At a Glance
- Tasks: Support experienced brokers in delivering top-notch mortgage advice and client service.
- Company: Dynamic mortgage brokerage focused on professional growth and client satisfaction.
- Benefits: Competitive salary, commission potential, hybrid work, and structured training.
- Other info: Great opportunity for career advancement in a supportive environment.
- Why this job: Kickstart your mortgage career with hands-on experience and mentorship.
- Qualifications: 2 years in a junior mortgage role and CeMAP Level 3 certification.
The predicted salary is between 24000 - 36000 £ per year.
A successful mortgage brokerage is seeking a Junior Mortgage Broker to support an experienced Adviser and help deliver high‑quality mortgage and protection advice to clients. This is an excellent opportunity for someone early in their mortgage career who is eager to learn, develop and work towards full competency under FCA regulations and Consumer Duty expectations.
Working arrangement: This position is hybrid, with a split of remote and office‑based working. The successful candidate must be based within a commutable distance of Fareham to attend the office regularly as required.
Key responsibilities:
- Assist senior brokers with researching mortgage and protection products and preparing recommendations in line with FCA rules and Consumer Duty.
- Gather, check and process client documentation, ensuring accurate records and compliant file keeping.
- Liaise with lenders, protection providers, solicitors and clients to help progress applications through to completion.
- Handle initial client enquiries via phone, video call and email, taking detailed fact‑find information under supervision.
- Maintain up‑to‑date knowledge of mortgage criteria, interest rates and lender requirements in the UK market.
- Contribute to a culture of treating customers fairly, delivering suitable advice outcomes and clear, fair and not misleading communications.
Skills and experience:
- 2 years’ experience in a junior mortgage broker role.
- CeMAP Level 3.
- Competent Adviser Status (CAS) and FCA authorisation.
- Strong attention to detail, numeracy and written communication skills.
- Confident using CRM systems, online lender portals and communication tools (Teams, Zoom, e‑signing, document sharing).
- Self‑motivated, organised and comfortable working with a mix of home and office‑based supervision and training.
What we offer:
- Base salary of £30,000 per annum plus commission, with potential for earnings to increase as competence and performance grow.
- Hybrid working pattern combining remote work with office days in the Fareham area.
- Structured training, mentoring and study support towards full mortgage adviser status and regulatory competence sign‑off.
- Commitment to continuous CPD and professional development, high advice standards and long‑term client relationships.
Junior Mortgage Broker in Fareham employer: Horne Dennison Ltd
Join a dynamic mortgage brokerage that prioritises employee growth and development, offering structured training and mentoring to help you achieve full mortgage adviser status. With a hybrid working model based in Fareham, you'll enjoy the flexibility of remote work while being part of a supportive team dedicated to delivering high-quality advice and maintaining strong client relationships. Our commitment to continuous professional development ensures that you will thrive in your career while contributing to a culture of fairness and excellence.
StudySmarter Expert Advice🤫
We think this is how you could land Junior Mortgage Broker in Fareham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Horne Dennison Ltd. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Junior Mortgage Broker in Fareham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Horne Dennison Ltd.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Horne Dennison Ltd's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Horne Dennison Ltd
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Horne Dennison Ltd.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Horne Dennison Ltd will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Horne Dennison Ltd employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
