At a Glance
- Tasks: Lead a team managing housing investment portfolios and ensure effective funding deployment.
- Company: Homes England, launching a new government-backed National Housing Bank.
- Benefits: Competitive salary, hybrid working, defined benefit pension, and strong public-sector perks.
- Other info: Opportunity to work collaboratively across multifunctional teams and drive value for money.
- Why this job: Shape a major national investment platform and make a real impact on housing delivery.
- Qualifications: Degree-level qualification or equivalent experience in finance, law, or real estate.
The predicted salary is between 69831 - 81443 £ per year.
Homes England is launching the National Housing Bank, a new government-backed investment platform to accelerate housing delivery across England. With £16bn in capital, it will unlock private investment, support regeneration and accelerate housing delivery across the UK. Joining now offers a rare opportunity to shape a major new national investment platform from the ground up.
The role holder manages the delivery of housing, infrastructure, and budget spend, overseeing a portfolio of loans, ensuring funding is deployed effectively, risks are managed proactively and client relationships are maintained to a high standard. The role holder leads a team focused on a specific type of asset or geographic area ensuring homes and funding are delivered as planned within risk appetite and budget, with a variety of investment structures, value, and delivery outcomes.
Responsibilities include:
- Lead the management of a portfolio of investment transactions, ensuring delivery of housing starts, completions, and spend in line with credit approvals and the annual budget.
- Approve and recommend credit submissions, payments, and legal documentation in line with delegated authority to a high professional standard.
- Manage the risk profile and performance of loan investment transactions, identifying and addressing early signs of deterioration in collaboration with clients and internal teams to ensure alignment with the Agency’s risk appetite and recovery objectives.
- Lead a regional/national team to achieve targets in line with the Agency's values.
- Support and coach colleagues, contributing to a positive team environment and sharing expertise across the wider function.
- Contribute to the continuous improvement of policies and procedures related to portfolio performance and recovery, recommending and implementing changes where appropriate.
- Maintain and report on asset performance data metrics, including portfolio composition and stewardship activity, ensuring strong quality assurance.
Candidate profile:
- Degree-level qualification or equivalent professional experience (e.g. Banker, Accountant, Surveyor, Lawyer).
- Knowledge of public sector investment principles and stewardship of public funds.
- Strong understanding of risk and client management in real estate investment or loan portfolios.
- Demonstrated commercial acumen and ability to drive value for money.
- Experience in influencing and negotiating with internal and external stakeholders.
- Experience working collaboratively across multifunctional teams.
- Familiarity with credit processes, legal documentation, and delegated authority frameworks.
- Line Management experience.
Why join?
- Help build a new national investment institution
- Work on complex housing and regeneration transactions
- Deploy £16bn of government-backed capital
- Hybrid 50/50 working across multiple national locations
- Defined benefit pension and strong public-sector benefits
Contact point for applicants:
Name: Ciara Lynn
Email: Ciara.lynn@weareams.com
Recruitment team Email: psrpermapplications@weareams.com
Closing date: 1st July, 2026
Right to Work in the UK is required.
Head of Portfolio Management Loans employer: Homes England
Homes England offers a unique opportunity to be at the forefront of shaping a new national investment platform aimed at accelerating housing delivery across the UK. With a hybrid working model and offices in vibrant cities like Leeds, Newcastle, and Manchester, employees benefit from a supportive work culture that prioritises professional growth and collaboration. The organisation provides a competitive salary, a defined benefit pension, and the chance to make a meaningful impact on communities through innovative housing solutions.
StudySmarter Expert Advice🤫
We think this is how you could land Head of Portfolio Management Loans
✨Tip Number 1
Network like a pro! Reach out to people in the housing and investment sectors, especially those connected to Homes England. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by diving deep into the role's responsibilities. Understand how you can lead a portfolio of loans effectively and manage risks. Show us you know your stuff!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email. It shows your enthusiasm and keeps you fresh in their minds.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who take that extra step to connect with us directly.
We think you need these skills to ace Head of Portfolio Management Loans
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Head of Portfolio Management Loans role. Highlight your knowledge of public sector investment principles and any relevant experience in managing loan portfolios.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about housing delivery and how your background makes you the perfect fit for shaping a new national investment platform.
Showcase Your Team Leadership Skills:Since this role involves leading a regional/national team, be sure to mention your line management experience and how you've successfully coached colleagues in the past. We want to see your ability to foster a positive team environment!
Apply Through Our Website:Don't forget to submit your application through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing candidates who follow the process closely.
How to prepare for a job interview at Homes England
✨Know Your Portfolio Inside Out
Before the interview, dive deep into understanding portfolio management, especially in the context of loans. Familiarise yourself with Homes England's mission and how the National Housing Bank aims to accelerate housing delivery. This knowledge will help you articulate how your experience aligns with their goals.
✨Showcase Your Risk Management Skills
Given the emphasis on managing risk in the job description, prepare specific examples from your past experiences where you've successfully identified and mitigated risks in loan portfolios. Be ready to discuss how you can apply these skills to ensure alignment with the Agency’s risk appetite.
✨Demonstrate Leadership and Teamwork
As a Head of Portfolio Management, you'll be leading a team. Think of instances where you've supported and coached colleagues or collaborated across multifunctional teams. Highlight your leadership style and how you foster a positive team environment, as this is crucial for the role.
✨Prepare for Stakeholder Engagement Scenarios
The role requires influencing and negotiating with various stakeholders. Prepare to discuss your approach to building and maintaining client relationships. Consider scenarios where you've successfully navigated complex negotiations and how you can bring that experience to the National Housing Bank.
