At a Glance
- Tasks: Help customers navigate mortgage options and provide top-notch service from start to finish.
- Company: Join Huntington, a community-focused bank dedicated to excellent customer experiences.
- Benefits: Enjoy flexible work arrangements, combining in-office and remote work for a balanced lifestyle.
- Why this job: Be part of a supportive team that values relationships and offers growth opportunities in finance.
- Qualifications: High school diploma required; experience in mortgage origination and NMLS license preferred.
- Other info: Huntington is an equal opportunity employer committed to diversity and inclusion.
The predicted salary is between 36000 - 60000 £ per year.
Description
Summary:
The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.
Duties & Responsibilities:
- Develops new and expands internal and external referral sources to grow mortgage business.
- Using consultative selling techniques, advises clients on mortgage loan options and other financial products.
- Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.
- Responsible for maintaining client relationships.
- Advises customers on the completion of loan applications.
- Performs other duties as assigned.
Basic Qualifications:
- High school diploma or GED.
- One or more years of mortgage loan origination experience, preferably at a bank.
- NMLS license.
Preferred Qualifications:
- Pipeline and book of business.
- Bachelor\’s degree preferred.
- Knowledge of mortgage loan products (conventional, FHA/VA, construction lending, and portfolio programs).
- Knowledge of mortgage procedures, documentation, and underwriting guidelines.
- Demonstrated ability to identify opportunities to cross-sell financial products and services.
- Effective written and verbal communication skills.
- Strong organizational skills; ability to multi-task.
- PC – Internet skills.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Workplace Type: Office
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington\’s Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position.
Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.
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Mortgage Loan Officer employer: Huntington Bancshares, Inc.
Contact Detail:
Huntington Bancshares, Inc. Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Loan Officer
✨Tip Number 1
Network within your community! Attend local events and engage with real estate agents, financial advisors, and other professionals who can refer clients to you. Building these relationships is key to expanding your mortgage loan business.
✨Tip Number 2
Stay updated on the latest mortgage products and market trends. This knowledge will help you provide valuable advice to clients and position yourself as a trusted expert in the field.
✨Tip Number 3
Utilize social media platforms to showcase your expertise and connect with potential clients. Share informative content about mortgage options and financial tips to attract interest and build your brand.
✨Tip Number 4
Focus on providing exceptional customer service throughout the loan process. Happy clients are more likely to refer you to others and return for future needs, helping you grow your pipeline and book of business.
We think you need these skills to ace Mortgage Loan Officer
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Mortgage Loan Officer position. Understand the responsibilities and qualifications required, as this will help you tailor your application.
Highlight Relevant Experience: In your resume and cover letter, emphasize your mortgage loan origination experience and any relevant skills. Mention specific examples of how you've developed client relationships or used consultative selling techniques.
Showcase Customer Service Skills: Since providing excellent customer service is a key part of the role, include examples in your application that demonstrate your ability to assist clients effectively throughout the loan process.
Tailor Your Application: Customize your cover letter to reflect your understanding of the company’s values and how you can contribute to their mission of providing 'Simply the Best' customer service. Make it personal and engaging.
How to prepare for a job interview at Huntington Bancshares, Inc.
✨Know Your Mortgage Products
Make sure you have a solid understanding of various mortgage loan products, including conventional, FHA/VA, and construction lending. This knowledge will help you confidently advise clients during the interview.
✨Demonstrate Customer Service Skills
Since providing excellent customer service is key in this role, be prepared to share examples of how you've successfully assisted clients in the past. Highlight your consultative selling techniques and how they benefited your customers.
✨Build on Your Networking Experience
Discuss your experience in developing referral sources and maintaining client relationships. Be ready to explain how you can leverage your existing pipeline and book of business to grow the mortgage business.
✨Showcase Your Communication Skills
Effective written and verbal communication is crucial for a Mortgage Loan Officer. Practice articulating your thoughts clearly and concisely, and prepare to answer questions in a way that reflects your strong organizational skills.