At a Glance
- Tasks: Join a dynamic team tackling high-value legal and financial risks through innovative insurance solutions.
- Company: Howden, a global insurance group with a strong employee ownership culture.
- Benefits: Enjoy a competitive salary, generous leave, and professional development opportunities.
- Other info: Flexible working options and a commitment to diversity and inclusion.
- Why this job: Kickstart your career in insurance with hands-on experience and structured training.
- Qualifications: Recent graduates from any degree background, no prior experience needed.
The predicted salary is between 40000 - 40000 £ per year.
Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no‑limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like‑minded people driving change at Howden.
Location: London
Start date: September 2026
Salary: £40,000
Closing date: Friday 5th June
Working structure: 4 days in office
Howden CAP (Capital, Advisory and Placement) advises banks, large corporate firms and investment funds on how insurance can facilitate transactions such as investments, loans and acquisitions. Within CAP, our Tax & Contingent Risk team specialises in helping clients manage high‑value legal, tax and financial risks. We deal with big ‘what if’ risks that would incur a large financial cost if they do happen. Rather than fixing problems after they happen, our team of experts identifies uncertain risks and designs bespoke insurance solutions to transfer those risks to insurers. You will be joining a highly technical and deal‑driven environment where you will have the opportunity to work closely with private equity funds, banks and large corporates.
The Graduate Programme
You will kick start your career in insurance by joining our 2‑year rotational programme, completing four 6‑month rotations across the following areas:
- M&A Tax: helps buyers, sellers and investors complete deals by identifying tax risks and using bespoke insurance to remove those risks from transactions.
- Contingent Risk: protects clients against major future legal, regulatory or tax risks by designing insurance that pays out if those risks occur later.
- Client Development: help grow the business by identifying new opportunities, building client relationships and bringing new risks and deals into the pipeline.
- Strategic Opportunities: places insurance for nuanced and untested tax risks, including risks that are highly contentious or in live dispute.
The team also has a mandate and the regulatory permissions to develop and execute insurance backed financing solutions, which are bespoke to each client. This programme is designed to give you early exposure to real client work, supported by structured training and hands‑on learning from experienced professionals.
What you’ll be doing?
- M&A Tax: Supporting live deals by identifying tax and legal risks and helping draft insurance submissions and client reports; working with clients and insurers to structure bespoke tax insurance so deals can complete without money being held back.
- Contingent Risk: Researching and analysing future legal, regulatory or tax risks, and helping design insurance to cover those risks; preparing insurance reports, speaking with insurers, and supporting the negotiation and binding of policies on live transactions; assisting in developing financial models to project cash flows and assess financial outcomes of a litigation portfolio.
- Client Development: Researching clients and markets, following up on leads and supporting senior team members with pitches and presentations; helping develop new products and opportunities by working closely with broking teams and insurers.
- Strategic Solutions: Supporting the team to research complex or emerging tax risks and carrying out market analysis to identify new opportunities; assisting on live deals, including gathering information and helping prepare documentation for insurers and clients; learning how to analyse transactions and financing structures, and how insurance can be used to support and improve these.
What are we looking for?
- No experience or technical knowledge is required – we’ll teach you everything you need to know!
- Recent or soon‑to‑be graduates studying towards any degree background who are interested in careers within M&A, Tax and Banking/Finance.
- Ambitious and hard‑working individuals who are solutions orientated.
- Resilient self‑starters who can work at a fast pace and perform under pressure.
- Curious and eager learners who are motivated to apply technical concepts.
- Excel is useful for financial modelling tasks but not required.
- Strong interpersonal skills and ability to build trusting relationships with stakeholders at all levels.
- You must have full unrestricted right to work in the UK.
Why should you apply?
- Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.
- Access to discounted personal health policies as well as a range of insurance products.
- 25 days annual leave plus bank holidays and an extra day off for Christmas.
- Competitive salary and generous pension scheme.
- Excellent training and development schemes and accelerated career progression.
- Cycle to work loan scheme and discount on gym memberships.
- 2 days allocated to take part in volunteering schemes.
Reasonable adjustments
We’re committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working, where possible. If you need reasonable adjustments, let us know during the application process.
Equal opportunity and diversity statement
At Howden, we are committed to developing and maintaining a culture of equality and diversity in the workplace and welcome applications from all backgrounds.
Tax and Contingent Risk Insurance Rotational Graduate Programme employer: Howden Group Services Limited
Howden is an exceptional employer that prioritises employee ownership and a collaborative culture, making it a standout choice for graduates seeking meaningful careers in insurance. With a strong focus on work-life balance, professional development, and sustainability, employees enjoy generous benefits including competitive salaries, extensive training opportunities, and a supportive environment that fosters growth and innovation in the heart of London.
Contact Details:
Howden Group Services Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Tax and Contingent Risk Insurance Rotational Graduate Programme
✨Tip Number 1
Network like a pro! Reach out to current employees at Howden on LinkedIn or through mutual connections. Ask them about their experiences and any tips they might have for landing a spot in the Tax and Contingent Risk Insurance Rotational Graduate Programme.
✨Tip Number 2
Prepare for interviews by researching Howden's culture and values. Think about how your own experiences align with their no-limits mindset and collaborative spirit. Be ready to share examples that showcase your ambition and problem-solving skills.
✨Tip Number 3
Practice your pitch! You’ll want to clearly articulate why you’re interested in the programme and how you can contribute to the team. Keep it concise but impactful, showing your enthusiasm for the role and the company.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re serious about joining Howden and are willing to take the extra step to make it happen.
We think you need these skills to ace Tax and Contingent Risk Insurance Rotational Graduate Programme
Some tips for your application 🫡
Be Yourself:When you're writing your application, let your personality shine through! We want to get to know the real you, so don’t be afraid to show your passion for the role and what makes you tick.
Tailor Your Application:Make sure to customise your application for the Tax and Contingent Risk Insurance Rotational Graduate Programme. Highlight relevant skills and experiences that align with the job description – it shows us you’ve done your homework!
Keep It Clear and Concise:We appreciate a well-structured application. Use clear language and keep your points concise. Avoid jargon unless it’s relevant, and make sure your enthusiasm for the role comes across without overwhelming us with too much info.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy to do!
How to prepare for a job interview at Howden Group Services Limited
✨Know Your Stuff
Before the interview, dive deep into Howden's business model and the specifics of the Tax and Contingent Risk team. Understand how they help clients manage risks and the types of bespoke insurance solutions they offer. This knowledge will show your genuine interest and help you answer questions more confidently.
✨Showcase Your Curiosity
During the interview, demonstrate your eagerness to learn and grow. Ask insightful questions about the rotational programme and how it can shape your career in M&A and Tax. This not only shows your enthusiasm but also helps you gauge if the role aligns with your aspirations.
✨Highlight Teamwork Skills
Since Howden values collaboration, be ready to share examples of how you've worked effectively in teams. Discuss any group projects or experiences where you contributed to a common goal, especially in high-pressure situations. This will resonate well with their culture of teamwork.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving skills. Think about potential 'what if' situations related to tax and legal risks, and how you would approach them. Practising these scenarios will help you articulate your thought process clearly during the interview.
