At a Glance
- Tasks: Analyse credit proposals and assess applicants' creditworthiness for SMEs in the Automotive sector.
- Company: Join INFINIT, a fast-growing fintech reshaping the future of SMEs across Europe and the Americas.
- Benefits: Competitive salary, equity options, and access to top-quality health benefits.
- Why this job: Make a real impact on businesses while working with a diverse and inclusive team.
- Qualifications: 2-3 years in B2B risk analysis and excellent communication skills required.
- Other info: Dynamic environment with opportunities for professional growth and learning.
The predicted salary is between 36000 - 60000 £ per year.
Location: London
Experience: 2+ years of experience
What about us? Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas. At INFINIT we are on a mission to reshape the future of SMEs. Our all-in-one operating system has banking at its core, and empowers small business owners and their teams to seamlessly manage and optimize every aspect of their business. By focusing on specific industries, INFINIT delivers tailored, high-value solutions, while building innovative AI products to further unlock significant growth opportunities for our customers. INFINIT operates globally, with ambitions to further expand its footprint to redefine the fintech landscape for SMEs worldwide.
The role: As the Credit Risk Analyst at INFINIT, you will join the Banking Operations team. Your objective will be to analyze credit proposals and assess the applicants' creditworthiness through financial, business and management analysis.
What do we want to achieve together?
- Analyze credit applications from SMEs in the Automotive sector and make recommendations to the senior management / Risk Committee based on this analysis.
- Ensure all recommendations comply with INFINIT requirements and risk appetite.
- Support the Sales, Operations and Customer Success teams from a credit and risk perspective.
- Communicate with both internal stakeholders (including senior management) and directly with customers.
- Help in building new risk processes, establish risk actions and monitoring ALM/KYB and underwriting alerts from internal and external credit bureau sources.
- Automate risk processes and manual inputs so as to fully dedicate time in risk assessment.
What do you need to be successful in this role?
- You have at least 2-3 years of experience in B2B risk analysis in a corporate bank, Fintech or B2B credit control function.
- You have excellent communication skills and have experience in speaking/communicating with business owners/entrepreneurs.
- You are excellent at time management and managing a number of tasks/projects at one time.
- You are curious, a critical thinker and you have a strong interest in B2B risk analysis: you know how to investigate different databases, dig into files, and cross-reference sources to make a decision quickly.
- Experience with Hubspot, Notion, and Excel is a plus - the ability to learn is required.
What will you find working at INFINIT?
- Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
- Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
- Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities.
- Health and Well-being: Your health matters to us. You will have access to top-quality Medical.
Credit Risk Analyst - 6 months contract employer: INFINIT
Contact Detail:
INFINIT Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst - 6 months contract
✨Network Like a Pro
Get out there and connect with people in the fintech space! Attend industry events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know!
✨Ace the Interview
Prepare for your interviews by researching INFINIT and understanding their mission. Think about how your skills in credit risk analysis can help SMEs thrive. We want to see your passion and how you can contribute to our innovative journey!
✨Showcase Your Skills
Bring your A-game by showcasing your analytical skills during interviews. Use real-life examples from your previous experience to demonstrate how you’ve tackled credit proposals and made impactful recommendations. We love seeing candidates who can think critically and act decisively!
✨Apply Through Our Website
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always looking for passionate individuals who are ready to join us on this exciting journey at INFINIT!
We think you need these skills to ace Credit Risk Analyst - 6 months contract
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight your relevant experience in B2B risk analysis and any specific skills that match the job description. We want to see how you can contribute to our mission!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about fintech and how your background aligns with INFINIT's goals. Let us know what excites you about the role and our mission.
Showcase Your Communication Skills: Since you'll be communicating with both internal teams and customers, it's crucial to demonstrate your excellent communication skills. Use clear and concise language in your application to reflect this ability.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows your enthusiasm for joining our team!
How to prepare for a job interview at INFINIT
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial data all the time. Brush up on your financial analysis skills and be ready to discuss how you assess creditworthiness. Prepare examples of past analyses you've conducted, especially in B2B contexts.
✨Communicate Clearly
You'll need to communicate with both internal teams and customers. Practice explaining complex financial concepts in simple terms. Think about how you can convey your recommendations effectively to senior management and business owners.
✨Show Your Curiosity
Demonstrate your critical thinking skills by preparing questions about INFINIT's approach to risk analysis. Show that you're not just interested in the role but also in how the company operates and its future plans in the fintech landscape.
✨Familiarise Yourself with Tools
If you have experience with Hubspot, Notion, or Excel, be prepared to discuss it. If not, take some time to learn the basics of these tools. Showing that you're willing to learn and adapt will impress the interviewers.