Closing Date: 25/11/2026
Interviews will take place week commencing 30/11/2026
Location: As we are headquartered in Leeds our preference is to appoint to this location and priority will be given to applicants based within commuting distance of the Leeds office.
Help build the National Housing Bank
The National Housing Bank (NHB) is a new government-backed financial institution, operating as a subsidiary of Homes England, established to unlock investment and accelerate housing delivery across England.
The role of the Guarantees team is to originate and structure guarantee transactions using the National Housing Bank's £5.5bn guarantee capacity to address market inefficiencies and barriers, unlock institutional funding and support government housing objectives.
About the Role
The Head of Guarantees will play a leading role in developing and executing government-backed guarantee products that mobilise private sector investment into housing and regeneration.
This role sits within the Guarantees team's New Products function and you will join a growing team of structured finance, credit and housing specialists. You will play an important role in shaping product strategy, identifying market opportunities and developing innovative guarantee solutions to support housing delivery.
This is a market-facing role requiring strong financial, commercial, transaction structuring and stakeholder management skills. The role combines product development and transaction execution, leading opportunities through structuring, negotiation, approvals and implementation.
Success in the role will depend on building strong relationships across government, the housing sector and financial markets. The role holder will engage with investors, lenders, developers, advisers and delivery partners to develop and deliver guarantee solutions, while providing technical leadership across complex transactions and products.
About You
We are looking for a commercially minded finance professional with experience of complex financial transactions and a strong understanding of risk, structuring and investment decision-making. You will be able to think strategically about market opportunities, assess emerging challenges and contribute to the development of innovative guarantee products and solutions.
You will be comfortable leading transactions through structuring, negotiation, approvals and execution, and providing clear, evidence-based recommendations on risk and commercial considerations.
You will have strong analytical and financial modelling skills, with the ability to review complex analyses, challenge assumptions and communicate effectively with a range of internal and external stakeholders.
You will be proactive and comfortable managing multiple workstreams simultaneously, while working collaboratively with colleagues, government stakeholders and private sector partners. You will also enjoy supporting the development of others through coaching and the sharing of technical expertise.
Most importantly, you'll be excited by the opportunity to help shape a new institution with a clear purpose and support housing delivery at scale.
Why Join?
Backed by £16bn of new financial capacity, the National Housing Bank will work with investors, lenders, developers, housing associations and government partners to crowd in more than £50bn of private investment and support the delivery of 500,000 additional homes across England.
This is a rare opportunity to work collaboratively across teams within the National Housing Bank.
Please find attached job description alongside additional information about the selection process, who we are and what we offer.
Head - Guarantees employer: Homes England
Homes England is an exceptional employer, offering a dynamic work culture that prioritises collaboration and innovation. With a strong focus on employee growth, you will have access to professional development opportunities while working in a pivotal role that directly impacts housing policy and governance. Located at the heart of government engagement, this position allows you to make meaningful contributions to the National Housing Bank and the wider community.
