Senior Manager - Valuation, Credit Strategy

Senior Manager - Valuation, Credit Strategy

Full-Time 70000 - 90000 € / year (est.) Home office (partial)
InforCapital, partnership

At a Glance

  • Tasks: Lead valuations modelling and develop innovative tools for lending strategy.
  • Company: Zopa, a pioneering bank redefining finance with a people-first approach.
  • Benefits: Flexible working, competitive salary, and opportunities for international work.
  • Other info: Join a diverse team and enjoy excellent career growth opportunities.
  • Why this job: Make a real impact in a fast-paced fintech environment with a supportive team.
  • Qualifications: Experience in retail lending valuations and strong leadership skills.

The predicted salary is between 70000 - 90000 € per year.

About This Role

Hello there. We’re Zopa. We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

The valuations team plays a critical role in shaping lending strategy and supporting growth across the bank. The models and frameworks built by the team underpin key business decisions across multiple lending products. This is an opportunity to lead and evolve the future of valuations at the bank.

A day in the life:

  • Lead the strategic direction for valuations modelling across the business
  • Oversee development of account-level NPV models across multiple lending products
  • Lead and develop a team of analysts and data scientists
  • Partner with stakeholders across analytics, credit strategy, finance, product and risk
  • Improve and simplify existing valuation frameworks where appropriate
  • Drive the evolution of the bank’s valuations capability and roadmap
  • Champion technical best practice across Python based modelling workflows
  • Support strategic projects including new product launches and portfolio activity

About you:

  • You have solid experience leading valuations within retail lending
  • You’ve managed and developed high-performing teams
  • You’re comfortable working with Python based modelling environments
  • You have deep experience with valuation and NPV modelling
  • You’re a strong stakeholder manager who can influence senior audiences
  • You combine strategic thinking with hands-on delivery
  • You’re comfortable working in a fast-moving environment with high impact
  • You have strong analytical and commercial judgement

Added bonus:

  • Experience across multiple lending products
  • Experience leveraging valuations within decisioning pipelines
  • Exposure to machine learning approaches within credit or valuations modelling
  • Experience in fintech or fast-growing lending businesses

At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week. You'll also have the option of working from abroad for up to 120 days a year!

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.

Senior Manager - Valuation, Credit Strategy employer: InforCapital, partnership

At Zopa, we pride ourselves on being a forward-thinking employer that champions innovation and inclusivity in the finance sector. Our London office fosters a collaborative work culture where employees are empowered to think differently and make impactful contributions, all while enjoying flexible working arrangements and opportunities for personal growth. With a diverse team and a commitment to employee well-being, Zopa is not just redefining banking; we're also redefining what it means to work in finance.

InforCapital, partnership

Contact Detail:

InforCapital, partnership Recruiting Team

StudySmarter Expert Advice🤫

We think this is how you could land Senior Manager - Valuation, Credit Strategy

Tip Number 1

Network like a pro! Reach out to folks in your industry, especially those at Zopa. A friendly chat can open doors and give you insights that a job description just can't.

Tip Number 2

Prepare for the interview by knowing your stuff! Dive deep into Zopa's values and recent projects. Show them you’re not just another candidate, but someone who truly gets what they’re about.

Tip Number 3

Practice makes perfect! Get a mate to do mock interviews with you. It’ll help you articulate your experience and how it aligns with the Senior Manager role at Zopa.

Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Zopa family.

We think you need these skills to ace Senior Manager - Valuation, Credit Strategy

Valuation Modelling
NPV Modelling
Python Programming
Team Leadership
Stakeholder Management
Strategic Thinking
Analytical Skills

Some tips for your application 🫡

Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Senior Manager role. Highlight your experience in valuations and team leadership, as these are key to what we’re looking for at Zopa.

Craft a Compelling Cover Letter:Use your cover letter to tell us why you’re passionate about redefining finance. Share specific examples of how you've led teams or improved valuation frameworks in the past, showing us your strategic thinking.

Showcase Your Technical Skills:Since we value technical expertise, don’t forget to mention your experience with Python-based modelling environments. If you’ve worked with NPV models or machine learning approaches, make sure to highlight that!

Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity at Zopa!

How to prepare for a job interview at InforCapital, partnership

Know Your Valuation Models

Make sure you brush up on your knowledge of valuation and NPV modelling. Be ready to discuss specific models you've worked with and how they influenced decision-making in previous roles. This will show that you have the technical expertise needed for the Senior Manager position.

Showcase Your Leadership Skills

Prepare examples of how you've successfully led teams in the past. Highlight your experience in managing analysts and data scientists, and be ready to discuss how you foster collaboration and drive performance within your team. Zopa values strong leadership, so make it count!

Understand Stakeholder Management

Think about times when you've had to influence senior stakeholders. Prepare to share specific instances where your strategic thinking and hands-on delivery made a difference. This role requires excellent stakeholder management skills, so demonstrate your ability to communicate effectively across departments.

Embrace the Unconventional

Zopa is all about redefining finance, so be prepared to discuss how you think differently and tackle unconventional challenges. Share any innovative approaches you've taken in your previous roles, especially if they relate to evolving valuation frameworks or integrating machine learning into credit strategies.