At a Glance
- Tasks: Lead financial reporting and compliance in a fast-paced fintech environment.
- Company: Join a dynamic fintech company focused on innovation and growth.
- Benefits: Enjoy 25 days leave, flexible benefits, and career development opportunities.
- Other info: Be part of a diverse team that values inclusion and celebrates success.
- Why this job: Make a significant impact while shaping the future of finance.
- Qualifications: Qualified accountant with strong experience in senior finance roles.
The predicted salary is between 70000 - 90000 £ per year.
Finance Director
Department
Finance
Employment Type
Permanent - Full Time
Location
London
Reporting To
- Steve Allen
- Description
- Overview of the role
We are looking for an experienced and commercially minded Finance Director to play a pivotal leadership role within our growing fintech business.
Reporting directly to the CFO, you will oversee financial reporting, regulatory compliance, financial controls and governance, while ensuring the finance function operates as a strategic partner to the wider business.
This is a hands‑on leadership role that combines technical accounting expertise with commercial insight.
You'll be responsible for delivering accurate financial and regulatory reporting across multiple jurisdictions, maintaining a robust financial control framework, supporting capital planning, and ensuring the business remains compliant with FCA requirements.
You'll also lead and develop a high‑performing finance team, driving continuous improvement through automation, enhanced processes and strong financial governance.
You'll work closely with senior stakeholders across Commercial, Product, Operations, Risk and Technology, helping shape the future of IFX Payments as we continue to scale.
This is an exciting opportunity for a finance leader who thrives in a fast‑paced, regulated financial services environment and is looking to make a significant impact within an ambitious, high‑growth organisation.
Key Responsibilities
- Financial reporting and tax
- Preparation of annual consolidated financial statements and individual companies.
- Responsible for delivery of monthly finance packs for board and Exco meetings.
- Ensure audit readiness across all jurisdictions. Liaising and managing external auditors.
- Ensuring any findings are addressed and reported appropriately.
- Implement process improvements, automation and simplification.
- Develop and implement all finance policies and procedures.
- Oversee the general ledger and any technical accounting judgements.
- Implement and continuously strengthen the financial control framework‑segregation of duties, reconciliations, delegated authorities and controls.
- Own tax compliance (including corporation tax, VAT including partial exemption for payment/financial services, employment taxes) with specialist support as needed.
- Regulatory and capital reporting
- Own and deliver the firm's FCA regulatory reporting, including financial and own‑funds returns, submitted accurately and on time via Reg Data.
- Maintain a controlled regulatory‑reporting calendar with clear preparation, review and submission controls, and reconcile all returns back to the general ledger.
- Calculate and monitor own funds and the capital adequacy position against the ongoing requirement and the board‑approved buffers, escalating early where growth may erode headroom.
- Support forward capital planning with the CFO and Head of FP&A, and prepare capital and prudential MI for the Board and its committees.
- Governance, risk and control
- Report to Audit & Risk Committee on financial matters, providing all necessary management information and reports.
- Maintain robust financial and prudential controls, risk management frameworks and compliance.
- Provide Internal audit and Risk team with capital and liquidity oversight.
- Maintain the finance risk register.
- Leadership, people and deputising for the CFO
- Lead, develop and set objectives for the finance team; build capability, cross‑training and succession cover to remove key‑person risk.
- Deputise for the CFO as required, including with the Board, investors, auditors, banking and trading counterparties, and the regulator.
- Partner the wider business — Commercial, Product, Operations, Risk and Technology to support sound, data‑driven decisions.
- Cultivate a vibrant, rewarding and high performance culture, aligning the finance team objective with the company’s.
- General
- Aide credit assessment of counterparties and other key suppliers.
- Maintain credit policy and procedure documentation, and ensure decisions are compliant with internal policy.
- Prepare and contribute to credit and exposure reporting for the Risk Committee and senior management.
- Respond to ad‑hoc requests, investigating specific risk issues and providing insight to support business decisions.
- Success Measures
- Board packs and all relevant MI
- Audit outcomes (statutory and regulatory)
- Month‑end close
- FCA regulatory returns submitted on time and accurately
- Own funds buffer maintained above the board‑approved
Skills, Knowledge and Expertise
- Technical knowledge
- Qualified accountant (ACA) with strong experience in senior finance role.
- UK GAAP (FRS 102) and IFRS; financial control frameworks and balance‑sheet substantiation, and disclosure.
- FCA regulatory reporting and Reg Data; own funds and capital adequacy for e‑money / payments firms.
- Payments and e‑money economics (interchange, scheme fees, FX, the e‑money float) and reconciliation at volume.
- UK tax for financial/payment services, including VAT partial exemption (working knowledge).
Skills and behaviours
- Control‑minded and detail‑accurate, with sound judgement under regulatory scrutiny and deadlines.
- A credible, developing leader who builds and stretches teams and removes key‑person risk.
- Clear communicator able to present financial and prudential matters to the Board, regulator and counterparties.
- Commercial and pragmatic — improves and automates process without weakening control.
- Excellent verbal and written communication skills.
- A true team player with a winning mentality and strong work ethic committed to continuous improvement and high performance.
- Adaptable, tenacious and flexible who can perform under pressure.
Benefits
- 25 days’ annual leave, plus bank holidays
- An extra day off for your birthday
- Holiday loyalty scheme rewarding long‑term service
- Work abroad scheme for added flexibility
- Competitive pension scheme via salary exchange
- Annual discretionary bonus scheme (eligible after probation)
- Financial education, planning & coaching platform
- Interest‑free Season Ticket Loan for London travel
- Salary exchange nursery fee scheme
- Life Insurance
- Healthcare platform including
- Cashback on dental, optical & physio
- Virtual GP access
- Mental health and stress support helplines
- Additional wellbeing resources
- Enhanced parental leave
- Cycle to work scheme
- Flexible benefits that support everyday life
- Career development and progression tools
- Opportunities to grow within a fast‑scaling international business
From sporting events and pub nights to seasonal celebrations and socials, we make time to connect and celebrate together.
Diversity & Inclusion
We believe that diversity and inclusion are essential to our success.
We are committed to fostering a culture where everyone feels valued and respected, regardless of their background, identity or experiences.
By embracing diverse perspectives and promoting equity, we aim to create an environment where all employees can perform and reach their full potential.
What’s next?
- We will review your application and come back to you as soon as possible.
- You must be eligible to work in the UK to be considered for this position.
- Full background checks will be carried out on all successful candidates.
- #J-18808-Ljbffr
Finance Director employer: IFX Payments
IFX Payments is an exceptional employer located in the vibrant Greater London area, offering a dynamic work culture that fosters innovation and collaboration. Employees benefit from a comprehensive package that includes career development opportunities, making it an ideal place for those looking to grow within the fintech sector while engaging with a diverse range of clients in the CFD and Forex markets.
StudySmarter Expert Advice🤫
We think this is how you could land Finance Director
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like IFX Payments. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance Director
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to IFX Payments.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on IFX Payments's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at IFX Payments
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with IFX Payments.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at IFX Payments will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former IFX Payments employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
