At a Glance
- Tasks: Investigate and mitigate financial crime and fraud with a detail-oriented approach.
- Company: Join a dynamic organisation dedicated to combating financial crime.
- Benefits: Enjoy 25 days annual leave, competitive salary, and health benefits.
- Other info: Collaborative culture with opportunities for growth and a focus on diversity.
- Why this job: Make a real impact in preventing financial crime while developing your career.
- Qualifications: Experience in fraud investigations and strong understanding of AML practices required.
The predicted salary is between 34650 - 42350 £ per year.
The Financial Crime Investigations Associate is a key role within our organisation, dedicated to investigating and mitigating activities related to financial crime and fraud. This position requires a detail-oriented individual with strong investigative skills and a deep understanding of AML (Anti-Money Laundering) practices. The ideal candidate will work closely with various Compliance departments, including the Transaction Monitoring (TM) Team and the Client Risk Oversight Team (CRO), to ensure a robust defence against financial crime and fraud, providing insight and analytics to support fraud prevention and operational efficiency.
Key Responsibilities
- Timely and accurately responding to Requests for Information (RFIs) from regulatory bodies, financial institutions, and internal stakeholders.
- Lead and manage fraud investigations, including handling fraud alerts, to ensure timely, consistent, and high-quality outcomes in line with IFX standards and regulations.
- Review and approve investigation outputs while prioritising workloads to balance risk, client impact, and operational needs.
- Conduct thorough investigations into complex or sensitive fraud cases, ensuring detailed case records and audit-ready documentation.
- Analysing documentation, automated alerts, transactional data and conducting open-source research/screening.
- Identifying instances of fraud, trade-based and other forms of money laundering, PEP's, Anti-Bribery/Corruption, Counter Terrorist Financing, and potential sanctions matters.
- Detailing and summarising complex investigations into reports that are escalated to MLRO, DMLRO, and other FinCrime Managers.
- Use industry prevention/mitigation tools and systems to assist with investigation and decision-making.
- Liaise with the Transaction Monitoring and Client Risk Oversight teams to identify and address any AML concerns, ensuring compliance with relevant regulations and internal policies.
- Closely collaborate with the Compliance wider function to develop and implement effective strategies for preventing financial crime and fraud.
Skills, Knowledge and Expertise
- Proven experience in fraud investigations (preferably within financial services) with strong knowledge of fraud typologies and investigative techniques.
- Ability to handle complex cases with sound judgment and identify trends to improve controls.
- Strong organisational skills with excellent written and verbal communication abilities, including the capacity to prioritise effectively.
- Strong understanding of AML regulations and practice.
- Ability to work collaboratively with various departments to achieve common goals.
- A true team player with a winning mentality and strong work ethic committed to continuous improvement and high performance.
- Adaptable, tenacious and flexible who is able to perform under pressure.
Benefits
- 25 days’ annual leave, plus bank holidays.
- An extra day off for your birthday.
- Holiday loyalty scheme rewarding long-term service.
- Work abroad scheme for added flexibility.
- Competitive pension scheme via salary exchange.
- Annual discretionary bonus scheme (eligible after probation).
- Financial education, planning & coaching platform.
- Interest-free Season Ticket Loan for London travel.
- Salary exchange nursery fee scheme.
- Life Insurance.
- Healthcare platform including cashback on dental, optical & physio, virtual GP access, mental health and stress support helplines, and additional wellbeing resources.
- Enhanced parental leave.
- Cycle to work scheme.
- Flexible benefits that support everyday life.
- Career development and progression tools.
- Opportunities to grow within a fast-scaling international business.
Diversity & Inclusion
We believe that diversity and inclusion are essential to our success. We are committed to fostering a culture where everyone feels valued and respected, regardless of their background, identity or experiences. By embracing diverse perspectives and promoting equity, we aim to create an environment where all employees can perform and reach their full potential.
What’s next? We will review your application and come back to you as soon as possible. You must be eligible to work in the UK to be considered for this position. Full background checks will be carried out on all successful candidates.
Financial Crime Investigation Associate in London employer: IFX Payments
As a mid-level Salesforce Engineer, you'll thrive in a dynamic environment where your contributions directly shape the future of our Salesforce platform. With a strong emphasis on employee growth, we offer a comprehensive benefits package that includes generous annual leave, financial wellbeing support, and career development opportunities, all within a vibrant team culture that celebrates diversity and inclusion. Join us in this greenfield project and enjoy the unique advantage of working with a modern codebase while making a tangible impact on our operations.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Investigation Associate in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like IFX Payments. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Investigation Associate in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to IFX Payments.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on IFX Payments's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at IFX Payments
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with IFX Payments.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at IFX Payments will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former IFX Payments employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
