At a Glance
- Tasks: Dive into data, analyse trends, and influence commercial decisions in personal lending.
- Company: Fast-growing financial services organisation reshaping the personal lending market.
- Benefits: Competitive salary, performance-linked shares, hybrid working, and career development opportunities.
- Other info: Join a supportive culture with the chance to shape the future of lending.
- Why this job: Make a real impact in a dynamic environment while enhancing your analytical skills.
- Qualifications: Experience in analytics or finance, strong SQL skills, and a passion for problem-solving.
The predicted salary is between 44000 - 62000 £ per year.
We are partnered with a fast-growing, forward-thinking financial services organisation that’s reshaping the personal lending market. This is an opportunity to sit at the heart of commercial decision-making and make a visible impact in a data-driven, high-growth environment. As the Commercial Lead Analyst, you’ll take ownership of performance insights and profitability modelling across the personal loans portfolio. This role blends commercial trading analysis, strategic financial modelling, and hands-on problem-solving - ideal for someone who loves getting deep into the numbers and influencing outcomes.
What you’ll do:
- Be the go-to expert for understanding daily and weekly trading performance.
- Analyse trends, investigate shifts in performance, and explain the "why" behind the numbers.
- Own and enhance profitability modelling, forecasting portfolio performance and unit economics.
- Work closely with Pricing, Credit, Finance and Product teams to shape strategy and optimise growth.
- Use SQL and (ideally) Python to build robust reporting and predictive tools.
- Present insights to senior stakeholders and influence decisions across the business.
- Balance fast-paced commercial trading work with longer-term strategic modelling initiatives.
You’ll have the autonomy to run your own analysis, spot issues proactively, and drive improvements - while working alongside experienced, data-literate leaders.
What we’re looking for:
- Proven experience in analytics, commercial finance, credit risk, pricing, trading analysis, or a similar quantitative role.
- Exposure to financial services or lending (personal or commercial) is a bonus.
- Strong SQL skills; Python or coding experience is an advantage.
- Genuine commercial curiosity and the ability to turn data into decisions.
- Confident communicator with experience influencing stakeholders.
- Self-starter who enjoys solving problems and improving processes.
What’s in it for you:
- £52,000 - £70,000 salary (depending on experience).
- Shares worth £12,000 - £23,000 (performance-linked).
- Hybrid working - office attendance in Cardiff twice per month.
- Supportive, ambitious culture with real career development opportunities.
- Chance to play a key role in the growth of a rapidly scaling lending business.
Commericial Lead Analyst in Cardiff employer: Identify Solutions
Join a dynamic and innovative financial services organisation that is at the forefront of transforming the personal lending market. As a Commercial Lead Analyst, you will thrive in a supportive and ambitious culture that prioritises employee growth and offers meaningful career development opportunities. With competitive salaries, performance-linked shares, and a hybrid working model based in Cardiff, this role provides the perfect environment for those eager to make a significant impact while enjoying a balanced work-life experience.
StudySmarter Expert Advice🤫
We think this is how you could land Commericial Lead Analyst in Cardiff
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We can’t stress enough how valuable personal connections can be in landing that Commercial Lead Analyst role.
✨Tip Number 2
Prepare for those interviews by diving deep into the company’s performance metrics and recent trends in personal lending. We want you to show off your analytical skills and commercial curiosity right from the get-go!
✨Tip Number 3
Don’t just wait for job postings; proactively reach out to companies you admire. Let them know you’re interested in opportunities, especially if they align with your skills in SQL and Python. We believe in making the first move!
✨Tip Number 4
When you get the chance to present insights or case studies, make it count! Use clear visuals and data storytelling to influence decisions. We want you to shine and show how you can impact their business right away.
We think you need these skills to ace Commericial Lead Analyst in Cardiff
Some tips for your application 🫡
Tailor Your CV:Make sure your CV speaks directly to the role of Commercial Lead Analyst. Highlight your experience in analytics, financial modelling, and any relevant skills like SQL or Python. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about personal lending and how your background aligns with our needs. Show us your genuine commercial curiosity and problem-solving skills.
Showcase Your Analytical Skills:In your application, don’t just list your skills—demonstrate them! Include examples of how you've used data to influence decisions or improve processes in previous roles. We love seeing real-world applications of your expertise.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you get all the updates. Plus, it shows you're keen on joining our team at StudySmarter!
How to prepare for a job interview at Identify Solutions
✨Know Your Numbers
As a Commercial Lead Analyst, you'll be deep into the data. Brush up on your SQL and Python skills before the interview. Be ready to discuss how you've used these tools in past roles to analyse performance and drive decisions.
✨Understand the Business
Familiarise yourself with the personal lending market and the specific company you're interviewing with. Research their products, recent news, and how they position themselves against competitors. This will help you speak confidently about how you can contribute to their growth.
✨Prepare for Scenario Questions
Expect questions that ask you to solve hypothetical problems or analyse case studies. Practice articulating your thought process clearly, showing how you approach problem-solving and decision-making using data.
✨Showcase Your Communication Skills
You'll need to present insights to senior stakeholders, so practice explaining complex data in simple terms. Think of examples where you've influenced decisions through your analysis and be ready to share those stories during the interview.
