Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead Credit Risk Analyst role focusing on modelling, reporting, and strategy in a dynamic team.
- Company: HomeServe EMEA provides home repair services across multiple countries, serving over 3.5 million customers.
- Benefits: Enjoy a salary up to £70,000, hybrid work, company car or cash allowance, and a 15% bonus.
- Why this job: Join a growing global finance business with opportunities for career growth and innovation.
- Qualifications: Degree in Maths, Physics, or Engineering; advanced coding skills; 2+ years in Credit Risk.
- Other info: Hybrid role with travel support and essential costs covered.
The predicted salary is between 42000 - 98000 £ per year.
HomeServe Consumer Finance are currently looking for a Lead Credit Risk Analyst to join our growing team!
Location: Hybrid – London (King’s Cross) & some travel to Leeds
Company: HomeServe EMEA
Job Type: Full-time
Salary and benefits: Up to £70,000, company car or £7,000 cash allowance, 6% matched pension, individual private medical and 15% bonus.
About HomeServe: HomeServe EMEA operates across multiple international markets, providing home repairs and improvement services. Acquired by Brookfield Infrastructure in 2023, we serve over 3.5 million customers and employ 6,000+ people across the UK, France, Belgium, Spain, Portugal, Germany, and Japan. With revenues reaching ~£1bn (FY23), we aim to become the leading European brand for home efficiency solutions.
The Opportunity: We are looking for a Lead Credit Risk Analyst to join our growing Credit Risk Team. This is an exciting opportunity to contribute to HomeServe’s newly established global Consumer Finance Business. This role has a broad remit and covers modelling, reporting, analysis, and strategy. You will also be expected to contribute to other Credit Risk projects and initiatives as required. This role would suit somebody from a modelling background with relevant experience of other aspects of Credit Risk.
Hybrid role: Work from home with 2 days per week in our London office (King’s Cross). Occasional travel to Leeds. Essential travel costs covered.
Key Responsibilities:
- Own a suite of Credit Risk models – including application scorecards, PD models and IFRS9 / ECL models. Primarily existing models, but you should be able to build bespoke models from scratch when required.
- Ensure the timely delivery of routine and ad hoc Credit Risk reporting – this includes the production of monthly reporting for Credit Risk Committee.
- Ad hoc analysis – carrying out analysis and deep dives to understand emerging trends within our new lending and loan books, and making recommendations for change.
- Projects – represent Credit Risk on cross-team projects.
- Stakeholder management – you must be able to engage with and influence colleagues and stakeholders at all levels.
- Data Governance - Maintain data quality assurance and build a credit data dictionary.
What We are Looking For:
- A degree in Math’s, Physics, Engineering or similar.
- Advanced coding skills in SAS, SQL, or Python.
- 2+ years’ experience gained in a Credit Risk team for a retail lending business.
- Ability to work in a fast-changing environment with new teams and data structures.
- Strong presentation and communication skills.
- The ability to confidently manage stakeholders of all levels and present material at board level committees.
- Bonus: Fluency in Spanish, German, or French.
Why Join HomeServe? Be part of a rapidly growing global finance business. Work in a data-driven, innovative environment. Hybrid working with flexibility and travel support. Opportunities for career growth and future leadership.
Lead Credit Risk Analyst (, , United Kingdom) employer: HomeServe EMEA
Contact Detail:
HomeServe EMEA Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Credit Risk Analyst (, , United Kingdom)
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk modelling and analysis. Being well-versed in current methodologies will not only boost your confidence but also demonstrate your commitment to staying ahead in the field.
✨Tip Number 2
Network with professionals in the credit risk space, especially those who have experience in retail lending. Engaging with industry peers can provide valuable insights and potentially lead to referrals or recommendations.
✨Tip Number 3
Prepare to discuss your experience with stakeholder management during interviews. Highlight specific examples where you've successfully influenced decisions or communicated complex data to non-technical audiences.
✨Tip Number 4
If you speak any additional languages like Spanish, German, or French, be sure to mention this in conversations. It could set you apart from other candidates and show your ability to engage with diverse teams.
We think you need these skills to ace Lead Credit Risk Analyst (, , United Kingdom)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk analysis, particularly any modelling work you've done. Use keywords from the job description to demonstrate that you meet the essential criteria.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Mention specific projects or experiences that align with the responsibilities listed in the job description, such as stakeholder management or data governance.
Showcase Technical Skills: Emphasise your advanced coding skills in SAS, SQL, or Python within your application. Provide examples of how you've used these skills in previous roles, especially in relation to credit risk modelling.
Prepare for Interviews: If selected for an interview, be ready to discuss your experience in detail. Prepare to explain your approach to credit risk analysis and how you would contribute to HomeServe's Consumer Finance Business. Practice articulating your thoughts clearly, as strong communication skills are essential for this role.
How to prepare for a job interview at HomeServe EMEA
✨Showcase Your Modelling Skills
As a Lead Credit Risk Analyst, you'll need to demonstrate your expertise in building and managing credit risk models. Be prepared to discuss specific models you've worked on, the methodologies you used, and any challenges you faced. This will show your technical proficiency and problem-solving abilities.
✨Prepare for Stakeholder Engagement
Since stakeholder management is key in this role, think of examples where you've successfully influenced or engaged with colleagues at various levels. Practice articulating these experiences clearly, as it will highlight your communication skills and ability to manage relationships effectively.
✨Understand the Business Context
Familiarise yourself with HomeServe's business model and the consumer finance landscape. Being able to discuss how credit risk impacts the overall business strategy will demonstrate your understanding of the role's significance within the company.
✨Be Ready for Technical Questions
Expect questions related to SAS, SQL, or Python, as advanced coding skills are essential for this position. Brush up on your technical knowledge and be ready to solve problems or explain concepts during the interview to showcase your analytical capabilities.
