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- Tasks: Evaluate motor finance proposals and make underwriting recommendations.
- Company: Leading motor finance company with a flexible and innovative approach.
- Benefits: Competitive salary, pension contributions, bonus, and 33 days annual leave.
- Why this job: Join a dynamic team and help reshape the car finance industry.
- Qualifications: Experience in financial services and ability to interpret credit reports.
- Other info: Supportive culture focused on professional development and excellent customer service.
The predicted salary is between 27500 - 27500 £ per year.
Location: Glasgow
Salary: £27,500
Shifts: 35hrs - shifts between 8 am to 8 pm (Sunday to Thursday shifts)
Our client is one of the UK’s leading motor finance companies who are a different kind of car finance lender – they use a mix of technology and financial acumen and have a brilliant team to provide a flexible approach to car finance. Not only is this their approach to business, but it is ingrained in their culture and who they are as an employer.
They work with prominent franchised and independent dealers as well as leading specialist intermediaries. They challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet car buyers' and retailers' rapidly changing needs.
They have created a culture where their values of being solutions-focused, transparent, adaptable, responsive and teamworking are the foundation of everything they do. They pride themselves on helping to develop their staff within their profession, and on top of that, they are sitting with a Trustpilot score of 4.7 and excellent customer service reviews.
What does the day-to-day look like?
- Evaluation of motor finance proposals, within mandate levels, utilising the appropriate credit reference data
- Make underwriting recommendations to higher mandate holders where the mandate level is exceeded
- Ensure all referred proposals have relevant procedural checks, both system and manual as necessary e.g. Credit Reference Bureau, Glasses Guide, CIFAS with relevant notes/conditions of sanction recorded within the proposal
- Meet all necessary SLA
- Always provide internal and external customers with professional and efficient service in an enthusiastic and knowledgeable manner in order to maintain and develop business relationships
- Remain vigilant to suspicions or evidence of fraud or anti-money laundering activities, ensuring immediate notification to the Money Laundering Reporting Officer for evaluation
Who we are looking for?
- Previous Financial Services experience
- The ability to interpret both personal and business credit reference report
- Ability to work under pressure and ability to handle multiple tasks simultaneously
- Planning and organising skills
- Degree educated or relevant industry qualifications would be advantageous
In return our client offers a competitive benefits package including:
- Competitive salary
- 15% contributory pension
- Discretionary bonus
- 33 days annual leave
- Life Assurance (x4)
- Wellbeing initiatives
Interested? Please contact David Colquhoun for more information, or click 'Apply Now'. HRC Recruitment is an equal opportunities employer. We act as both an employer and an employment agency.
Credit Analyst in Plymouth employer: HRC Recruitment
Contact Detail:
HRC Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst in Plymouth
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company culture and values. Since this role is all about being solutions-focused and adaptable, think of examples from your past that showcase these traits.
✨Tip Number 3
Practice your responses to common interview questions, especially those related to financial services and credit analysis. The more comfortable you are, the better you'll come across during the interview.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage with us directly.
We think you need these skills to ace Credit Analyst in Plymouth
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your financial services experience and any relevant qualifications. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how you embody our values of being solutions-focused and adaptable. Let us know why you’d be a great fit for our team.
Showcase Your Skills: In your application, don’t forget to showcase your ability to interpret credit reports and handle multiple tasks under pressure. We love candidates who can demonstrate their planning and organising skills!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and get you on the path to joining our fantastic team!
How to prepare for a job interview at HRC Recruitment
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with financial data all day. Brush up on your understanding of credit reference reports and financial metrics. Be ready to discuss how you interpret these reports and make decisions based on them.
✨Showcase Your Problem-Solving Skills
This role requires a solutions-focused mindset. Prepare examples from your past experience where you've successfully navigated challenges or provided innovative solutions in financial services. Highlight your adaptability and responsiveness.
✨Understand the Company Culture
Familiarise yourself with the company's values: transparency, teamwork, and flexibility. During the interview, demonstrate how your personal values align with theirs. This will show that you're not just a fit for the role, but for the company as well.
✨Prepare Questions
Interviews are a two-way street. Prepare thoughtful questions about the company's approach to car finance and their team dynamics. This shows your genuine interest in the role and helps you assess if it's the right fit for you.