Mortgage Loan Officer - Birmingham, MI
Mortgage Loan Officer - Birmingham, MI

Mortgage Loan Officer - Birmingham, MI

Birmingham Full-Time 36000 - 60000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Help customers navigate mortgage options and provide top-notch service from start to finish.
  • Company: Join Huntington, a community-focused bank dedicated to exceptional customer experiences.
  • Benefits: Enjoy flexible work arrangements, combining in-office and remote opportunities for a balanced lifestyle.
  • Why this job: Be part of a supportive team that values relationships and offers growth in the financial sector.
  • Qualifications: High school diploma required; experience in mortgage origination preferred, along with strong communication skills.
  • Other info: Huntington is committed to diversity and equal opportunity for all applicants.

The predicted salary is between 36000 - 60000 £ per year.

The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times.

Responsibilities include:

  • Using internal and external referral sources to develop mortgage loan business.
  • Building and maintaining business relationships within the community.
  • Developing new and expanding internal and external referral sources to grow mortgage business.
  • Using consultative selling techniques to advise clients on mortgage loan options and other financial products.
  • Providing excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
  • Maintaining client relationships.
  • Advising customers on the completion of loan applications.
  • Performing other duties as assigned.

Basic Qualifications:

  • High school diploma or GED.
  • One or more years of mortgage loan origination experience, preferably at a bank.
  • NMLS license.

Preferred Qualifications:

  • Pipeline and book of business.
  • Bachelor's degree preferred.
  • Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs).
  • Knowledge of mortgage procedures, documentation, and underwriting guidelines.
  • Demonstrated ability to identify opportunities to cross-sell financial products and services.
  • Effective written and verbal communication skills.
  • Strong organizational skills.
  • Ability to multi-task.
  • PC - Internet skill.

Exempt Status: No

Workplace Type: Office. Certain positions outside our branch network may be eligible for a flexible work arrangement.

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Mortgage Loan Officer - Birmingham, MI employer: Huntington Bancshares, Inc.

At Huntington, we pride ourselves on being an exceptional employer, offering a dynamic work culture that prioritises Simply the Best customer service and community engagement. Our Mortgage Loan Officers in Birmingham, MI benefit from flexible work arrangements that blend in-office collaboration with remote opportunities, fostering both personal and professional growth. With a commitment to diversity and inclusion, we provide our employees with the tools and support needed to thrive in their careers while making a meaningful impact in the lives of our clients.
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Contact Detail:

Huntington Bancshares, Inc. Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Mortgage Loan Officer - Birmingham, MI

✨Tip Number 1

Network within your community to build relationships with potential referral sources. Attend local events or join professional groups related to finance and real estate to connect with individuals who can refer clients to you.

✨Tip Number 2

Familiarise yourself with the various mortgage products available, including conventional, FHA/VA, and construction loans. This knowledge will enable you to confidently advise clients on the best options for their needs.

✨Tip Number 3

Enhance your consultative selling skills by practising active listening. Understanding your clients' financial situations and goals will help you tailor your advice and build trust, which is crucial in maintaining long-term client relationships.

✨Tip Number 4

Stay organised and manage your time effectively, especially when handling multiple clients and loan applications. Use tools like CRM software to keep track of your leads and follow-ups, ensuring no opportunity slips through the cracks.

We think you need these skills to ace Mortgage Loan Officer - Birmingham, MI

Customer Service Excellence
Consultative Selling Techniques
Mortgage Loan Origination
Knowledge of Mortgage Products
Understanding of Underwriting Guidelines
Effective Communication Skills
Strong Organisational Skills
Multi-tasking Ability
Relationship Management
Cross-selling Financial Products
Attention to Detail
Problem-Solving Skills
PC and Internet Proficiency
Networking Skills

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities of a Mortgage Loan Officer. Familiarise yourself with the specific duties mentioned in the job description, such as developing referral sources and providing customer service.

Tailor Your CV: Highlight your relevant experience in mortgage loan origination and any specific skills that align with the job requirements. Mention your NMLS license if you have one, and include any knowledge of mortgage products and procedures.

Craft a Compelling Cover Letter: Use your cover letter to showcase your passion for customer service and your ability to build relationships. Provide examples of how you've successfully advised clients on mortgage options and cross-sold financial products in the past.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial in the mortgage industry.

How to prepare for a job interview at Huntington Bancshares, Inc.

✨Know Your Mortgage Products

Familiarise yourself with various mortgage loan products such as conventional, FHA/VA, and construction lending. Being able to discuss these options confidently will demonstrate your expertise and help you advise clients effectively.

✨Showcase Your Customer Service Skills

Since the role emphasises providing 'Simply the Best' customer service, prepare examples of how you've delivered exceptional service in previous roles. Highlight your ability to build and maintain client relationships.

✨Prepare for Consultative Selling

Brush up on consultative selling techniques. Be ready to discuss how you would approach advising clients on their mortgage options, ensuring you can tailor your advice to meet their specific needs.

✨Demonstrate Organisational Skills

The ability to multi-task and stay organised is crucial in this role. Prepare to discuss how you manage your workload and keep track of client information, especially during busy periods.

Mortgage Loan Officer - Birmingham, MI
Huntington Bancshares, Inc.
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