Product Manager in City of London

About Hyperlayer

Hyperlayer is a B2B product company building a platform to revolutionise the world of payments. Hyperlayer transforms digital wallets into smart wallets that change the way people and businesses spend money. Wallets powered by Hyperlayer let consumers withdraw money from multiple accounts with a single tap for a specific purpose. Our platform enables capabilities such as connecting specific accounts with targeted brand spending, giving merchants and customers access to cutting‑edge rewards. Since spending is social, Hyperlayer supports group saving, sharing and spending, all in one platform. Hyperlayer is working with large retailers and financial institutions. Our product introduces innovation to these industries to create solutions that help consumers, families and groups improve their financial wellbeing by making their money go further.

About the role

We are seeking a hands‑on visionary Product Manager with strong domain expertise in Banking and Financial Services. The role combines the strategic vision of a Product Manager with the operational discipline of a Product Operations function. The role will lead the design, delivery and adoption of our platform. You’ll own the Product vision, translate strategy into roadmaps and ensure execution is predictable, measurable and aligned with business outcomes. This is an opportunity for someone who deeply understands how banking works with accounts, balances, transactions and compliance, and also drives metrics, dashboards and ways of working that make a lean product organisation operate at scale. You will work with engineering managers to define APIs, ledgers, workflows and account features that are secure, compliant and scalable. This is a senior role requiring deep financial services expertise, strong technical acumen and proven delivery in core banking or account systems.

Key Responsibilities

• Product Strategy & Roadmap: Define and deliver the product vision covering account types, hierarchies and modular services. Translate business needs and customer insights into roadmaps, themes, OKRs, epics and features. Advocate for programmable finance and bring that vision to life in the platform. Build a roadmap aligned with client needs, regulatory compliance and emerging market trends.
• Execution & Delivery: Own the product backlog, write clear user stories and acceptance criteria, and partner with Engineering Managers to design ledger systems, APIs and event‑driven flows for account management. Act as a gatekeeper ensuring only validated, prioritised and measurable work enters the cadence. Communicate product direction, progress and impact clearly to leadership and stakeholders.
• Product Ops Discipline: Build and maintain the product metric framework (adoption, engagement, retention, delivery and sprint health). Design dashboards and reporting that provide one source of truth for leadership. Standardise ways of working, sprint cadence, backlog hygiene and governance rituals to keep teams aligned.
• Client & Market Alignment: Collaborate with clients, compliance teams and market experts to ensure account services meet regulatory and operational standards. Translate user needs into features and user stories that can be incrementally delivered.
• Standards & Governance: Advocate for consistent standards across Hyperlayer’s platform. Ensure security, resilience and compliance are built into every release.
• Insights & KPIs: Define KPIs such as account adoption, transaction throughput and operational efficiency. Continuously use customer feedback and data to improve account capabilities.

You should apply if you have:

• Minimum 10 years experience in product management within banking, financial services or fintech.
• Proven expertise in accounts ledger systems and financial product design.
• Strong technical background with the ability to define APIs, event‑driven workflows and modular architecture.
• Collaborate effectively with engineering teams on system design.
• Experience working in Agile environments with structured product operating models.
• Hands‑on experience with Agile ways of working and tools (Jira, Confluence, analytics platforms).
• Strong knowledge of regulatory compliance (KYC, AML, PSD2 / Open Banking).
• Demonstrated ability to deliver complex financial products at scale.
• Strong communication and stakeholder management skills with the ability to simplify and articulate complex ideas.
• Exceptional communication and stakeholder management skills.
• High attention to detail with ability to anticipate edge cases.
• Ownership mindset accountable for delivery, adoption and impact.

Preferred qualifications:

• Experience with account hierarchies, shared/joint and virtual accounts and embedded finance account models.
• Exposure to digital wallets, account aggregation or open banking APIs.
• Track record of delivering core account systems at scale.

How to apply: Please click on the Apply button; you will be asked to provide an updated CV and answer some questions. For further information about this vacancy you can contact us. We will not be offering UK work visa sponsorship for these roles. Candidates will need an existing non-sponsored right to work in the UK.

Working at Hyperlayer: At Hyperlayer we are proud of our in‑office culture. It makes a real difference to the working atmosphere and maximises collaboration in and across teams. This is critical to how we work and learn. Also, we think it makes for a great workplace!

Benefits:

• A performance‑based employee bonus scheme.
• 25 days annual leave plus bank holidays, a day off on your birthday and an additional day per year of tenure to a maximum of 30.
• Critical illness and life insurance cover.
• AXA PPP Health Insurance including gym offers.
• Cycle‑to‑work scheme.
• Referral bonus scheme.
• Workplace nursery scheme.

Equity, diversity and inclusion: Hyperlayer’s mission is to make a positive impact on people’s lives, making it easier for everyone to manage their money. Hyperlayer’s commitment to equity, diversity and inclusion is a key part of this; it helps us better serve our customers, employees and business partners from every background. We are constantly learning and striving to do better and we expect all staff to actively take part in this process.

Data Privacy: As part of our recruitment process, Hyperlayer Limited collects and processes personal data relating to job applicants. We are committed to being transparent about how we collect and use this data and to meeting our data protection obligations.