At a Glance
- Tasks: Investigate financial crime and fraud, ensuring compliance and operational efficiency.
- Company: Dynamic financial services firm committed to diversity and inclusion.
- Benefits: 25 days annual leave, competitive pension, health support, and career development opportunities.
- Other info: Join a supportive team culture with exciting social events and growth potential.
- Why this job: Make a real impact in combating financial crime while growing your career.
- Qualifications: Experience in financial crime investigations and strong analytical skills.
The predicted salary is between 40000 - 50000 £ per year.
The Financial Crime Investigations Specialist is a key role within our organisation, dedicated to investigating and mitigating activities related to financial crime and fraud. This position requires a detail-oriented individual with strong investigative skills and a deep understanding of AML (Anti-Money Laundering) practices. The ideal candidate will work closely with various Compliance departments, including the Transaction Monitoring (TM) Team and the Client Risk Oversight Team (CRO), to ensure a robust defence against financial crime and fraud, and the wider business, providing insight and analytics to support fraud prevention and operational efficiency.
Key Responsibilities
- Financial Crime Investigations
- Conduct complex financial crime investigations arising from transaction monitoring alerts, internal referrals, external intelligence, banking partner queries and law enforcement requests.
- Analyse transactional activity, customer information, payment flows, corporate structures and open-source intelligence to identify potential money laundering, fraud, terrorist financing, sanctions evasion, bribery and corruption risks.
- Identify patterns, typologies and connections across customers, counterparties, accounts and payment flows to support financial crime intelligence development.
- Reporting & Case Management
- Produce clear, evidence-based investigation reports outlining findings, key risk indicators and recommendations.
- Ensure all investigations are fully documented and maintained to an audit-ready, regulator-defensible standard.
- Assess whether investigations meet the threshold for suspicion in line with POCA, the Money Laundering Regulations 2017, FCA expectations and internal policies.
- Draft Suspicious Activity Reports (SARs), Defence Against Money Laundering (DAML) requests and supporting case files for review and submission by the DMLRO and MLRO.
- Stakeholder Management & Escalation
- Present investigation findings and recommendations to the DMLRO, MLRO and senior stakeholders where escalation is required.
- Act as a key escalation point for complex financial crime matters, providing guidance and effective challenge to Transaction Monitoring, Client Risk Oversight and wider business teams.
- Support regulatory enquiries, Requests for Information (RFIs), banking partner requests and law enforcement investigations.
- Continuous Improvement
- Contribute to the ongoing enhancement of financial crime investigation methodologies, intelligence capabilities and control effectiveness to strengthen the firm's financial crime framework.
Success Measures
- Delivering high-quality financial crime investigations within agreed service levels, with accurate, audit-ready case documentation and minimal remediation required.
- Identifying, assessing and escalating financial crime risks appropriately, supported by clear evidence, high-quality investigation reports and robust SAR submissions.
- Maintaining strong compliance with regulatory requirements, internal policies and quality assurance standards, resulting in positive audit and QA outcomes.
- Producing actionable financial crime intelligence that identifies emerging risks, typologies and opportunities to strengthen the firm's control environment.
- Building trusted relationships with internal and external stakeholders through timely responses, effective guidance and valuable support for regulatory, audit and banking partner requests.
Skills, Knowledge and Expertise
- Experience in financial crime intelligence, AML, fraud or investigations within a regulated financial services environment.
- Strong analytical and pattern-recognition skills.
- Ability to distil complex intelligence into clear, defensible narratives.
- Good understanding of SAR obligations and regulatory expectations.
- Comfortable working with ambiguity and complex risk scenarios.
- Ability to work collaboratively with various departments to achieve common goals.
- A true team player with a winning mentality and strong work ethic committed to continuous improvement and high performance.
Benefits
- 25 days’ annual leave, plus bank holidays
- An extra day off for your birthday
- Holiday loyalty scheme rewarding long-term service
- Work abroad scheme for added flexibility
- Competitive pension scheme via salary exchange
- Annual discretionary bonus scheme (eligible after probation)
- Financial education, planning & coaching platform
- Interest-free Season Ticket Loan for London travel
- Salary exchange nursery fee scheme
- Life Insurance
- Healthcare platform including cashback on dental, optical & physio
- Virtual GP access
- Mental health and stress support helplines
- Additional wellbeing resources
- Enhanced parental leave
- Cycle to work scheme
- Flexible benefits that support everyday life
- Career development and progression tools
- Opportunities to grow within a fast-scaling international business
- From sporting events and pub nights to seasonal celebrations and socials, we make time to connect and celebrate together.
