At a Glance
- Tasks: Manage leveraged finance transactions and support portfolio performance in a dynamic team.
- Company: Join ING, a leading global bank with a collaborative culture.
- Benefits: Enjoy competitive salary, health cover, hybrid working, and generous leave.
- Other info: Opportunities for learning, mentoring, and international career growth.
- Why this job: Make an impact in finance while developing your career in a vibrant international environment.
- Qualifications: 3+ years in lending or credit analysis; strong financial skills required.
The predicted salary is between 59400 - 72600 £ per year.
Acquisition Finance Portfolio Management Associate About the Role We have an exciting opportunity to join ING's Acquisition Finance Portfolio Management (AF PM) team in London.
As an Associate within our front-office lending team, you will help manage a portfolio of leveraged finance transactions, supporting portfolio performance, credit monitoring, and capital optimisation initiatives.
You will work closely with colleagues across Acquisition Finance Origination, Capital Markets & Advisory, Transaction Approval & Control, Legal, and other lending teams, while building strong relationships across the wider business.
Key Responsibilities Portfolio Management & Credit Monitoring Support Portfolio Managers in the day-to-day management of Acquisition Finance clients and transactions.
Conduct ongoing credit analysis, covenant monitoring, and financial performance reviews.
Assist with refinancings, amendments, waivers, and other credit modifications.
Identify and escalate potential credit concerns and early warning indicators.
Support restructuring and workout situations when required.
Portfolio Reporting & Analytics Prepare portfolio reports, risk reviews, and management information.
Contribute to quarterly Credit Risk Management, Watchlist, and Loan Loss Provision reviews.
Maintain portfolio databases, trackers, and performance metrics.
Support lending limit management and capital velocity initiatives, including loan sales and risk transfer programmes.
Client & Stakeholder Engagement Work closely with Relationship Managers and sector specialists to support client discussions and identify business opportunities.
Contribute to cross-sell initiatives and portfolio-driven growth opportunities.
Collaborate with offshore support teams and internal stakeholders across functions and regions.
Continuous Improvement Support process improvement and transformation initiatives.
Help enhance credit monitoring and operational efficiency.
Contribute to the development of junior colleagues and new joiners.
What We're Looking For Experience & Qualifications University degree (CFA and/or MBA advantageous).3+ years' experience in lending, leveraged finance, credit analysis, or portfolio management.
Strong financial analysis and cashflow modelling skills.
Advanced Excel and Power Point skills; Power BI is beneficial.
Exposure to Acquisition Finance, Project Finance, Infrastructure, Energy, Transport, Technology, or other specialised lending sectors is desirable.
French and/or Spanish language skills are beneficial but not essential.
Skills & Competencies Strong credit and analytical capabilities.
Excellent communication and presentation skills.
Collaborative team player with the ability to work across functions and regions.
Strong organisational skills and ability to manage multiple priorities.
Knowledge of lending documentation and credit processes.
Proactive, self-motivated, and committed to continuous improvement.
Why Join ING?At ING, you'll have the opportunity to work in a dynamic international environment while developing your career within a leading global bank.
We offer: Private medical, dental and health cover Competitive pension and financial wellbeing benefits Hybrid working and flexibility to work abroad for up to 30 days Generous annual leave and family-friendly policies Learning, mentoring and international career development opportunities Employee wellbeing programmes, social clubs and volunteering initiatives Learn more about careers at ING: ING Careers Summary
Type: Full time
Acquisition Finance Portfolio Management - Associate in London employer: ING Banking
At ING, we pride ourselves on being an exceptional employer, particularly for the ALM Risk Associate role in our dynamic London office. Our collaborative work culture fosters innovation and professional growth, offering employees opportunities to engage with senior stakeholders and contribute to critical risk management initiatives. With a strong emphasis on continuous improvement and a commitment to employee development, we provide a supportive environment where your expertise in financial risk can truly make an impact.
StudySmarter Expert Advice🤫
We think this is how you could land Acquisition Finance Portfolio Management - Associate in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like ING Banking. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Acquisition Finance Portfolio Management - Associate in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to ING Banking.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on ING Banking's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at ING Banking
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with ING Banking.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at ING Banking will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former ING Banking employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
