At a Glance
- Tasks: Analyse credit proposals and assess applicants' creditworthiness for SMEs in the Automotive sector.
- Company: Fast-growing fintech scale-up reshaping the future of SMEs across Europe and the Americas.
- Benefits: Competitive salary, equity options, high-quality health insurance, and flexible vacation policy.
- Why this job: Join a diverse team and make a real impact on businesses and communities.
- Qualifications: 2-3 years in B2B risk analysis; strong communication and time-management skills.
- Other info: Hybrid working model with community events and excellent career growth opportunities.
The predicted salary is between 36000 - 60000 ÂŁ per year.
About Us
Launched in 2023, INFINIT is a fastâgrowing fintech scaleâup operating in multiple countries across Europe and the Americas. At INFINIT we are on a mission to reshape the future of SMEs. Our allâinâone operating system has banking at its core, empowering small business owners and their teams to seamlessly manage and optimize every aspect of their business. By focusing on specific industries, INFINIT delivers tailored, highâvalue solutions while building innovative AI products to further unlock significant growth opportunities for our customers. INFINIT operates globally, with ambitions to expand its footprint to redefine the fintech landscape for SMEs worldwide.
Job Details
- Location: London
- Experience: 2+ years of experience
The role
As the Credit Risk Analyst at INFINIT, you will join the Banking Operations team. Your objective will be to analyze credit proposals and assess applicants' creditworthiness through financial, business, and management analysis.
Responsibilities
- Analyze credit applications from SMEs in the Automotive sector and make recommendations to senior management / Risk Committee based on this analysis.
- Ensure all recommendations comply with INFINIT requirements and risk appetite.
- Support the Sales, Operations, and Customer Success teams from a credit and risk perspective.
- Communicate with internal stakeholders (including senior management) and directly with customers.
- Help build new risk processes, establish risk actions, and monitor ALM/KYB and underwriting alerts from internal and external credit bureau sources.
- Automatize risk processes and manual inputs so as to fully dedicate time to risk assessment.
Qualifications
- At least 2-3 years of experience in B2B risk analysis in a corporate bank, Fintech, or B2B credit control function.
- Excellent communication skills with experience speaking to business owners/entrepreneurs.
- Strong timeâmanagement skills and ability to handle multiple tasks/projects simultaneously.
- Curious, critical thinker with a strong interest in B2B risk analysis; able to investigate different databases, dig into files, and crossâreference sources to make quick decisions.
- Experience with HubSpot, Notion, and Excel is a plus â the ability to learn is required.
Benefits
- Diverse and inclusive team of 8+ nationalities, working with experienced professionals from around the world.
- Competitive salary and equity options.
- Inspiring mission that impacts businesses and communities across Europe.
- Highâquality medical and mental health insurance.
- Community events: annual gatherings and biâweekly office team gatherings.
- Personal time off with flexible vacation policy.
- Hybrid working: 3 days a week in the London office, 2 days from home.
Diversity & Inclusion
INFINIT promotes an inclusive culture that seeks equity and values different perspectives. We are proud to be an equalâopportunity employer and consider all qualified applicants for employment without regard to race, colour, religion, age, sex, sexual orientation, gender, gender identity, national origin, disability, veteran status or any other legally protected characteristic.
Credit Risk Analyst - 6 months contract in London employer: INFINIT
Contact Detail:
INFINIT Recruiting Team
StudySmarter Expert Advice đ¤Ť
We think this is how you could land Credit Risk Analyst - 6 months contract in London
â¨Network Like a Pro
Get out there and connect with people in the fintech space! Attend industry events, join relevant online forums, and donât be shy to reach out on LinkedIn. We all know that sometimes itâs not just what you know, but who you know that can help you land that Credit Risk Analyst role.
â¨Show Off Your Skills
When you get the chance to chat with potential employers, make sure to highlight your experience in B2B risk analysis. Share specific examples of how you've tackled credit proposals or improved processes in previous roles. We want to see your critical thinking and problem-solving skills shine!
â¨Ask Smart Questions
During interviews, donât just wait for them to ask you questions. Prepare some insightful ones about INFINITâs approach to credit risk or their future plans in the SME sector. This shows youâre genuinely interested and have done your homework, which we love to see!
â¨Apply Through Our Website
We encourage you to apply directly through our website for the best chance at landing that job. It streamlines the process and ensures your application gets the attention it deserves. Plus, itâs a great way to show your enthusiasm for joining our mission at INFINIT!
We think you need these skills to ace Credit Risk Analyst - 6 months contract in London
Some tips for your application đŤĄ
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your experience in B2B risk analysis and any relevant skills that match what INFINIT is looking for. We want to see how you can contribute to our mission!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about fintech and how your background aligns with our goals at INFINIT. Let us know what excites you about the role and our company.
Showcase Your Communication Skills: Since you'll be communicating with various stakeholders, it's important to demonstrate your excellent communication skills in your application. Use clear and concise language, and donât hesitate to share examples of how you've effectively communicated in past roles.
Apply Through Our Website: We encourage you to apply directly through our website. This ensures your application gets to the right place and shows us you're serious about joining the INFINIT team. Plus, itâs super easy!
How to prepare for a job interview at INFINIT
â¨Know Your Numbers
As a Credit Risk Analyst, you'll need to be comfortable with financial data. Brush up on your understanding of credit analysis metrics and be ready to discuss how youâve used them in past roles. This will show that you can hit the ground running.
â¨Tailor Your Examples
When discussing your experience, focus on examples relevant to SMEs, especially in the Automotive sector. Highlight specific challenges you faced and how you overcame them, as this aligns with INFINIT's mission and will resonate with the interviewers.
â¨Communicate Clearly
Strong communication skills are key for this role. Practice explaining complex credit concepts in simple terms, as youâll need to communicate with both internal stakeholders and customers. This will demonstrate your ability to bridge the gap between technical analysis and business needs.
â¨Show Your Curiosity
INFINIT values critical thinkers who dig deep into data. Prepare to discuss how you've approached risk analysis in the past, including any innovative methods youâve used to automate processes or improve efficiency. This will highlight your proactive mindset and fit for their culture.