Job Title:
Relationship Manager
Sector:
Commercial Property / Real Estate Lending
Salary
: Competitive ££
Role Type:
Permanent
Location:
London / Hybrid
Job Ref:
25085
Overview:
We\βre seeking a dynamic and commercially astute Relationship Manager with a solid background in
commercial real estate lending
to join our growing team. This is a pivotal role for someone who thrives on building lasting relationships, navigating complex lending structures, and delivering value-driven solutions.
Key Responsibilities:
- Originate, structure and manage a portfolio of real estate lending clients, with a focus on mid-sized to large commercial investments and development finance.
- Provide expert guidance on bridging loans, ensuring swift and compliant execution.
- Maintain and deepen relationships with borrowers, intermediaries, and professional advisors.
- Conduct detailed credit assessments, cashflow analysis, and valuation reviews in collaboration with credit and risk teams.
- Lead negotiations on terms, covenants, and deal structures that align with risk appetite and regulatory requirements.
- Monitor loan performance, proactively managing maturities, refinancing, and potential recoveries.
- Identify cross-sell opportunities and contribute to wider business development strategies.
Candidate Profile:
- 3β5 years\β experience in commercial real estate lending, with demonstrable deal execution track record.
- Solid understanding of bridging finance β both regulated and unregulated β and its application in short-term lending scenarios.
- A relationship-first mindset, with a natural ability to earn client trust and loyalty.
- Sharp analytical skills with confidence interpreting financial statements, property valuations, and market trends.
- Familiarity with credit and compliance frameworks in the UK lending market.
- Strong communication, negotiation and stakeholder engagement skills.
What\βs on Offer:
- Competitive base salary with generous performance bonus
- Hybrid working
- Opportunity to influence and grow a focused portfolio in a collaborative, agile environment
- Work across vibrant UK cities with fully expensed travel as needed
Contact Detail:
Howard Lock Consulting Ltd Recruiting Team