
Inclusion is a critical foundation of our business and people strategies and supports our vision of becoming a market-leading, digital and data-led specialty insurance business. An inclusive workplace fuels innovation because creativity thrives when everyone feels valued, respected, and supported to drive it. So, no matter who you are, where you’re from, how you think, or who you love, we believe you should be you.
What we offer
You’ll get a highly competitive remuneration and benefits package. This is kept under constant review to make sure it stays relevant. xwzovoh We understand the power of saying thank you and take time to acknowledge and reward extraordinary effort by teams or individuals.
If this sounds like a role and a culture that appeals to you, apply now!