Senior Underwriter Property and Casualty North West
Senior Underwriter Property and Casualty North West

Senior Underwriter Property and Casualty North West

Manchester Full-Time 48000 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Shape and deliver innovative Property and Casualty solutions while building strong broker relationships.
  • Company: DUAL is a pioneering MGA focused on intelligent underwriting and entrepreneurial spirit since 1998.
  • Benefits: Enjoy family-first policies, health benefits, volunteer leave, and rewards for long service.
  • Why this job: Join a market-leading team where your ideas matter and you can drive real change.
  • Qualifications: 10+ years of underwriting experience with a proven track record in mid-market risks.
  • Other info: Flexible working options and commitment to reasonable accommodations for all employees.

The predicted salary is between 48000 - 72000 £ per year.

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Senior Underwriter Property and Casualty North West, Manchester

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Client:

Location:

Manchester, United Kingdom

Job Category:

Other

EU work permit required:

Yes

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Job Reference:

219508a27637

Job Views:

5

Posted:

12.08.2025

Expiry Date:

26.09.2025

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Job Description:

DUAL is a different kind of MGA and has been since day one in 1998. We’ve built our business on the idea that when industry expertise, intelligent underwriting and an entrepreneurial mindset come together, insurance can help our partners thrive. Today that philosophy is as relevant as ever. Our intermediary and carrier partners around the world rely on our underwriting teams to take initiative, lean into the challenges of an increasingly complex world, and respond to our clients’ emerging needs.

A career that grows with you

DUAL is a place where you can bring your whole self to work – a people-first company that helps you be the best you can be.

We’re looking for the underwriters who want something bigger, who think a little differently and are ready for change. At DUAL, we’re expanding our regional footprint and are looking for expert underwriters, well regarded in their local market, to join us to shape something different. You’ll initially work with the DUAL leadership team to refresh our Commercial Combined proposition before actively trading with Brokers in the early part of 2025. You’ll be working as part of 10+ person strong branch, reporting into the Regional Manager, and be supported by Business Development Managers as we continue to grow in the regional market. We’re initially recruiting in the North West market (Manchester office) but are open Underwriting experts across the UK.

Role overview & Role responsibilities

  • Work with peers and line of business leaders to shape and deliver DUAL’s Property and Casualty (Commercial Combined) proposition to market, providing considered ideas to evolve the proposition and profitably develop the account.
  • Actively contribute towards DUALs visibility in the local market, working closely with Brokers to identify underserved segments where DUAL can shape propositions to gain market share.
  • Build strong relationships with brokers, negotiating effectively, and providing excellent customer service at all times.
  • Ability to underwrite both New & Renewal business in line with DUALs underwriting strategy, within DUALs underwriting framework.
  • Expertly deploy the full extent of Underwriting authority to craft solutions to risks.
  • Support the wider team and business to deliver the best of DUAL to our broker partners and customers.
  • Work diligently to ensure documentation and underwriting files are thoroughly checked and terms are accurately issued in a timely manner.

Key requirements

  • Proven track record of building a portfolio of mid-market property and casualty risks, writing risks £10k+ GWP.
  • You’ll ideally have 10+ years of Underwriting experience.
  • Attention to detail, and ability to hit deadlines.
  • Brand ambassador, meeting with clients where appropriate.
  • Strong ability to influence and negotiate with brokers, with excellent interpersonal skills.
  • Analytical and creative thinker in meeting Underwriting needs whilst working in partnership with brokers.
  • Ability to understand the needs of each Underwriting line on a portfolio basis.
  • Ability to motivate and gain buy-in from others effectively.
  • Committed to learning and development i.e. continual professional development.
  • To work with confidence, embrace change, be inquisitive, resilient, imaginative and direct.
  • Ability to communicate theories and ideas.
  • Pro-active & flexible approach to your Role.

To Conclude

Join DUAL as a Senior Underwriter in Property and Casualty, based in Manchester. Lead our growth in the North West, build strong broker relationships, and help shape innovative underwriting solutions. Be part of a market-leading team driving change

DUAL is where ambitious people thrive

There’s an independent spirit and an entrepreneurial feel that run throughout the business. You’ll have greater freedom to use your talents to help clients and colleagues do more. We believe that’s fundamental to realising our vision to be the world’s best underwriting business.

Working here is rewarding

As well as job satisfaction and a stimulating culture, working at DUAL comes with all the benefits you’d expect from a global business – and some you wouldn’t.

