At a Glance
- Tasks: Support drafting contracts and learn the transaction lifecycle in credit risk solutions.
- Company: Join Howden, a global insurance group focused on collaboration and innovation.
- Benefits: Enjoy a competitive salary, 25 days leave, and fully funded qualifications.
- Other info: Inclusive culture with volunteering opportunities and excellent training schemes.
- Why this job: Kickstart your career in finance with real-world impact and accelerated growth.
- Qualifications: Recent graduates in STEM, Finance or Law with strong analytical skills.
The predicted salary is between 40000 - 40000 £ per year.
About Howden
Howden is a global insurance group with employee ownership at its core. We have 24,000 employees across 56 countries, and we focus on collaboration, innovation and sustainability.
Graduate Programme – Credit Risk Solutions Team
Location: London
Start date: September 2026
Closing date: Friday 5th June
Working structure: 4 days in office
Salary: £40,000
Responsibilities
- Support drafting contractual documentation for risk transfer between banks and insurers.
- Assist with taking accurate meeting notes and updating client files.
- Learn the end‐to‐end transaction lifecycle, including understanding our policy framework for insured loans.
- Research and vet underlying borrowers, review contracts and assess credit profiles and financial health.
- Support managing policies once secured, including handling amendments.
- Gain exposure to client and insurer interactions, learning how experts advise and negotiate the best deals.
- Actively participate in business origination, supporting client proposals and presentations.
Qualifications
- Soon‐to‐be or recent graduates from STEM, Finance or Law backgrounds.
- Interest in geopolitical finance.
- Strong analytical and mathematical skills, comfortable managing large sums of money.
- Attention to detail and effective interpersonal skills.
- Strong written and verbal communication skills; comfortable speaking with senior stakeholders.
- Resilience and ability to work under pressure.
- Curiosity and quick learning of technical concepts.
- Proficient data analysis using Excel.
- Full unrestricted right to work in the UK.
Benefits
- Fully funded professional and technical qualifications relevant to the role and career pathway.
- Discounted personal health policies and a range of insurance products.
- 25 days annual leave plus bank holidays and an extra day off for Christmas.
- Competitive salary and generous pension scheme.
- Excellent training and development schemes with accelerated career progression.
- Cycle to work loan scheme and gym membership discount.
- Two days allocated for volunteering schemes.
Howden is committed to an inclusive culture of equality and diversity. We welcome applications from all backgrounds.
Credit Risk Solutions Insurance Graduate Programme in London employer: Howden Group Services Limited
Howden is an exceptional employer that prioritises employee ownership and fosters a collaborative, innovative, and sustainable work environment. Located in London, the Credit Risk Solutions Graduate Programme offers graduates a competitive salary, extensive training and development opportunities, and a commitment to diversity and inclusion, making it an ideal place for those seeking meaningful career growth in the insurance sector.
Contact Details:
Howden Group Services Limited Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Solutions Insurance Graduate Programme in London
✨Tip Number 1
Network like a pro! Reach out to alumni or professionals in the insurance and finance sectors. A friendly chat can open doors and give you insights that job descriptions just can't.
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk and insurance. We recommend doing mock interviews with friends or using online platforms to boost your confidence.
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've tackled complex problems in your studies or previous roles. This will help you stand out as a candidate who can handle the demands of the Credit Risk Solutions team.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining Howden and being part of our collaborative culture.
We think you need these skills to ace Credit Risk Solutions Insurance Graduate Programme in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Credit Risk Solutions role. Highlight any relevant projects or coursework from your STEM, Finance, or Law background that showcase your analytical and mathematical skills.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to express your interest in geopolitical finance and how your curiosity drives you to learn. Be sure to mention why you want to join Howden and what excites you about the Graduate Programme.
Showcase Your Communication Skills:Since strong written and verbal communication skills are key for this role, make sure your application is clear and concise. Use professional language, but let your personality shine through to show us who you are!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details you need about the role and our company culture there!
How to prepare for a job interview at Howden Group Services Limited
✨Know Your Stuff
Make sure you understand the basics of credit risk solutions and the insurance industry. Brush up on key concepts, especially around risk transfer and the transaction lifecycle. This will help you answer questions confidently and show your genuine interest in the role.
✨Showcase Your Analytical Skills
Since strong analytical skills are crucial for this position, prepare to discuss examples from your studies or previous experiences where you've used data analysis. Be ready to explain how you approached problems and what tools you used, especially Excel.
✨Practice Your Communication
You'll need to interact with senior stakeholders, so practice articulating your thoughts clearly and concisely. Consider doing mock interviews with friends or family, focusing on how you present your ideas and respond to questions.
✨Demonstrate Curiosity and Resilience
Employers love candidates who are eager to learn and can handle pressure. Prepare to share instances where you've tackled challenging situations or learned something new quickly. This will highlight your adaptability and enthusiasm for the role.
