Head of Portfolio Management Loans (Structured Real Estate and Infrastructure Finance)
Homes England | National Housing Bank
Our office locations for the Head of Portfolio Management – Loans position are London and Leeds.
Homes England launched the National Housing Bank, a new government-backed investment platform to accelerate housing delivery across England.
With £16bn in capital, it will unlock private investment, support regeneration and accelerate housing delivery across the UK. Joining now offers a rare opportunity to shape a major new national investment platform from the ground up.
The role holder manages a team within Structured Real Estate and Infrastructure Finance Portfolio Management, holding accountability for portfolio performance, risk management, governance and delivery across a number of key debt areas including Corporate Balance Sheet Lending, Revolving Credit Facilities and Infrastructure Finance on both a senior and mezzanine basis.
With a strong focus on impactful delivery outcomes, this leadership role will oversee a portfolio of loans, ensuring funding is deployed effectively, risks are managed proactively, and client relationships are maintained to a high standard. The role holder supports and develops the wider team, contributing to a positive, high-performing culture, while also supporting senior leaders with wider strategic workstreams and will be comfortable negotiating, influencing and driving outcomes in a dynamic and evolving environment.
Responsibilities
- Lead a regional/national team managing a portfolio of loans facilitating housing and infrastructure delivery.
- Approve and recommend credit submissions, payments, and legal documentation in line with delegated authority to a high professional standard.
- Manage the risk profile and performance of loan investment transactions, identifying and addressing early signs of deterioration in collaboration with clients and internal teams to ensure alignment with the Bank’s risk appetite and recovery objectives.
- Support and coach colleagues, contributing to a positive team environment and sharing expertise across the wider function.
- Contribute to the continuous improvement of policies and procedures related to portfolio performance and recovery, recommending and implementing changes where appropriate.
- Ensure compliance with transaction agreements, including timely operational activities such as drawdowns, payments, and action on emerging risk/default positions.
Candidate profile
- Degree‑level qualification or equivalent professional experience (e.g. Banker, Accountant, Surveyor, Lawyer).
- Knowledge of public sector investment principles and stewardship of public funds.
- Strong understanding of risk and client management in real estate investment or loan portfolios.
- Strong technical knowledge of LMA debt principles and structured real estate lending or corporate balance sheet lending.
- Demonstrated commercial acumen and ability to drive value for money.
- Experience in influencing and negotiating with internal and external stakeholders.
- Experience working collaboratively across multifunctional teams.
- Familiarity with credit processes, legal documentation, and delegated authority frameworks.
- Help build a new national investment institution.
- Work on complex and impactful housing and regeneration transactions.
- Deploy £16bn of government‑backed capital.
- Hybrid 50/50 working across multiple national locations.
- Defined benefit pension and strong public‑sector benefits.
Contact point for applicants
Recruitment team
Email : psrpermapplications@weareams.com
StudySmarter Expert Advice🤫
We think this is how you could land Head of Portfolio Management Loans (Structured Real Estate and Infrastructure Finance)
✨Get Involved in Local Property Events
Dive into local property expos and networking events! Real estate thrives on connections, so attending these events helps us meet potential employers and industry leaders, plus it's a chance to show off your enthusiasm for the field.
✨Connect with Local Agents on Social Media
Follow and engage with local real estate agents and firms on platforms like Instagram and LinkedIn. Sharing their posts and commenting with your insights can put you on their radar and might even lead to job opportunities at companies like Homes England.
✨Don’t Underestimate the Power of Cold Outreach
Got your eye on a specific company like Homes England? Don't hesitate to send a direct message or an email expressing your interest. Personalise your approach, maybe mentioning a recent listing or project of theirs, and it could set you apart from other candidates.
✨Utilise Property Management Platforms
Check out property management platforms and job boards tailored for the real estate sector. They often have exclusive listings, especially for full-time roles. Don't forget to visit Homes England's careers page directly; we love seeing passionate candidates applying through our website!
Some tips for your application 🫡
Show Your Real-Estate Savvy:When crafting your CV and cover letter, make sure to highlight any relevant experience in the real estate sector. If you've done internships, assistant roles, or even relevant coursework, lay it out clearly. We want to see your familiarity with market trends, property management, or any sales experience you've got under your belt!
Quantify Your Achievements:In real estate, numbers speak volumes! When detailing your past roles, use concrete figures to demonstrate your achievements. For example, mention how many properties you sold, the percentage increase in client satisfaction, or any successful negotiations. These metrics can give your application that extra punch it needs!
Tailor Your Documents for the Job:Every application should feel personal. When applying for the Head of Portfolio Management Loans (Structured Real Estate and Infrastructure Finance) role at Homes England, tweak your CV to focus on aspects that are important to them. If they value client relationships, emphasise your interpersonal skills. We want to see you aligning your experiences with what they're looking for!
Keep It Professional Yet Approachable:While we want you to show off your expertise, don't forget to let your personality shine through in your cover letter. A touch of friendliness can set you apart, especially in real estate where client interaction is key. Show that you're ready not just to work with the property but also with people!
How to prepare for a job interview at Homes England
✨Know Your Market Trends
In real estate, it’s all about staying ahead of the curve. Make sure we brush up on the latest market trends in the area where Homes England operates. Being able to discuss local property values, demand, and upcoming developments will show that we’re not just interested in the job, but genuinely invested in the industry.
✨Prepare for Scenario Questions
Expect some scenario-based questions during the interview. We might get asked how we’d handle different client situations or property evaluations. Preparing our responses for common real estate scenarios not only demonstrates our problem-solving skills but also shows that we can think on our feet in a client-facing role.
✨Showcase Your Connections
In full-time real estate, networking is key! Let’s think about our connections in the industry and what we can bring to Homes England. Whether it’s insights on prospective clients or relationships with local contractors, talking about these experiences can set us apart from other candidates.
✨Demonstrate Technical Savvy
Familiarity with different real estate software tools is a big plus. We should be ready to discuss any platforms we've used, whether it's for property management, CRM, or data analysis. Being comfortable with technology not only makes us more efficient, but also shows that we’re adaptable to the tools used at Homes England.
