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For Companies At a Glance
- Tasks: Lead complex product areas like payments and integrations, driving clarity and execution.
- Company: Join Incard, a pioneering fintech company revolutionising financial systems for entrepreneurs.
- Benefits: Competitive salary, stock options, and generous paid time off.
- Why this job: Be a mini-CEO, shaping impactful products in a dynamic tech environment.
- Qualifications: 4-7+ years in technical product ownership with a strong engineering background.
- Other info: Collaborative culture with opportunities for fast career growth.
The predicted salary is between 48000 - 84000 £ per year.
Incard’s mission is to build the financial operating system for entrepreneurs. We are focused on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer. Through the app store, entrepreneurs and developers can build industry-specific functionality as their business evolves.
We’re looking for a Senior Product Owner (Technical / Functional) who operates like a mini-CEO for a backend product domain. You’ll own complex, system-heavy product areas such as payments, cards, ledger, integrations, APIs, automation, or financial infrastructure. This role sits deep in the engine room of Incard, working daily with backend engineers, platform teams, compliance, and leadership. This role is ideal for someone with a strong engineering or technical background who moved into product, someone who enjoys complexity, precision, and building robust systems that scale.
What You’ll Do
- Own a Technical Product Vertical End-to-End
- Act as the founder of your domain (e.g. payments, ledger, integrations)
- Own scope, quality, delivery, and outcomes with minimal supervision
- Drive clarity in highly complex, multi-stakeholder problem spaces
- Product Strategy & System Design
- Define functional requirements, system behaviour, edge cases, and invariants
- Design end-to-end flows across services, APIs, and third-party providers
- Make architectural trade-offs in collaboration with senior engineers
- Define success metrics focused on reliability, performance, and correctness
- Execution with Backend Teams
- Write precise product requirements, technical specs, and acceptance criteria
- Break down complex initiatives into clear, executable milestones
- Support engineers daily with fast decisions and clear direction
- Run standups and rituals for your squad, keeping momentum high
- Quality, Risk & Reliability
- Own functional QA and end-to-end validation before release
- Ensure robustness around failure modes, retries, reconciliation, and recovery
- Work closely with compliance, risk, and operations to ensure correctness
- Anticipate and mitigate edge cases before they hit production
- Cross-Functional Ownership
- Collaborate closely with frontend, mobile, data, and customer-facing teams
- Align technical delivery with regulatory, operational, and business needs
- Produce clear internal documentation for systems, workflows, and decisions
- Support hiring and help shape your future squad
Qualifications
- 4–7+ years of experience in Technical Product Ownership, Product Management, or Engineering-led product roles
- Strong technical background (ex-engineer, technical lead, or highly technical PM)
- Deep understanding of backend systems, APIs, integrations, and data flows
- Experience owning complex domains such as payments, fintech infrastructure, SaaS platforms, or marketplaces
- Ability to write clear, unambiguous specs that engineers trust
- Comfortable working with ambiguity, trade-offs, and high-stakes systems
- Highly organised, detail-oriented, and execution-driven
- Strong communication skills across engineering, product, and leadership
Nice to Have
- Experience in fintech, payments, cards, ledger, or regulated environments
- Familiarity with distributed systems, event-driven architectures, or workflows
- Experience working with third-party providers (PSPs, banks, APIs, vendors)
- Previous experience as a backend engineer or tech lead
Mindset We Look For
- Mini-CEO mentality — you own system outcomes, not just delivery
- Engineering-first thinking with strong product judgement
- Obsession with correctness, clarity, and reliability
- Low-ego, highly collaborative, and trusted by engineers
- Bias to action — decisions over discussion, progress over perfection
- Startup DNA — fast iteration, no bureaucracy, high accountability
Benefits
- Competitive cash-based compensation
- Incard stock options
- 25 days of paid time off per year, plus
Senior Product Owner (Tech) in London employer: Incard
Contact Detail:
Incard Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Product Owner (Tech) in London
✨Tip Number 1
Network like a pro! Reach out to people in your industry, especially those who work at companies you're interested in. A friendly chat can lead to insider info and even referrals that could land you an interview.
✨Tip Number 2
Prepare for the interview by researching the company and its products. Understand their mission and how your skills as a Senior Product Owner can help them achieve their goals. This shows you're genuinely interested and ready to contribute.
✨Tip Number 3
Practice your pitch! Be ready to explain your experience and how it aligns with the role. Highlight your technical background and how you've successfully managed complex product areas in the past.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Senior Product Owner (Tech) in London
Some tips for your application 🫡
Show Your Technical Side: Make sure to highlight your technical background in your application. We want to see how your experience as an engineer or in product management has shaped your understanding of backend systems and APIs. Don’t hold back on the details!
Be Clear and Concise: When writing your application, clarity is key. Use straightforward language to describe your past experiences and achievements. We appreciate well-structured applications that get straight to the point without unnecessary fluff.
Demonstrate Your Mini-CEO Mindset: We’re looking for someone who takes ownership like a mini-CEO. In your application, share examples of how you’ve driven outcomes in complex projects. Show us how you’ve navigated ambiguity and made impactful decisions.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about what we do at Incard!
How to prepare for a job interview at Incard
✨Know Your Product Inside Out
Before the interview, dive deep into Incard's mission and product offerings. Understand how their financial operating system works, especially the backend components like payments and APIs. This knowledge will help you speak confidently about how your experience aligns with their needs.
✨Showcase Your Technical Expertise
Be prepared to discuss your technical background in detail. Highlight specific projects where you've owned complex domains or worked closely with backend systems. Use examples that demonstrate your ability to write clear specs and collaborate with engineers effectively.
✨Prepare for Scenario-Based Questions
Expect questions that assess your problem-solving skills in complex, multi-stakeholder environments. Think of scenarios where you've had to make architectural trade-offs or manage ambiguity. Practising these responses will show your mini-CEO mentality and execution-driven approach.
✨Emphasise Collaboration and Communication
Since this role requires working closely with various teams, be ready to discuss how you've successfully collaborated across functions in the past. Share examples of how you've aligned technical delivery with business needs and maintained clear communication with stakeholders.
