At a Glance
- Tasks: Lead the credit control team and manage cash collection effectively.
- Company: Join Horizon Platforms, a leading provider of rental solutions and powered access equipment.
- Benefits: Enjoy competitive rewards, employee ownership, and a supportive work culture.
- Other info: Dynamic environment with opportunities for process improvement and career growth.
- Why this job: Make a real impact in a growing company that values its people.
- Qualifications: CICM Level 3 qualified with at least 2 years in credit control management.
The predicted salary is between 50000 - 60000 £ per year.
The Company
At Horizon Platforms we are proud to be a leading provider of Rental Solutions, Powered Access equipment sales and training. Our customers work indoors at height, and require a fast, flexible, and safe service solution. Established in 2008, Horizon has a passion for providing outstanding customer service and plans to significantly grow the business. We genuinely value our people, so much so that in 2021 we took the decision to transition to employee ownership. So today, Horizon doesn't just have employees, it has co-owners! We are a down-to-earth organisation with an unwavering commitment towards being able to Just Say Yes to our customers’ requests.
Job Purpose
The Credit & Risk Manager is responsible for leading the credit control function, ensuring effective cash collection, active management of credit risk, and strong control over the sales ledger. The role provides visibility of cash performance, drives accountability across the team, and ensures that credit policies and processes protect the business while supporting growth.
Responsibilities
- Leadership & Accountability
- Lead, manage, and develop the credit control team
- Set clear targets and performance expectations for the team
- Drive a culture of accountability, ownership, and delivery
- Actively manage and address underperformance
- Cash Collection & Performance
- Own delivery of cash collection targets
- Ensure monthly targets are broken down into weekly and individual controller targets
- Work with the Senior Credit Controller to monitor daily / weekly performance and take corrective action where required
- Provide clear visibility of cash collected, forecast outturn, and risks
- Reporting & Insight
- Own the cash collections scorecard, ensuring it is accurate, reconciled, and clearly understood
- Provide regular, reliable reporting to the Financial Controller and Finance Director
- Analyse trends in debtor days, aged debt, and cash performance
- Proactively identify risks and opportunities and propose actions
- Own and maintain the company credit policy
- Monitor credit exposure, uninsured debt, overtrading, and risk across the ledger
- Manage relationships with credit insurers and agencies
- Oversee credit limit setting, reviews, and approvals
- Final sign off for customer credit applications in accordance with the company credit policy
- Ensure appropriate escalation of high-risk accounts
- Operational Oversight
- Ensure effective management of the sales ledger
- Support the Senior Credit Controller with dispute resolution and ensure timely resolution of queries
- Support the Senior Credit Controller to ensure accurate and timely allocation of cash is achieved
- Maintain strong controls over all credit processes
- Process Improvement
- Identify and implement improvements in systems, reporting, and processes
- Drive automation and efficiency within the credit function
- Ensure reporting remains fit for purpose as the business grows
Experience
- CICM Level 3 qualified as a minimum
- At least 2 years’ experience in a credit control management position or similar
- Experience in credit control reporting
- Previous experience of managing relationships with credit insurers and agencies
- Previous experience of risk management desirable but not essential
Benefits
We offer attractive rewards and benefits for all team members.
StudySmarter Expert Advice🤫
We think this is how you could land Credit & Risk Manager in Normanton
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Horizon Platforms Ltd. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit & Risk Manager in Normanton
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Horizon Platforms Ltd.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Horizon Platforms Ltd's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Horizon Platforms Ltd
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Horizon Platforms Ltd.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Horizon Platforms Ltd will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Horizon Platforms Ltd employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
