At a Glance
- Tasks: Join a dynamic team as a Mortgage Underwriter, processing applications and ensuring compliance.
- Company: Be part of a respected financial services company known for its excellent culture and growth opportunities.
- Benefits: Enjoy hybrid working, 25 days holiday, life assurance, and a generous pension contribution.
- Why this job: This role offers genuine career progression in a supportive environment that values learning and development.
- Qualifications: You need 6 GCSEs and at least 1 year of experience with mortgage applications.
- Other info: Apply now to join a company that promotes from within and invests in its people.
The predicted salary is between 28800 - 48000 £ per year.
Honeycomb are thrilled to be partnering with a respected financial services company to recruit a Mortgage Underwriter to join their expanding team. This is an exciting opportunity to become part of a high-performing team known for its excellent culture and long-standing tenure. If you have experience in mortgage administration - whether within a brokerage or financial services environment - this could be the perfect next step in your career. The company is growing due to internal promotions, and they offer an environment rich in learning, development, and career progression, along with a fantastic benefits package.
The Role
- As a Mortgage Underwriter, you'll play a key role in the end-to-end processing of mortgage applications, ensuring compliance and delivering exceptional service.
- Your responsibilities will include:
- Reviewing and completing mortgage applications from start to finish
- Conducting affordability checks and analysing credit history
- Assessing each applicant's individual circumstances
- Ensuring all processes meet regulatory requirements
- Liaising with brokers and third-party contacts
Essential Criteria
- 6 GCSE's (or equivalent qualifications)
- Minimum of 1 year's experience working with mortgage applications
What We're Looking For
- Excellent written and verbal communication skills
- Strong organisational skills and attention to detail
- A proactive and positive attitude toward tasks and challenges
The Package/ Benefits
- Competitive salary (based on experience)
- Hybrid working model (2 days in the office after training)
- 25 days holiday + up to 12 bank holidays
- Life assurance
- An extra day off for your birthday
- 20% employer pension contribution
- Industry-leading training and support
- Genuine career progression within a stable, reputable company
Apply now to take the next step in your career with a company that invests in its people and promotes from within. To speak in absolute confidence about this opportunity please send an up-to-date CV via the link provided or contact Geraldine at Honeycomb on 028 9620 7050. If you have a disability which means you require assistance at any stage of the recruitment process, please contact us directly to discuss. Honeycomb is committed to providing equality of opportunity to all. Even if this position is not right for you, we may have others that are. Please visit Honeycomb to view a wide selection of our current jobs.
Contact Detail:
Honeycomb Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Familiarise yourself with the latest mortgage regulations and compliance standards. This knowledge will not only help you in interviews but also demonstrate your commitment to the role and the industry.
✨Tip Number 2
Network with professionals in the financial services sector, especially those who work as mortgage underwriters. Engaging with them can provide insights into the role and may even lead to referrals.
✨Tip Number 3
Prepare for potential interview questions by practising how you would handle specific scenarios related to mortgage applications. This will showcase your problem-solving skills and understanding of the underwriting process.
✨Tip Number 4
Research the company culture and values of the financial services firm you're applying to. Tailoring your conversation to align with their ethos during interviews can significantly boost your chances of landing the job.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in mortgage administration. Focus on relevant roles and responsibilities that align with the Mortgage Underwriter position, such as processing applications and conducting affordability checks.
Craft a Compelling Cover Letter: Write a cover letter that showcases your communication skills and attention to detail. Mention specific examples of how you've successfully managed mortgage applications and any relevant achievements in your previous roles.
Highlight Relevant Skills: In your application, emphasise your organisational skills and proactive attitude. These traits are essential for a Mortgage Underwriter, so provide examples of how you've demonstrated these in past positions.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter. Ensure there are no spelling or grammatical errors, as this reflects your attention to detail and professionalism, which are crucial for the role.
How to prepare for a job interview at Honeycomb
✨Know Your Mortgage Basics
Brush up on your knowledge of mortgage processes, including application reviews and affordability checks. Being able to discuss these topics confidently will show that you understand the role and can contribute effectively.
✨Demonstrate Attention to Detail
As a Mortgage Underwriter, attention to detail is crucial. Prepare examples from your past experience where your meticulousness made a difference, whether in compliance or processing applications.
✨Showcase Communication Skills
Since you'll be liaising with brokers and third-party contacts, practice articulating your thoughts clearly. Consider how you can convey complex information simply and effectively during the interview.
✨Exhibit a Proactive Attitude
Employers value candidates who approach challenges positively. Be ready to share instances where you took initiative in your previous roles, especially in problem-solving situations related to mortgage applications.