At a Glance
- Tasks: Manage leveraged finance transactions and support portfolio performance and credit monitoring.
- Company: Join ING, a leading global bank with a dynamic international environment.
- Benefits: Enjoy private medical cover, competitive pension, hybrid working, and generous annual leave.
- Other info: Opportunities for learning, mentoring, and international career development await you.
- Why this job: Make an impact in finance while developing your career in a collaborative team.
- Qualifications: 3+ years in lending or credit analysis; strong financial analysis skills required.
The predicted salary is between 56700 - 69300 £ per year.
Acquisition Finance Portfolio Management Associate
About the Role
We have an exciting opportunity to join ING's Acquisition Finance Portfolio Management (AF PM) team in London.
As an Associate within our front-office lending team, you will help manage a portfolio of leveraged finance transactions, supporting portfolio performance, credit monitoring, and capital optimisation initiatives.
You will work closely with colleagues across Acquisition Finance Origination, Capital Markets & Advisory, Transaction Approval & Control, Legal, and other lending teams, while building strong relationships across the wider business.
Key Responsibilities
- Portfolio Management & Credit Monitoring
- Support Portfolio Managers in the day-to-day management of Acquisition Finance clients and transactions.
- Conduct ongoing credit analysis, covenant monitoring, and financial performance reviews.
- Assist with refinancings, amendments, waivers, and other credit modifications.
- Identify and elevate potential credit concerns and early warning indicators.
- Support restructuring and workout situations when required.
- Portfolio Reporting & Analytics
- Prepare portfolio reports, risk reviews, and management information.
- Contribute to quarterly Credit Risk Management, Watchlist, and Loan Loss Provision reviews.
- Maintain portfolio databases, trackers, and performance metrics.
- Support lending limit management and capital velocity initiatives, including loan sales and risk transfer programmes.
- Client & Stakeholder Engagement
- Work closely with Relationship Managers and sector specialists to support client discussions and identify business opportunities.
- Contribute to cross-sell initiatives and portfolio-driven growth opportunities.
- Collaborate with offshore support teams and internal stakeholders across functions and regions.
- Continuous Improvement
- Support process improvement and transformation initiatives.
- Help enhance credit monitoring and operational efficiency.
- Contribute to the development of junior colleagues and new joiners.
What We're Looking For
Experience & Qualifications
- University degree (CFA and/or MBA advantageous).
- 3+ years' experience in lending, leveraged finance, credit analysis, or portfolio management.
- Strong financial analysis and cashflow modelling skills.
- Advanced Excel and Power Point skills; Power BI is beneficial.
- Exposure to Acquisition Finance, Project Finance, Infrastructure, Energy, Transport, Technology, or other specialised lending sectors is desirable.
- French and/or Spanish language skills are beneficial but not essential.
Skills & Competencies
- Strong credit and analytical capabilities.
- Excellent communication and presentation skills.
- Collaborative team player with the ability to work across functions and regions.
- Strong organisational skills and ability to manage multiple priorities.
- Knowledge of lending documentation and credit processes.
- Proactive, self-motivated, and committed to continuous improvement.
Why Join ING?
At ING, you'll have the opportunity to work in a dynamic international environment while developing your career within a leading global bank. We offer:
- Private medical, dental and health cover
- Competitive pension and financial wellbeing benefits
- Hybrid working and flexibility to work abroad for up to 30 days
- Generous annual leave and family-friendly policies
- Learning, mentoring and international career development opportunities
- Employee wellbeing programmes, social clubs and volunteering initiatives
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Acquisition Finance Portfolio Management - Associate employer: ING
ING is an exceptional employer that prioritises the well-being and growth of its employees, offering comprehensive health coverage, a generous pension scheme, and flexible working arrangements. With a strong focus on personal and professional development, employees are encouraged to stay curious and take on new responsibilities, all while enjoying a vibrant work culture that fosters collaboration and innovation. Located in London, our team benefits from a dynamic environment that supports both career advancement and a healthy work-life balance.