— Family-first policies that support you through all of life’s milestones

— Health and wellbeing benefits including private medical insurance and more

— Critical illness and life insurance cover to give you extra financial security

— A choice of rewards for every five years of service, including shares

— Volunteer leave so you can make a difference outside of work too

Reasonable adjustments

At DUAL, we\’re committed to providing reasonable accommodations to make sure our positions align with our people’s needs. For example, we can always make adjustments to your office set-up – your software, hardware, desk and so on. We may also be able to offer flexible hours or hybrid working depending on your role and location. If you\’re excited about this position but have doubts as to how ‘workable’ it is for you, please send us your application. If your profile fits the criteria, we’ll be happy to chat about any reasonable accommodations you may need.

The power to change our world

As a business, DUAL is about taking action. It’s fundamental to our entrepreneurial spirit, and it doesn’t just apply during office hours. It relates to the communities we move in and the world we live in. That’s why we constantly strive to be a force for good.

Permanent #J-18808-Ljbffr

Senior Underwriter Property and Casualty North West employer: Howden Group Holdings

At DUAL, we pride ourselves on being a people-first company that fosters an entrepreneurial spirit and encourages personal growth. Located in the vibrant city of Manchester, our team enjoys a supportive work culture with family-first policies, comprehensive health benefits, and opportunities for professional development. Join us to be part of a dynamic team where your contributions are valued, and you can truly make a difference in the insurance industry.
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Contact Detail:

Howden Group Holdings Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Underwriter Property and Casualty North West

✨Tip Number 1

Network with industry professionals in the North West region. Attend local insurance events or join relevant online forums to connect with brokers and other underwriters. Building these relationships can give you insights into the market and potentially lead to referrals.

✨Tip Number 2

Stay updated on the latest trends in property and casualty underwriting. Follow industry news, subscribe to relevant publications, and engage in discussions on social media platforms. This knowledge will not only enhance your expertise but also demonstrate your commitment to the field during interviews.

✨Tip Number 3

Prepare to discuss your previous underwriting experiences in detail. Be ready to share specific examples of how you've successfully built broker relationships and managed portfolios. Highlighting your achievements will help you stand out as a candidate who can contribute to DUAL's growth.

✨Tip Number 4

Familiarise yourself with DUAL's values and culture. Understanding their entrepreneurial spirit and people-first approach will allow you to align your responses during interviews. Show how your personal values resonate with theirs to make a strong impression.

We think you need these skills to ace Senior Underwriter Property and Casualty North West

Underwriting Expertise
Portfolio Management
Risk Assessment
Negotiation Skills
Relationship Building
Attention to Detail
Analytical Thinking
Creative Problem Solving
Interpersonal Skills
Market Analysis
Customer Service Excellence
Time Management
Adaptability
Communication Skills
Team Collaboration

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your relevant experience in underwriting, particularly in property and casualty. Emphasise your track record of building a portfolio of mid-market risks and any specific achievements that align with DUAL's requirements.

Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of DUAL's business model and how your skills can contribute to their growth in the North West. Mention your ability to build strong broker relationships and your innovative approach to underwriting.

Highlight Key Skills: In your application, focus on key skills such as negotiation, analytical thinking, and attention to detail. Provide examples of how you've successfully influenced brokers or developed underwriting solutions in previous roles.

Show Commitment to Development: Mention any ongoing professional development or certifications you are pursuing. DUAL values candidates who are committed to learning and adapting, so highlight your proactive approach to personal and professional growth.

How to prepare for a job interview at Howden Group Holdings

✨Showcase Your Expertise

As a Senior Underwriter, it's crucial to demonstrate your extensive knowledge in property and casualty underwriting. Prepare specific examples of your past successes, particularly those involving mid-market risks and how you’ve effectively managed portfolios worth £10k+ GWP.

✨Build Rapport with Interviewers

DUAL values strong relationships, so focus on building rapport during the interview. Be personable and engage with your interviewers by asking insightful questions about their experiences and the company culture, showing that you’re genuinely interested in being part of their team.

✨Demonstrate Analytical Thinking

Prepare to discuss how you approach underwriting challenges analytically and creatively. Share examples where your innovative thinking led to successful outcomes, especially in identifying underserved market segments or crafting tailored solutions for brokers.

✨Emphasise Your Adaptability

DUAL is looking for candidates who embrace change and are proactive. Be ready to discuss instances where you've adapted to new situations or processes in your previous roles, highlighting your resilience and willingness to learn and grow within the industry.

Senior Underwriter Property and Casualty North West
Howden Group Holdings

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