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For Companies At a Glance
- Tasks: Join a dynamic team to manage and originate property loans in a fast-paced environment.
- Company: Be part of a leading Global Investment Bank with a £3bn loan book.
- Benefits: Enjoy competitive pay, professional growth opportunities, and a collaborative work culture.
- Why this job: Gain hands-on experience in real estate finance while working on impactful projects.
- Qualifications: Ideal candidates should have deal experience in real estate debt transactions and strong financial modelling skills.
- Other info: This role requires an EU work permit and offers a chance to work in London.
The predicted salary is between 43200 - 72000 £ per year.
Job Description
Due to positive market conditions and an increased lending remit for our client a need has arisen for an Associate level hire to join this leading property finance team. This role is to assist the Lending Director in the origination and management of property loans across a variety of Real Estate sectors.
Main duties will include:
- Assist with the execution of new loans as well as the management of the existing loan book, including preparation of annual reviews, drawdowns, loan extensions and increases, restructuring and renegotiation of facility terms, as well as ad hoc client requests.
- Liaising internally with Operations, On-boarding, Credit, in-house Legal and externally with Valuers and Legal Counsel as well as the Origination Consultants, to manage the book and progress new deal opportunities.
- Construct and interrogate asset backed and corporate backed (3 statement model) models from scratch, propose relevant transaction structure (pricing, leverage, covenants, security etc.), prepare term sheets, and write credit committee papers for new deals.
- Detailed analysis of new deals, including scenario and sensitivity testing.
- Robust financial analysis of sponsors, guarantors, contractors, and other relevant parties involved in delivery of new investment projects for new and existing deals.
- Attend client meetings, negotiate terms and assisting in presenting deals to Credit Committee for approval.
- Following Credit approval, manage the legal execution process alongside in-house and external Legal Counsel, Operations and On-boarding to complete relevant transactions.
The ideal candidate will have:
- Deal experience on real estate debt transactions, ideally commercial investment loans between £50 – 250m.
- Knowledge of the UK property market is essential.
- An understanding of property valuation principles (comps, DCF, direct capitalisation).
- An understanding of basic corporate finance
- An understanding of the key terms in real estate finance transactions.
- Proficient financial modelling, valuation, analytical, numeracy skills including Real Estate modelling experience.
- Ability to carry out financial analysis of a business.
- Ability to identify relevant material business and credit risks.
- Knowledge of Real Estate procedures including credit and drawdown related matters.
For more information on this role and our client please send across an updated CV and recent deal list.
Associate, Real Estate Debt Lending employer: Imperium Search
Contact Detail:
Imperium Search Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate, Real Estate Debt Lending
✨Tip Number 1
Network with professionals in the real estate finance sector. Attend industry events, webinars, or local meetups to connect with people who work in property finance. This can help you gain insights into the market and potentially lead to referrals.
✨Tip Number 2
Stay updated on current trends in the UK property market. Follow relevant news sources, subscribe to industry reports, and engage in discussions on platforms like LinkedIn. Demonstrating your knowledge during interviews can set you apart from other candidates.
✨Tip Number 3
Familiarise yourself with financial modelling and valuation techniques specific to real estate. Consider taking online courses or certifications that focus on DCF and direct capitalisation methods. Being able to showcase these skills will be crucial for the role.
✨Tip Number 4
Prepare for potential interview scenarios by practising how to present deals and negotiate terms. Role-playing with a friend or mentor can help you refine your communication skills and boost your confidence when discussing complex financial concepts.
We think you need these skills to ace Associate, Real Estate Debt Lending
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in real estate debt transactions. Emphasise any deal experience, particularly with commercial investment loans, and showcase your understanding of the UK property market.
Craft a Strong Cover Letter: Write a compelling cover letter that explains why you are interested in the Associate position. Mention specific skills such as financial modelling and analysis, and how they relate to the responsibilities outlined in the job description.
Highlight Relevant Skills: In your application, clearly outline your proficiency in financial analysis, valuation principles, and your ability to identify business and credit risks. Use examples from past experiences to demonstrate these skills.
Follow Application Instructions: Ensure you include all requested documents, such as an updated CV and recent deal list. Pay attention to detail and follow any specific instructions provided in the job posting to avoid your application being overlooked.
How to prepare for a job interview at Imperium Search
✨Know Your Numbers
Make sure you are well-versed in financial modelling and valuation techniques. Be prepared to discuss your experience with real estate debt transactions, especially those within the £50 - 250m range, as this will be crucial for the role.
✨Understand the Market
Familiarise yourself with the UK property market and current trends. Being able to discuss recent developments or changes in the market will demonstrate your knowledge and interest in the field.
✨Prepare for Technical Questions
Expect questions on property valuation principles and corporate finance basics. Brush up on key terms in real estate finance transactions, as these may come up during the interview.
✨Showcase Your Communication Skills
Since the role involves liaising with various stakeholders, practice articulating complex financial concepts clearly. Be ready to discuss how you've successfully negotiated terms or presented deals in the past.
