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For Companies At a Glance
- Tasks: Lead complex product areas like payments and integrations, driving clarity and execution.
- Company: Join Incard, a pioneering fintech company revolutionising financial systems for entrepreneurs.
- Benefits: Enjoy competitive pay, stock options, 25 days off, and global health insurance.
- Why this job: Be a mini-CEO, shaping impactful products in a fast-paced, innovative environment.
- Qualifications: 4-7 years in technical product roles with a strong engineering background.
- Other info: Collaborative culture with opportunities for growth and high accountability.
The predicted salary is between 48000 - 72000 £ per year.
Incard’s mission is to build the financial operating system for entrepreneurs. We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer. Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.
What We’re Looking For
We’re looking for a Senior Product Owner (Technical / Functional) who operates like a mini-CEO for a backend product domain. You’ll own complex, system-heavy product areas such as payments, cards, ledger, integrations, APIs, automation, or financial infrastructure. This role sits deep in the engine room of Incard, working daily with backend engineers, platform teams, compliance, and leadership. This role is ideal for someone with a strong engineering or technical background who moved into product, someone who enjoys complexity, precision, and building robust systems that scale.
What You’ll Do
- Own a Technical Product Vertical End-to-End
- Act as the founder of your domain (e.g. payments, ledger, integrations)
- Own scope, quality, delivery, and outcomes with minimal supervision
- Drive clarity in highly complex, multi-stakeholder problem spaces
- Product Strategy & System Design
- Define functional requirements, system behaviour, edge cases, and invariants
- Design end-to-end flows across services, APIs, and third-party providers
- Make architectural trade-offs in collaboration with senior engineers
- Define success metrics focused on reliability, performance, and correctness
- Execution with Backend Teams
- Write precise product requirements, technical specs, and acceptance criteria
- Break down complex initiatives into clear, executable milestones
- Support engineers daily with fast decisions and clear direction
- Run standups and rituals for your squad, keeping momentum high
- Quality, Risk & Reliability
- Own functional QA and end-to-end validation before release
- Ensure robustness around failure modes, retries, reconciliation, and recovery
- Work closely with compliance, risk, and operations to ensure correctness
- Anticipate and mitigate edge cases before they hit production
- Cross-Functional Ownership
- Collaborate closely with frontend, mobile, data, and customer-facing teams
- Align technical delivery with regulatory, operational, and business needs
- Produce clear internal documentation for systems, workflows, and decisions
- Support hiring and help shape your future squad
Qualifications
- 4–7+ years of experience in Technical Product Ownership, Product Management, or Engineering-led product roles
- Strong technical background (ex-engineer, technical lead, or highly technical PM)
- Deep understanding of backend systems, APIs, integrations, and data flows
- Experience owning complex domains such as payments, fintech infrastructure, SaaS platforms, or marketplaces
- Ability to write clear, unambiguous specs that engineers trust
- Comfortable working with ambiguity, trade-offs, and high-stakes systems
- Highly organised, detail-oriented, and execution-driven
- Strong communication skills across engineering, product, and leadership
Nice to Have
- Experience in fintech, payments, cards, ledger, or regulated environments
- Familiarity with distributed systems, event-driven architectures, or workflows
- Experience working with third-party providers (PSPs, banks, APIs, vendors)
- Previous experience as a backend engineer or tech lead
Mindset We Look For
- Mini-CEO mentality — you own system outcomes, not just delivery
- Engineering-first thinking with strong product judgement
- Obsession with correctness, clarity, and reliability
- Low-ego, highly collaborative, and trusted by engineers
- Bias to action — decisions over discussion, progress over perfection
- Startup DNA — fast iteration, no bureaucracy, high accountability
Benefits
- Competitive cash-based compensation
- Incard stock options
- 25 days of paid time off per year, plus bank holidays and your birthday off
- Global health insurance and unlimited paid sick leave
Senior Product Owner (Tech) employer: Incard
Contact Detail:
Incard Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Product Owner (Tech)
✨Tip Number 1
Network like a pro! Reach out to people in your industry, especially those at Incard. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for the interview by diving deep into Incard's products and mission. Show us you understand our vision and how you can contribute as a Senior Product Owner.
✨Tip Number 3
Practice your storytelling skills. Be ready to share your past experiences in a way that highlights your technical background and product ownership journey.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets the attention it deserves. We’re excited to see what you bring to the table!
We think you need these skills to ace Senior Product Owner (Tech)
Some tips for your application 🫡
Show Your Technical Side: Make sure to highlight your technical background in your application. We want to see how your experience aligns with the complex systems we work on, like payments and APIs. Don’t be shy about showcasing your engineering skills!
Be Clear and Precise: When writing your application, clarity is key! Use straightforward language to describe your past experiences and achievements. We appreciate well-structured applications that make it easy for us to understand your journey.
Tailor Your Application: Take a moment to tailor your application specifically for the Senior Product Owner role. Mention how your skills can contribute to our mission at Incard. This shows us you’re genuinely interested and have done your homework!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss any important updates. Plus, it’s super easy!
How to prepare for a job interview at Incard
✨Know Your Product Inside Out
Before the interview, dive deep into Incard's product offerings and understand how they integrate with backend systems. Be ready to discuss specific features, like payments or APIs, and how you would enhance them as a Senior Product Owner.
✨Showcase Your Technical Expertise
Since this role requires a strong technical background, prepare to discuss your previous experiences in engineering or product management. Highlight any complex projects you've led, especially those involving backend systems or fintech infrastructure.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills in multi-stakeholder environments. Think of examples where you had to make architectural trade-offs or manage ambiguity, and be ready to explain your thought process clearly.
✨Demonstrate Your Collaborative Spirit
This role involves working closely with various teams. Be prepared to share examples of how you've successfully collaborated with engineers, compliance, and leadership in the past. Emphasise your low-ego approach and ability to drive clarity in complex situations.
