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For Companies At a Glance
- Tasks: Assess customer and country risk, manage credit limits, and support cash collection.
- Company: Join Innospec, a global leader in specialty chemicals with a focus on innovation.
- Benefits: Enjoy competitive salary, hybrid working, bonus potential, and generous holidays.
- Why this job: Make an impact in a dynamic team while developing your financial skills.
- Qualifications: GCSEs in English & Maths, 2+ years in credit risk assessment, SAP knowledge essential.
- Other info: Flexible hours, study support, and excellent career growth opportunities await you.
The predicted salary is between 36000 - 60000 £ per year.
We have a vacancy for a Group Credit Analyst to join the Group Credit Control Department, based at our Ellesmere Port site, Cheshire.
Key roles and responsibilities
- Assess both customer and country risk in line with the Group Credit Policy.
- Create and/or amend any new and existing customers for the business units customer accounts and ensure Group/Local credit limits are in place for all customers.
- Obtain approvals on credit files, use credit reference agency software, review risk and limits at regular intervals as defined by the Group Credit Policy.
Customer Data set up and maintenance
- Ensure customer profiles, payment terms, names & addresses with ERP system bill to sites are set up and accurately maintained.
- Ensure that the credit limits are maintained in line with approved credit files and approval levels.
- Understand Legal and compliance holds, functionality and update Invoice due dates if valid within current ERP system.
Legal and Compliance/Audit
- Review legal contracts for payment terms vs. Incoterms in line with Group Trade Terms; identify any potential compliance risks on both Country and Customers to GCM.
- Co-ordinate new customer set up self-audits within the Credit team.
Group Trade Terms
- Ensure each customer is reviewed for Country risk and ensure these fall in line with min/max payment days and min/max payment methods approved.
- Validate information and discuss any country risk issues and/or provide relevant commercial justification for non-adherence to the GTT.
- Request required approvals in line with the Group Credit Policy.
Cash Collection
- Provide support on collections around the Group when required.
- Customers will be chased in line with the agreed collections process.
- Ensure all payment promises and disputes are recorded within ERP system and ensure monthly collection targets are achieved.
Daily Tasks
- Handle in-coming e-mails.
- Run and action Credit holds within the ERP system and any Ad Hoc tasks.
Monthly Tasks
- Provide monthly credit limit, aged debt, and monthly overdue reports and send through to GCM for review.
- Review released credit holds, customer master data changes & due dates amended to ensure SOX compliance.
- Highlight any compliance issues for any remediation necessary to GCM.
SAP knowledge: others as required.
Credit Team
- Provide support and cover throughout the team as and when required.
Key requirements
- General education including English & Maths GCSE grade C or above.
- Commercial/Financial Credit risk assessment 2 years plus.
- SAP knowledge (Essential).
About Innospec
Innospec is a global specialty chemicals company focused on bringing innovative new technologies to market combined with a fast and responsive service. We serve a range of industries across the world, bringing our products to customers in markets from oilfields, fuels, refineries and power stations to personal care and performance chemicals. Our global team of approximately 2,000 employees spans 22 countries, applying their extensive experience and market understanding to customers’ local needs. Integrating our global footprint with local service capability enables us to supply quality products that meet and anticipate changing market dynamics.
The successful candidate will receive a competitive salary alongside the following benefits:
- Hours: 37.5 per week (normally 8.30 – 4.30)
- Core Hours: Work between 7am – 7pm (core between 10am and 3pm)
- Hybrid Working: one day per week working from home (after probation)
- Bonus: on target 4% (depending on personal and business performance this can move up to 30%)
- Holidays: 25 per year plus bank holidays. These increase to 28 in line with service.
- Pension: on joining 5% / 5%, after probation period, this can move up to 10% / 15%(‘er)
- Death in Service: 6 x salary payable to beneficiaries.
- Group Income Protection: after company sick pay runs out, this can be up to 50% of salary.
- Healthcare: taxable benefit for employee, can add spouse/partner/children at own cost.
- Study Support: Financial support for part-qualified candidates, including exam fees, study leave and materials.
Group Credit Analyst in Ellesmere Port employer: Innospec Inc.
Contact Detail:
Innospec Inc. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Group Credit Analyst in Ellesmere Port
✨Tip Number 1
Network like a pro! Reach out to current employees at Innospec or similar companies on LinkedIn. A friendly chat can give you insider info and might even lead to a referral.
✨Tip Number 2
Prepare for the interview by brushing up on your SAP knowledge and understanding credit risk assessment. We want to see you shine, so practice common interview questions related to the Group Credit Analyst role.
✨Tip Number 3
Show off your analytical skills! Bring examples of how you've assessed customer or country risk in the past. Real-life scenarios can make you stand out from the crowd.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step.
We think you need these skills to ace Group Credit Analyst in Ellesmere Port
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Group Credit Analyst role. Highlight your experience in credit risk assessment and any relevant SAP knowledge. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a great fit. Don’t forget to mention your understanding of compliance and legal aspects, as these are key for us.
Showcase Your Attention to Detail: In this role, attention to detail is crucial. Make sure your application is free from typos and errors. We appreciate candidates who take the time to present their best work, so double-check everything before hitting send!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Innospec Inc.
✨Know Your Numbers
As a Group Credit Analyst, you'll be dealing with financial data and risk assessments. Brush up on your understanding of credit limits, payment terms, and country risks. Be ready to discuss how you would assess these factors in real scenarios.
✨Familiarise Yourself with ERP Systems
Since the role involves maintaining customer profiles and managing credit holds within an ERP system, make sure you understand how these systems work. If you have experience with SAP, highlight it during the interview and be prepared to discuss how you've used it in past roles.
✨Understand Legal and Compliance Aspects
The job requires reviewing legal contracts and identifying compliance risks. Familiarise yourself with common legal terms and compliance issues related to credit management. You might be asked how you would handle specific compliance scenarios, so think through some examples.
✨Show Your Team Spirit
Collaboration is key in this role, as you'll be providing support across the credit team. Be ready to share examples of how you've worked effectively in a team setting, especially in high-pressure situations like cash collections or audits.
