At a Glance
- Tasks: Make impactful decisions on personal loan applications and assess creditworthiness.
- Company: Fast-growing digital lender transforming access to credit in the UK.
- Benefits: Hybrid work model, competitive salary, and opportunities for professional growth.
- Other info: Dynamic environment with a focus on innovation and career advancement.
- Why this job: Join a tech-driven team where your expertise shapes customer outcomes from day one.
- Qualifications: 7-10 years of experience in unsecured personal loans and strong credit judgement.
The predicted salary is between 63000 - 77000 £ per year.
- Senior Underwriter
- London · Full-time, Permanent, Hybrid
About the role
A fast-growing, FCA-regulated digital lender is reshaping how UK consumers access credit — and is looking for an experienced Senior Underwriter to make an immediate impact.
The technology is evolving quickly, the business is scaling, and this is a role where your judgement genuinely matters.
If you enjoy owning decisions, working autonomously and using your expertise to improve outcomes for customers, this is a role where your experience will count from day one.
What you’ll do
Reporting to the Head of Underwriting, you’ll
- Approve or decline referred applications for unsecured personal loans.
- Assess affordability and creditworthiness using bureau data, Open Banking data and customer documentation.
- Identify and investigate fraud risk and data anomalies.
- Apply FCA rules and lending policy consistently.
- Document clear, well-evidenced rationale that supports the audit trail and stands up to QA.
- Work at pace while maintaining quality and help shape how underwriting develops in a technology-led environment.
- Share insights with Credit Risk to help refine policy and improve automation.
- What you’ll bring
- 7–10 years in unsecured personal loans, with a proven record of strong, independent credit ...
Senior Underwriter in London employer: Human Capital Partners Limited
Join a leading global consumer brand that values its employees and fosters a culture of collaboration and innovation. As a Group Technical Reporting Accountant, you'll enjoy hybrid working, generous staff discounts, and opportunities for professional growth while making a significant impact on how the company communicates its financial story. With a commitment to employee well-being, including private healthcare and volunteer days, this role offers a rewarding environment for those looking to advance their careers in finance.
Contact Details:
Human Capital Partners Limited Recruitment Team