Diversity & Inclusion: We believe that diversity and inclusion are essential to our success. We are committed to fostering a culture where everyone feels valued and respected, regardless of their background, identity or experiences. By embracing diverse perspectives and promoting equity, we aim to create an environment where all employees can perform and reach their full potential.
What’s next? We will review your application and come back to you as soon as possible. You must be eligible to work in the UK to be considered for this position. Full background checks will be carried out on all successful candidates.
Financial Crime Investigation Specialist in London employer: IFX Payments
IFX Payments is an exceptional employer located in the vibrant Greater London area, offering a dynamic work culture that fosters innovation and collaboration. Employees benefit from a comprehensive package that includes career development opportunities, making it an ideal place for those looking to grow within the fintech sector while engaging with a diverse range of clients in the CFD and Forex markets.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigation Specialist in London
✨Join Compliance Communities
Get involved in compliance and risk communities — both online and offline. Look for forums, LinkedIn groups, or even local meetups where compliance pros hang out. You never know who might drop a job opportunity your way!
✨Attend Industry Conferences
Keep an eye out for compliance and risk management conferences and workshops in your area. These events are a goldmine for networking, and they often have job boards or recruiters on-site looking for new talent. Plus, it’s a chance to learn what's trending in the field.
✨Leverage Your University Career Services
If you’ve recently graduated or are still studying, head over to your university's career services. Many companies, including those in compliance, actively recruit fresh talent through these services, so make sure you tap into that resource.
✨Showcase Your Knowledge Online
Start writing articles or blog posts about compliance topics that interest you. Share them on platforms like LinkedIn to demonstrate your knowledge and passion. This not only builds your presence in the field but can also catch the attention of companies like IFX Payments looking for candidates who are engaged and informed.
We think you need these skills to ace Financial Crime Investigation Specialist in London
Some tips for your application 🫡
Show Your Understanding of Compliance:In the compliance-risk field, it's super important to showcase your understanding of regulations and risk management frameworks. Highlight any relevant coursework, certifications (like ICA or AML), or even projects that demonstrate your knowledge and commitment to this area. We want to see how you can navigate this complex landscape!
Quantify Your Achievements:When detailing your experience, try to quantify your achievements. For example, if you've previously worked on a project that improved compliance metrics or reduced risk exposure, give us the numbers! This data-driven approach really stands out to hiring managers in compliance-risk roles.
Tailor Your CV to Reflect Relevant Skills:Make sure your CV highlights skills that are particularly relevant to compliance, like attention to detail, analytical thinking, and report writing. Ensure these are easy to spot – consider using bullet points to break down your responsibilities and achievements for maximum impact!
Craft a Motivating Cover Letter:In your cover letter, let us know why you’re excited about the compliance-risk role at IFX Payments. Share what motivates you about compliance, and how you believe you can contribute to our mission. This is your chance to showcase not only your skills but also your passion for this important field!
How to prepare for a job interview at IFX Payments
✨Master the Regulations
Brush up on key compliance regulations relevant to the industry you're applying to. Familiarising yourself with specific laws and frameworks used in your field will give you an edge during technical questions. Show that you’re not just aware of them but can also apply them—think real-life scenarios!
✨Show Your Analytical Skills
Compliance roles really focus on analytical skills, so be prepared for case studies or situational questions during the interview. We've got to demonstrate how we approach risk assessments or compliance audits, possibly drawing on examples from past experiences or university projects. Bring some thoughtful case scenarios to discuss!
✨Know Your Tools
Get comfortable with commonly used compliance software and tools. Familiarity with platforms like RSA or MetricStream can really impress during your interview, as it shows you're ready to hit the ground running. If you’ve had any experience with them, make sure to highlight that!
✨Align with Company Culture
Since it's a full-time position, show your long-term commitment and interest in the company’s mission and values. Dive into how your ethics and professional philosophy align with IFX Payments’s stance on compliance. A shared vision can really resonate with interviewers looking for fit as much as skill!
