Senior Claims Handler - Corporate & Commercial

At Howden, Corporate & Commercial, commercial insurance isn’t just what we do – it’s who we are. We support our clients through the complex landscape of commercial risk. We understand the diverse needs of businesses from large corporates to emerging ventures, meticulously crafting bespoke solutions to empower businesses to navigate uncertainty and achieve unwavering growth. Our depth of commercial insurance expertise allows us to protect client’s assets and fuel their progress. When our clients prosper, we celebrate success with them; when challenges arise, we provide unwavering support.

We are looking for a Senior Claims Handler who will join an established Claims team and be responsible for delivering a high quality and efficient claims service to clients.

Please note this is a full-time, permanent opportunity. You will be based in our Birmingham office and ideally be onsite for 2/3 days per week on average.

Overview:

• Managing end to end claims process regardless of size (also managing the larger, more complex or contentious claims arising with brokerage clients from investigation, evaluation, negotiation to the settlement of insurance claims)

• Utilise comprehensive knowledge of insurance policies, coverage types, and claims procedures to accurately assess and adjudicate claims within established timelines and guidelines

• Collaborate closely with internal departments and external vendors and other stakeholders to ensure timely and efficient resolution of claims

• Analyse claims data, identify trends and develop strategies to mitigate risk and create reports, reduce claim frequency and improve overall claims management processes

• Provide guidance and mentoring to the claims handlers and other junior team members to foster a culture of excellence and accountability and continuous improvement

• Develop and maintain strong relationships with clients, brokers, insurers, loss adjusters/ assessors/ 3rd party legal representatives and industry partners to enhance the customer satisfaction and loyalty

• Stay abreast of industry trends, regulatory changes and emerging technologies to drive innovation and make better informed decisions

• Prepare and present reports & presentations, highlighting key performance indicators

• Visit clients in the event of a loss, to investigate the surrounding circumstances and build a robust claim to that brings a swift, favourable conclusion

• Negotiating with insurers to obtain the best possible settle terms under the terms of the policy

• Act as an advocate of the claims function and settlements

• Strong understanding of commercial insurance policies, coverage types, and claims procedures (essential)

• Brokerage experience (essential)

• Strong client relationship management experience (essential)

• Understands general and legal principles of insurance.

• Understands the relevant regulatory and legal frameworks.

Skills:

• Excellent analytical, problem-solving skills and decision-making skills (essential)

• Outstanding communication, negotiation, and interpersonal skills (essential)

• Customer focused approach (essential)

• Ability to work independently, prioritise tasks, and meet deadlines in a fast-paced environment

• Confident, assertive and resilient under pressure

• Able to provide constructive feedback, coaching, mentoring to support the professional growth of junior team members (essential)

• Ability to adapt to diverse personalities, perspectives, and cultural backgrounds, fostering inclusive and collaborative work environments

• Experience in compassionate care by providing emotional support, guidance and encouragement to clients in difficult or distressing situations (essential)

Qualifications:

• GCSE Maths and English (or equivalent).

• A level (desirable).

• CII & CILA (desirable).

• BDMA certificate – (British Damage Management Associate)