Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent
Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent

Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent

Full-Time 60000 - 84000 £ / year (est.) Home office (partial)
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Howard Lock Consulting Ltd

At a Glance

  • Tasks: Manage and grow a portfolio of commercial real estate lending clients.
  • Company: Join a dynamic team in a leading financial institution.
  • Benefits: Competitive salary up to £100,000 plus generous performance bonuses.
  • Other info: Work across vibrant UK cities with fully expensed travel.
  • Why this job: Make an impact by building lasting relationships and delivering value-driven solutions.
  • Qualifications: 15+ years in commercial real estate lending with strong analytical skills.

The predicted salary is between 60000 - 84000 £ per year.

Senior Relationship Manager (Commercial Property / Real Estate Lending) – UK wide – Permanent

We’re seeking a dynamic and commercially astute Senior Relationship Manager with a solid background in commercial real estate lending to join our growing team. This is a pivotal role for someone who thrives on building lasting relationships, navigating complex lending structures, and delivering value-driven solutions.

The successful candidate will have 15 years+ experience.

Overview:

We’re seeking a dynamic and commercially astute Senior Relationship Manager with a solid background in commercial real estate lending to join our growing team. This is a pivotal role for someone who thrives on building lasting relationships, navigating complex lending structures, and delivering value-driven solutions.

Key Responsibilities

  • Originate, structure and manage a portfolio of real estate lending clients, with a focus on mid-sized to large commercial investments and development finance
  • Provide expert guidance on bridging loans, ensuring swift and compliant execution
  • Maintain and deepen relationships with borrowers, intermediaries, and professional advisors
  • Conduct detailed credit assessments, cashflow analysis, and valuation reviews in collaboration with credit and risk teams
  • Lead negotiations on terms, covenants, and deal structures that align with risk appetite and regulatory requirements
  • Monitor loan performance, proactively managing maturities, refinancing, and potential recoveries
  • Identify cross-sell opportunities and contribute to wider business development strategies

Candidate Profile

  • 15 years+ experience in commercial real estate lending, with demonstrable deal execution track record
  • Solid understanding of bridging finance – both regulated and unregulated – and its application in short-term lending scenarios
  • A relationship-first mindset, with a natural ability to earn client trust and loyalty
  • Sharp analytical skills with confidence interpreting financial statements, property valuations, and market trends
  • Familiarity with credit and compliance frameworks in the UK lending market
  • Strong communication, negotiation and stakeholder engagement skills

What’s on offer

  • Competitive base salary of up to £100,000 with generous performance bonus (50% commission)
  • Opportunity to influence and grow a focused portfolio in a collaborative, agile environment
  • Work across vibrant UK cities with fully expensed travel as needed

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Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent employer: Howard Lock Consulting Ltd

Join a forward-thinking company that values relationship-building and offers a competitive salary of up to £100,000, alongside a generous performance bonus of 50%. Our collaborative work culture fosters professional growth and allows you to influence a focused portfolio while travelling across vibrant UK cities. With a commitment to employee development and a dynamic environment, we provide the perfect platform for those looking to make a meaningful impact in commercial real estate lending.
Howard Lock Consulting Ltd

Contact Detail:

Howard Lock Consulting Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent

Network Like a Pro

Get out there and connect with industry professionals! Attend networking events, join relevant online forums, and don’t be shy about reaching out on LinkedIn. Building relationships can open doors to opportunities that aren’t even advertised.

Showcase Your Expertise

When you get the chance to chat with potential employers, make sure to highlight your experience in commercial real estate lending. Share specific examples of how you've navigated complex lending structures and delivered value-driven solutions. This will set you apart from the crowd!

Prepare for Interviews

Do your homework before interviews! Understand the company’s portfolio and recent projects. Be ready to discuss how your skills align with their needs, especially in managing relationships and conducting credit assessments. Confidence is key!

Apply Through Our Website

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our brand. Let’s get you that Senior Relationship Manager role!

We think you need these skills to ace Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent

Commercial Real Estate Lending
Relationship Management
Portfolio Management
Bridging Loans
Credit Assessment
Cashflow Analysis
Valuation Reviews
Negotiation Skills
Stakeholder Engagement
Analytical Skills
Financial Statement Interpretation
Market Trend Analysis
Compliance Frameworks
Business Development

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects your experience in commercial real estate lending. Highlight specific achievements and skills that align with the role, like your deal execution track record and relationship-building abilities.

Craft a Compelling Cover Letter: Use your cover letter to tell us why you're the perfect fit for this Senior Relationship Manager role. Share your passion for real estate lending and how your 15+ years of experience can add value to our team.

Showcase Your Analytical Skills: Since this role involves detailed credit assessments and cashflow analysis, make sure to mention any relevant experience you have in these areas. We want to see how you interpret financial statements and market trends.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity in our growing team!

How to prepare for a job interview at Howard Lock Consulting Ltd

Know Your Stuff

Make sure you brush up on your knowledge of commercial real estate lending and bridging finance. Be ready to discuss specific deals you've worked on and how you've navigated complex lending structures. This will show that you’re not just familiar with the theory but have practical experience.

Build Rapport

Since this role is all about relationships, practice building rapport during the interview. Use active listening and engage with the interviewer by asking insightful questions about their team and clients. This will demonstrate your relationship-first mindset and ability to connect with others.

Showcase Your Analytical Skills

Prepare to discuss your analytical skills in detail. Bring examples of how you've conducted credit assessments or cashflow analyses in past roles. Being able to interpret financial statements and property valuations confidently will set you apart from other candidates.

Be Ready for Negotiation Scenarios

Expect to be asked about negotiation experiences. Prepare a couple of scenarios where you successfully negotiated terms or deal structures. Highlight your understanding of risk appetite and regulatory requirements to show you can handle the complexities of the role.

Senior Relationship Manager (Commercial Property / Real Estate Lending) - UK wide – Permanent
Howard Lock Consulting Ltd
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