At a Glance
- Tasks: Evaluate motor finance proposals and make underwriting recommendations.
- Company: Leading motor finance company with a flexible and innovative approach.
- Benefits: Competitive salary, pension, bonus, 33 days leave, and wellbeing initiatives.
- Other info: Supportive culture focused on professional development and teamwork.
- Why this job: Join a dynamic team and help reshape the car finance industry.
- Qualifications: Experience in financial services and ability to interpret credit reports.
The predicted salary is between 27500 - 27500 £ per year.
Location: Glasgow
Salary: £27,500
Shifts: 35hrs - shifts between 8 am to 8 pm (Sunday to Thursday shifts)
Our client is one of the UK’s leading motor finance companies who are a different kind of car finance lender – they use a mix of technology and financial acumen and have a brilliant team to provide a flexible approach to car finance. Not only is this their approach to business, but it is ingrained in their culture and who they are as an employer.
They work with prominent franchised and independent dealers as well as leading specialist intermediaries. They challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet car buyers' and retailers' rapidly changing needs.
They have created a culture where their values of being solutions-focused, transparent, adaptable, responsive and teamworking are the foundation of everything they do. They pride themselves on helping to develop their staff within their profession, and on top of that, they are sitting with a Trustpilot score of 4.7 and excellent customer service reviews.
What does the day-to-day look like?
- Evaluation of motor finance proposals, within mandate levels, utilising the appropriate credit reference data
- Make underwriting recommendations to higher mandate holders where the mandate level is exceeded
- Ensure all referred proposals have relevant procedural checks, both system and manual as necessary e.g. Credit Reference Bureau, Glasses Guide, CIFAS with relevant notes/conditions of sanction recorded within the proposal
- Meet all necessary SLA
- Always provide internal and external customers with professional and efficient service in an enthusiastic and knowledgeable manner in order to maintain and develop business relationships
- Remain vigilant to suspicions or evidence of fraud or anti-money laundering activities, ensuring immediate notification to the Money Laundering Reporting Officer for evaluation
Who we are looking for?
- Previous Financial Services experience
- The ability to interpret both personal and business credit reference report
- Ability to work under pressure and ability to handle multiple tasks simultaneously
- Planning and organising skills
- Degree educated or relevant industry qualifications would be advantageous
In return our client offers a competitive benefits package including:
- Competitive salary
- 15% contributory pension
- Discretionary bonus
- 33 days annual leave
- Life Assurance (x4)
- Wellbeing initiatives
Interested? Please contact David Colquhoun for more information, or click 'Apply Now'. HRC Recruitment is an equal opportunities employer. We act as both an employer and an employment agency.
Credit Analyst in Edinburgh employer: HRC Recruitment
As a leading motor finance company based in Glasgow, our client offers an exceptional work environment that prioritises employee development and a flexible approach to car finance. With a strong emphasis on teamwork, transparency, and adaptability, employees benefit from a competitive salary, generous annual leave, and a supportive culture that fosters professional growth. Join a company with a stellar Trustpilot score of 4.7, where your contributions are valued and recognised.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Analyst in Edinburgh
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like HRC Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Analyst in Edinburgh
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to HRC Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on HRC Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at HRC Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with HRC Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at HRC Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former HRC Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
